Best Cheap Auto Insurance in Sturgeon Bay, WI (2021)

The average Sturgeon Bay, WI auto insurance rates are $224 per month. The minimum auto insurance in Sturgeon Bay is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Sturgeon Bay, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Sturgeon Bay for teen drivers is Farmers
  • The average commute length in Sturgeon Bay is 14.7 minutes
  • The minimum auto insurance required in Sturgeon Bay, Wisconsin is 25/50/10

Sturgeon Bay, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Sturgeon Bay can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sturgeon Bay, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Sturgeon Bay to other Wisconsin cities, including Oshkosh auto insurance rates, Janesville auto insurance rates, and Kenosha auto insurance rates to see how Sturgeon Bay, Wisconsin auto insurance rates stack up.

Before you buy Sturgeon Bay, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sturgeon Bay, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Sturgeon Bay, Wisconsin

Sturgeon Bay, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sturgeon Bay, Wisconsin.

Minimum Required Auto Insurance Coverage in Sturgeon Bay, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Sturgeon Bay, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sturgeon Bay, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sturgeon Bay, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,055 $2,161 $1,906 $2,101 $6,759 $8,652 $2,078 $2,251
American Family $813 $846 $779 $784 $2,412 $2,646 $954 $1,011
Farmers $1,852 $1,850 $1,643 $1,737 $8,670 $8,975 $2,108 $2,213
GEICO $1,117 $1,236 $1,166 $1,343 $3,715 $4,000 $1,032 $1,060
Liberty Mutual $1,837 $2,008 $1,486 $1,690 $6,057 $6,797 $1,955 $2,122
Nationwide $3,080 $3,241 $2,561 $2,697 $6,388 $9,817 $3,756 $4,442
Progressive $1,548 $1,466 $1,269 $1,329 $5,996 $6,752 $1,850 $1,998
State Farm $1,176 $1,176 $1,050 $1,050 $3,384 $4,281 $1,327 $1,510
USAA $1,217 $1,212 $1,108 $1,122 $3,129 $3,618 $1,574 $1,721

Cheap Sturgeon Bay, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sturgeon Bay, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Sturgeon Bay, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Sturgeon Bay, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,759 $8,652
American Family $2,412 $2,646
Farmers $8,670 $8,975
GEICO $3,715 $4,000
Liberty Mutual $6,057 $6,797
Nationwide $6,388 $9,817
Progressive $5,996 $6,752
State Farm $3,384 $4,281
USAA $3,129 $3,618

Cheap Sturgeon Bay, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Sturgeon Bay, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sturgeon Bay, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,906 $2,101
American Family $779 $784
Farmers $1,643 $1,737
GEICO $1,166 $1,343
Liberty Mutual $1,486 $1,690
Nationwide $2,561 $2,697
Progressive $1,269 $1,329
State Farm $1,050 $1,050
USAA $1,108 $1,122

Cheap Sturgeon Bay, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sturgeon Bay, Wisconsin compared to the annual auto insurance rates with a clean record in Sturgeon Bay, Wisconsin.

Annual Sturgeon Bay, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,851 $3,917 $3,670 $3,544
American Family $1,227 $1,298 $1,298 $1,298
Farmers $3,167 $3,996 $3,776 $3,584
GEICO $1,270 $2,055 $2,364 $1,645
Liberty Mutual $2,293 $3,248 $3,378 $3,059
Nationwide $3,803 $4,399 $5,390 $4,399
Progressive $2,540 $3,085 $2,640 $2,839
State Farm $1,717 $2,021 $1,869 $1,869
USAA $1,439 $1,816 $2,454 $1,642

Cheap Sturgeon Bay, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sturgeon Bay, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Sturgeon Bay, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Sturgeon Bay, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,670
American Family $1,298
Farmers $3,776
GEICO $2,364
Liberty Mutual $3,378
Nationwide $5,390
Progressive $2,640
State Farm $1,869
USAA $2,454

Cheap Sturgeon Bay, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sturgeon Bay, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sturgeon Bay, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,580 $3,159 $2,748
American Family $1,725 $1,125 $992
Farmers $4,107 $3,469 $3,317
GEICO $2,402 $1,717 $1,381
Liberty Mutual $4,326 $2,604 $2,053
Nationwide $5,056 $4,219 $4,219
Progressive $3,148 $2,683 $2,497
State Farm $2,787 $1,601 $1,220
USAA $2,818 $1,497 $1,198

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Cheap Sturgeon Bay, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sturgeon Bay, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Sturgeon Bay, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sturgeon Bay, Wisconsin

ZIP Code Average Annual Rates
54235 $2,620

Cheap Sturgeon Bay, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Sturgeon Bay, Wisconsin auto insurance. Find the cheapest annual Sturgeon Bay, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sturgeon Bay, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,412 $3,579
American Family $1,259 $1,302
Farmers $3,631 $3,631
GEICO $1,797 $1,870
Liberty Mutual $2,994 $2,994
Nationwide $4,498 $4,498
Progressive $2,776 $2,776
State Farm $1,822 $1,916
USAA $1,814 $1,861

Cheap Sturgeon Bay, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sturgeon Bay, Wisconsin? Check out the comparison of annual Sturgeon Bay, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sturgeon Bay, Wisconsin

Insurance Company Low Medium High
Allstate $3,353 $3,487 $3,646
American Family $1,259 $1,291 $1,291
Farmers $3,368 $3,607 $3,919
GEICO $1,704 $1,832 $1,965
Liberty Mutual $2,764 $3,022 $3,197
Nationwide $4,355 $4,499 $4,639
Progressive $2,575 $2,801 $2,952
State Farm $1,755 $1,876 $1,977
USAA $1,766 $1,839 $1,908

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Best By Category: Cheapest Auto Insurance in Sturgeon Bay, Wisconsin

Compare the cheapest auto insurance companies in Sturgeon Bay, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sturgeon Bay, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Sturgeon Bay, Wisconsin Auto Insurance Companies

What auto insurance companies in Sturgeon Bay, Wisconsin are the cheapest? Compare the top Sturgeon Bay, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sturgeon Bay, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,495
American Family $1,281
Farmers $3,631
GEICO $1,834
Liberty Mutual $2,994
Nationwide $4,498
Progressive $2,776
State Farm $1,869
USAA $1,838

What affects auto insurance rates in Sturgeon Bay, Wisconsin?

There are a lot of reasons why auto insurance rates in Sturgeon Bay, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sturgeon Bay, Wisconsin. Many local factors may affect your Sturgeon Bay auto insurance rates.

Sturgeon Bay Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Sturgeon Bay, Wisconsin auto theft statistics, there have been 1 auto thefts in the city.

Sturgeon Bay Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sturgeon Bay, Wisconsin commute length is 14.7 minutes according to City-Data.

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Compare Sturgeon Bay, Wisconsin Auto Insurance Quotes

Before you buy Sturgeon Bay, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sturgeon Bay, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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