Best Cheap Auto Insurance in Sturgeon Lake, MN (2021)

The average Sturgeon Lake, MN auto insurance rates are $399 per month. The minimum auto insurance in Sturgeon Lake is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Sturgeon Lake, Minnesota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Sturgeon Lake for teen drivers is Liberty Mutual
  • Average auto insurance rates in Sturgeon Lake, MN for senior drivers are $3,170 per year
  • The cheapest auto insurance company in Sturgeon Lake is State Farm

Sturgeon Lake, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Sturgeon Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sturgeon Lake, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Sturgeon Lake to other Minnesota cities, including Brooklyn Park auto insurance rates, St. Paul auto insurance rates, and Maple Grove auto insurance rates to see how Sturgeon Lake, Minnesota auto insurance rates stack up.

Before you buy Sturgeon Lake, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sturgeon Lake, Minnesota auto insurance quotes.

Minimum Auto Insurance in Sturgeon Lake, Minnesota

Sturgeon Lake, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sturgeon Lake, Minnesota.

Minimum Required Auto Insurance Coverage in Sturgeon Lake, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Sturgeon Lake, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sturgeon Lake, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sturgeon Lake, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,982 $2,982 $2,861 $2,861 $6,734 $9,782 $3,620 $3,813
American Family $2,351 $2,351 $2,127 $2,127 $6,357 $9,279 $2,351 $2,664
Farmers $2,038 $2,038 $1,966 $2,078 $5,846 $5,929 $2,671 $2,638
GEICO $2,791 $2,768 $2,666 $2,591 $5,874 $7,453 $2,614 $2,712
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $1,916 $1,924 $1,703 $1,809 $4,740 $5,762 $2,233 $2,314
State Farm $1,636 $1,636 $1,445 $1,445 $3,428 $4,227 $1,893 $1,568
USAA $2,080 $2,064 $1,892 $1,895 $5,503 $6,025 $2,718 $2,894

Cheap Sturgeon Lake, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sturgeon Lake, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Sturgeon Lake, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Sturgeon Lake, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,734 $9,782
American Family $6,357 $9,279
Farmers $5,846 $5,929
GEICO $5,874 $7,453
Liberty Mutual $21,303 $32,066
Nationwide $4,740 $5,762
State Farm $3,428 $4,227
USAA $5,503 $6,025

Cheap Sturgeon Lake, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Sturgeon Lake, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sturgeon Lake, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,861 $2,861
American Family $2,127 $2,127
Farmers $1,966 $2,078
GEICO $2,666 $2,591
Liberty Mutual $10,624 $10,624
Nationwide $1,703 $1,809
State Farm $1,445 $1,445
USAA $1,892 $1,895

Cheap Sturgeon Lake, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sturgeon Lake, Minnesota compared to the annual auto insurance rates with a clean record in Sturgeon Lake, Minnesota.

Annual Sturgeon Lake, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,275 $4,699 $5,594 $4,249
American Family $2,493 $4,451 $5,033 $2,827
Farmers $2,698 $3,388 $3,443 $3,073
GEICO $2,445 $3,887 $5,782 $2,620
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,209 $2,952 $3,409 $2,630
State Farm $1,996 $2,323 $2,160 $2,160
USAA $2,329 $2,962 $4,468 $2,776

Cheap Sturgeon Lake, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sturgeon Lake, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Sturgeon Lake, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Sturgeon Lake, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,594
American Family $5,033
Farmers $3,443
GEICO $5,782
Liberty Mutual $22,059
Nationwide $3,409
State Farm $2,160
USAA $4,468

Cheap Sturgeon Lake, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sturgeon Lake, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sturgeon Lake, Minnesota

Insurance Company Poor Fair Good
Allstate $6,551 $3,534 $3,279
American Family $5,031 $3,361 $2,711
Farmers $3,919 $2,859 $2,673
GEICO $4,422 $3,616 $3,012
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,337 $2,681 $2,381
State Farm $3,150 $1,925 $1,404
USAA $4,924 $2,398 $2,080

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Cheap Sturgeon Lake, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sturgeon Lake, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Sturgeon Lake, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sturgeon Lake, Minnesota

ZIP Code Average Annual Rates
55783 $3,643

Cheap Sturgeon Lake, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Sturgeon Lake, Minnesota auto insurance. Find the cheapest annual Sturgeon Lake, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sturgeon Lake, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,454 $4,454
American Family $3,657 $3,745
Farmers $3,150 $3,150
GEICO $3,634 $3,733
Liberty Mutual $14,776 $15,681
Nationwide $2,800 $2,800
State Farm $2,102 $2,217
USAA $3,093 $3,175

Cheap Sturgeon Lake, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sturgeon Lake, Minnesota? Check out the comparison of annual Sturgeon Lake, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sturgeon Lake, Minnesota

Insurance Company Low Medium High
Allstate $4,388 $4,450 $4,525
American Family $3,701 $3,805 $3,597
Farmers $3,030 $3,165 $3,257
GEICO $3,563 $3,682 $3,805
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,672 $2,815 $2,913
State Farm $2,084 $2,166 $2,229
USAA $3,046 $3,131 $3,225

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Best By Category: Cheapest Auto Insurance in Sturgeon Lake, Minnesota

Compare the cheapest auto insurance companies in Sturgeon Lake, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sturgeon Lake, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Sturgeon Lake, Minnesota Auto Insurance Companies

What auto insurance companies in Sturgeon Lake, Minnesota are the cheapest? Compare the top Sturgeon Lake, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sturgeon Lake, Minnesota

Insurance Company Average Annual Rates
Allstate $4,454
American Family $3,701
Farmers $3,150
GEICO $3,683
Liberty Mutual $15,229
Nationwide $2,800
State Farm $2,160
USAA $3,134

What affects auto insurance rates in Sturgeon Lake, Minnesota?

There are a lot of reasons why auto insurance rates in Sturgeon Lake, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sturgeon Lake, Minnesota. Many local factors may affect your Sturgeon Lake auto insurance rates.

Sturgeon Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sturgeon Lake, Minnesota commute length is 26.9 minutes according to City-Data.

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Compare Sturgeon Lake, Minnesota Auto Insurance Quotes

Before you buy Sturgeon Lake, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sturgeon Lake, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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