Best Cheap Auto Insurance in Sublime, TX (2021)

The average Sublime, TX auto insurance rates are $307 per month. The minimum auto insurance in Sublime is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Sublime, Texas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Sublime, Texas is 30/60/25
  • The cheapest auto insurance company in Sublime is USAA
  • The most expensive auto insurance company in Sublime for teen drivers is Progressive

Sublime, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Sublime can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sublime, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Sublime to other Texas cities, including Laredo auto insurance rates, Arlington auto insurance rates, and Austin auto insurance rates to see how Sublime, Texas auto insurance rates stack up.

Before you buy Sublime, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sublime, Texas auto insurance quotes.

Minimum Auto Insurance in Sublime, Texas

Sublime, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sublime, Texas.

Minimum Required Auto Insurance Coverage in Sublime, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sublime, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sublime, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sublime, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,494 $3,531 $3,454 $3,454 $9,099 $11,001 $4,321 $4,507
American Family $2,614 $2,902 $2,417 $2,761 $6,723 $8,800 $3,715 $4,227
GEICO $2,449 $2,644 $2,365 $2,675 $5,357 $5,595 $2,650 $2,653
Nationwide $2,264 $2,310 $2,000 $2,124 $6,246 $8,054 $2,642 $2,865
Progressive $2,318 $2,202 $2,065 $2,101 $9,735 $10,893 $2,748 $2,797
State Farm $1,817 $1,817 $1,610 $1,610 $4,233 $5,373 $1,967 $2,030
USAA $1,497 $1,508 $1,428 $1,420 $4,185 $4,565 $1,995 $2,145

Cheap Sublime, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sublime, Texas is a challenge. Take a look at the annual teen auto insurance rates in Sublime, Texas.

Annual Auto Insurance Rates for Teen Drivers in Sublime, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,099 $11,001
American Family $6,723 $8,800
GEICO $5,357 $5,595
Nationwide $6,246 $8,054
Progressive $9,735 $10,893
State Farm $4,233 $5,373
USAA $4,185 $4,565

Cheap Sublime, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Sublime, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sublime, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,454 $3,454
American Family $2,417 $2,761
GEICO $2,365 $2,675
Nationwide $2,000 $2,124
Progressive $2,065 $2,101
State Farm $1,610 $1,610
USAA $1,428 $1,420

Cheap Sublime, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sublime, Texas compared to the annual auto insurance rates with a clean record in Sublime, Texas.

Annual Sublime, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,182 $6,411 $6,656 $4,182
American Family $3,900 $4,940 $4,339 $3,900
GEICO $2,800 $3,703 $3,088 $3,603
Nationwide $3,087 $3,087 $4,588 $3,491
Progressive $3,800 $4,917 $4,440 $4,273
State Farm $2,285 $2,604 $3,056 $2,285
USAA $1,749 $2,576 $3,038 $2,007

Cheap Sublime, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sublime, Texas is not easy. Compare the annual rates for DUI auto insurance in Sublime, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Sublime, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,656
American Family $4,339
GEICO $3,088
Nationwide $4,588
Progressive $4,440
State Farm $3,056
USAA $3,038

Cheap Sublime, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sublime, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sublime, Texas

Insurance Company Poor Fair Good
Allstate $6,834 $4,982 $4,257
American Family $5,887 $3,695 $3,227
GEICO $5,092 $2,882 $1,922
Nationwide $4,282 $3,426 $2,982
Progressive $4,905 $4,239 $3,928
State Farm $3,623 $2,254 $1,795
USAA $3,443 $1,987 $1,598

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Cheap Sublime, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sublime, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Sublime, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sublime, Texas

ZIP Code Average Annual Rates
77986 $5,410

Cheap Sublime, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Sublime, Texas auto insurance. Find the cheapest annual Sublime, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sublime, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,230 $5,485
American Family $4,270 $4,270
GEICO $3,237 $3,359
Nationwide $3,563 $3,563
Progressive $4,357 $4,357
State Farm $2,557 $2,557
USAA $2,313 $2,372

Cheap Sublime, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sublime, Texas? Check out the comparison of annual Sublime, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sublime, Texas

Insurance Company Low Medium High
Allstate $5,223 $5,307 $5,544
American Family $3,980 $4,116 $4,713
GEICO $3,131 $3,258 $3,506
Nationwide $3,847 $3,409 $3,434
Progressive $4,149 $4,338 $4,586
State Farm $2,431 $2,549 $2,693
USAA $2,266 $2,333 $2,428

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Best By Category: Cheapest Auto Insurance in Sublime, Texas

Compare the cheapest auto insurance companies in Sublime, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sublime, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Sublime, Texas Auto Insurance Companies

What auto insurance companies in Sublime, Texas are the cheapest? Compare the top Sublime, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sublime, Texas

Insurance Company Average Annual Rates
Allstate $5,358
American Family $4,270
GEICO $3,298
Nationwide $3,563
Progressive $4,357
State Farm $2,557
USAA $2,343

Compare Sublime, Texas Auto Insurance Quotes

Before you buy Sublime, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sublime, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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