Best Cheap Auto Insurance in Strum, WI (2021)

The average Strum, WI auto insurance rates are $254 per month. The minimum auto insurance in Strum is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Strum, Wisconsin, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The average commute length in Strum is 24.0 minutes
  • Average auto insurance rates in Strum, WI for senior drivers are $1,715 per year
  • The most expensive auto insurance company in Strum for teen drivers is Nationwide

Strum, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Strum can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Strum, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Strum to other Wisconsin cities, including Milwaukee auto insurance rates, Kenosha auto insurance rates, and Eau Claire auto insurance rates to see how Strum, Wisconsin auto insurance rates stack up.

Before you buy Strum, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Strum, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Strum, Wisconsin

Strum, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Strum, Wisconsin.

Minimum Required Auto Insurance Coverage in Strum, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Strum, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Strum, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Strum, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,177 $2,295 $2,011 $2,222 $7,005 $8,985 $2,212 $2,402
American Family $1,041 $1,092 $971 $982 $2,928 $3,244 $1,229 $1,312
Farmers $1,858 $1,862 $1,647 $1,745 $8,786 $9,113 $2,108 $2,210
GEICO $1,383 $1,509 $1,400 $1,575 $4,458 $4,809 $1,283 $1,334
Liberty Mutual $2,092 $2,301 $1,700 $1,944 $6,027 $6,784 $2,229 $2,436
Nationwide $3,880 $4,090 $3,198 $3,376 $7,768 $11,863 $4,706 $5,625
Progressive $1,855 $1,784 $1,518 $1,573 $6,755 $7,647 $2,235 $2,429
State Farm $1,432 $1,432 $1,261 $1,261 $3,950 $5,000 $1,611 $1,841
USAA $1,360 $1,361 $1,228 $1,256 $3,408 $3,962 $1,770 $1,950

Cheap Strum, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Strum, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Strum, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Strum, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,005 $8,985
American Family $2,928 $3,244
Farmers $8,786 $9,113
GEICO $4,458 $4,809
Liberty Mutual $6,027 $6,784
Nationwide $7,768 $11,863
Progressive $6,755 $7,647
State Farm $3,950 $5,000
USAA $3,408 $3,962

Cheap Strum, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Strum, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Strum, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,011 $2,222
American Family $971 $982
Farmers $1,647 $1,745
GEICO $1,400 $1,575
Liberty Mutual $1,700 $1,944
Nationwide $3,198 $3,376
Progressive $1,518 $1,573
State Farm $1,261 $1,261
USAA $1,228 $1,256

Cheap Strum, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Strum, Wisconsin compared to the annual auto insurance rates with a clean record in Strum, Wisconsin.

Annual Strum, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,997 $4,112 $3,839 $3,706
American Family $1,529 $1,623 $1,623 $1,623
Farmers $3,195 $4,031 $3,820 $3,617
GEICO $1,556 $2,490 $2,789 $2,041
Liberty Mutual $2,466 $3,422 $3,602 $3,266
Nationwide $4,703 $5,441 $6,668 $5,441
Progressive $2,959 $3,561 $3,063 $3,315
State Farm $2,054 $2,394 $2,224 $2,224
USAA $1,599 $2,008 $2,717 $1,823

Cheap Strum, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Strum, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Strum, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Strum, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,839
American Family $1,623
Farmers $3,820
GEICO $2,789
Liberty Mutual $3,602
Nationwide $6,668
Progressive $3,063
State Farm $2,224
USAA $2,717

Cheap Strum, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Strum, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Strum, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,809 $3,310 $2,871
American Family $2,139 $1,412 $1,248
Farmers $4,148 $3,501 $3,349
GEICO $2,914 $2,077 $1,666
Liberty Mutual $4,634 $2,751 $2,181
Nationwide $6,255 $5,218 $5,218
Progressive $3,692 $3,105 $2,877
State Farm $3,317 $1,904 $1,449
USAA $3,141 $1,652 $1,317

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Cheap Strum, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Strum, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Strum, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Strum, Wisconsin

ZIP Code Average Annual Rates
54770 $2,943

Cheap Strum, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Strum, Wisconsin auto insurance. Find the cheapest annual Strum, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Strum, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,576 $3,752
American Family $1,573 $1,627
Farmers $3,666 $3,666
GEICO $2,171 $2,267
Liberty Mutual $3,189 $3,189
Nationwide $5,563 $5,563
Progressive $3,225 $3,225
State Farm $2,170 $2,277
USAA $2,010 $2,063

Cheap Strum, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Strum, Wisconsin? Check out the comparison of annual Strum, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Strum, Wisconsin

Insurance Company Low Medium High
Allstate $3,502 $3,654 $3,835
American Family $1,584 $1,614 $1,601
Farmers $3,376 $3,633 $3,989
GEICO $2,106 $2,218 $2,333
Liberty Mutual $2,979 $3,215 $3,373
Nationwide $5,417 $5,561 $5,711
Progressive $3,072 $3,245 $3,356
State Farm $2,119 $2,229 $2,322
USAA $1,962 $2,038 $2,110

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Best By Category: Cheapest Auto Insurance in Strum, Wisconsin

Compare the cheapest auto insurance companies in Strum, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Strum, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Strum, Wisconsin Auto Insurance Companies

What auto insurance companies in Strum, Wisconsin are the cheapest? Compare the top Strum, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Strum, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,664
American Family $1,600
Farmers $3,666
GEICO $2,219
Liberty Mutual $3,189
Nationwide $5,563
Progressive $3,225
State Farm $2,224
USAA $2,037

What affects auto insurance rates in Strum, Wisconsin?

There are a lot of reasons why auto insurance rates in Strum, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Strum, Wisconsin. Many local factors may affect your Strum auto insurance rates.

Strum Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Strum, Wisconsin auto theft statistics, there have been 0 auto thefts in the city.

Strum Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Strum, Wisconsin commute length is 24.0 minutes according to City-Data.

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Compare Strum, Wisconsin Auto Insurance Quotes

Before you buy Strum, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Strum, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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