Best Cheap Auto Insurance in Stratford, WI (2021)

The average Stratford, WI auto insurance rates are $239 per month. The minimum auto insurance in Stratford is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Stratford, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The average commute length in Stratford is 21.0 minutes
  • The minimum auto insurance required in Stratford, Wisconsin is 25/50/10
  • Average auto insurance rates in Stratford, WI for senior drivers are $1,611 per year

Stratford, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Stratford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Stratford, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Stratford to other Wisconsin cities, including Milwaukee auto insurance rates, Janesville auto insurance rates, and Appleton auto insurance rates to see how Stratford, Wisconsin auto insurance rates stack up.

Before you buy Stratford, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Stratford, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Stratford, Wisconsin

Stratford, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Stratford, Wisconsin.

Minimum Required Auto Insurance Coverage in Stratford, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Stratford, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Stratford, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stratford, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,115 $2,226 $1,958 $2,161 $6,881 $8,817 $2,145 $2,329
American Family $958 $1,004 $895 $906 $2,614 $2,889 $1,122 $1,195
Farmers $1,847 $1,850 $1,639 $1,734 $8,639 $8,956 $2,097 $2,201
GEICO $1,375 $1,502 $1,392 $1,565 $4,431 $4,781 $1,276 $1,328
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $3,563 $3,759 $2,940 $3,104 $7,150 $10,928 $4,325 $5,169
Progressive $1,554 $1,482 $1,273 $1,326 $5,841 $6,592 $1,863 $2,017
State Farm $1,299 $1,299 $1,146 $1,146 $3,559 $4,520 $1,461 $1,656
USAA $1,366 $1,367 $1,232 $1,260 $3,423 $3,984 $1,779 $1,959

Cheap Stratford, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Stratford, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Stratford, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Stratford, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,881 $8,817
American Family $2,614 $2,889
Farmers $8,639 $8,956
GEICO $4,431 $4,781
Liberty Mutual $5,914 $6,647
Nationwide $7,150 $10,928
Progressive $5,841 $6,592
State Farm $3,559 $4,520
USAA $3,423 $3,984

Cheap Stratford, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Stratford, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Stratford, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,958 $2,161
American Family $895 $906
Farmers $1,639 $1,734
GEICO $1,392 $1,565
Liberty Mutual $1,555 $1,774
Nationwide $2,940 $3,104
Progressive $1,273 $1,326
State Farm $1,146 $1,146
USAA $1,232 $1,260

Cheap Stratford, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Stratford, Wisconsin compared to the annual auto insurance rates with a clean record in Stratford, Wisconsin.

Annual Stratford, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,922 $4,015 $3,756 $3,624
American Family $1,386 $1,469 $1,469 $1,469
Farmers $3,157 $3,980 $3,770 $3,574
GEICO $1,548 $2,475 $2,771 $2,030
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,326 $5,004 $6,134 $5,004
Progressive $2,514 $3,039 $2,608 $2,812
State Farm $1,859 $2,163 $2,011 $2,011
USAA $1,607 $2,018 $2,730 $1,831

Cheap Stratford, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Stratford, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Stratford, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Stratford, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,756
American Family $1,469
Farmers $3,770
GEICO $2,771
Liberty Mutual $3,411
Nationwide $6,134
Progressive $2,608
State Farm $2,011
USAA $2,730

Cheap Stratford, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Stratford, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Stratford, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,697 $3,234 $2,806
American Family $1,939 $1,276 $1,128
Farmers $4,098 $3,457 $3,306
GEICO $2,897 $2,065 $1,657
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $5,753 $4,799 $4,799
Progressive $3,125 $2,647 $2,458
State Farm $2,999 $1,722 $1,311
USAA $3,162 $1,657 $1,320

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Cheap Stratford, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Stratford, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Stratford, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Stratford, Wisconsin

ZIP Code Average Annual Rates
54484 $2,772

Cheap Stratford, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Stratford, Wisconsin auto insurance. Find the cheapest annual Stratford, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Stratford, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,493 $3,665
American Family $1,424 $1,472
Farmers $3,620 $3,620
GEICO $2,158 $2,254
Liberty Mutual $3,022 $3,022
Nationwide $5,117 $5,117
Progressive $2,743 $2,743
State Farm $1,961 $2,061
USAA $2,020 $2,073

Cheap Stratford, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Stratford, Wisconsin? Check out the comparison of annual Stratford, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stratford, Wisconsin

Insurance Company Low Medium High
Allstate $3,417 $3,570 $3,751
American Family $1,433 $1,460 $1,451
Farmers $3,346 $3,591 $3,924
GEICO $2,094 $2,205 $2,319
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $4,977 $5,116 $5,259
Progressive $2,576 $2,765 $2,890
State Farm $1,902 $2,017 $2,113
USAA $1,976 $2,048 $2,115

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Best By Category: Cheapest Auto Insurance in Stratford, Wisconsin

Compare the cheapest auto insurance companies in Stratford, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Stratford, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Stratford, Wisconsin Auto Insurance Companies

What auto insurance companies in Stratford, Wisconsin are the cheapest? Compare the top Stratford, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Stratford, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,579
American Family $1,448
Farmers $3,620
GEICO $2,206
Liberty Mutual $3,022
Nationwide $5,117
Progressive $2,743
State Farm $2,011
USAA $2,046

What affects auto insurance rates in Stratford, Wisconsin?

There are a lot of reasons why auto insurance rates in Stratford, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Stratford, Wisconsin. Many local factors may affect your Stratford auto insurance rates.

Stratford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Stratford, Wisconsin commute length is 21.0 minutes according to City-Data.

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Compare Stratford, Wisconsin Auto Insurance Quotes

Before you buy Stratford, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Stratford, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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