Best Cheap Auto Insurance in Stratford, OK (2021)

The average Stratford, OK auto insurance rates are $338 per month. The minimum auto insurance in Stratford is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Stratford, Oklahoma, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Stratford is 26.4 minutes
  • The most expensive auto insurance company in Stratford for teen drivers is Liberty Mutual
  • Average auto insurance rates in Stratford, OK for senior drivers are $2,379 per year

Stratford, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Stratford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Stratford, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Stratford to other Oklahoma cities, including Norman auto insurance rates, Midwest City auto insurance rates, and Tulsa auto insurance rates to see how Stratford, Oklahoma auto insurance rates stack up.

Before you buy Stratford, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Stratford, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Stratford, Oklahoma

Stratford, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Stratford, Oklahoma.

Minimum Required Auto Insurance Coverage in Stratford, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Stratford, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Stratford, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stratford, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,214 $2,224 $2,037 $2,139 $6,811 $7,997 $2,392 $2,529
Farmers $2,307 $2,292 $2,075 $2,189 $8,668 $8,888 $2,618 $2,747
GEICO $2,263 $2,475 $2,409 $2,699 $6,596 $7,054 $1,981 $2,014
Liberty Mutual $4,741 $5,012 $4,158 $4,531 $13,194 $14,493 $4,940 $5,132
Progressive $2,580 $2,457 $2,122 $2,244 $10,237 $11,485 $3,024 $3,181
State Farm $1,843 $1,843 $1,618 $1,618 $4,548 $5,747 $1,932 $2,165
USAA $1,803 $1,806 $1,729 $1,746 $5,888 $6,566 $2,323 $2,550

Cheap Stratford, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Stratford, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Stratford, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Stratford, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,811 $7,997
Farmers $8,668 $8,888
GEICO $6,596 $7,054
Liberty Mutual $13,194 $14,493
Progressive $10,237 $11,485
State Farm $4,548 $5,747
USAA $5,888 $6,566

Cheap Stratford, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Stratford, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Stratford, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,037 $2,139
Farmers $2,075 $2,189
GEICO $2,409 $2,699
Liberty Mutual $4,158 $4,531
Progressive $2,122 $2,244
State Farm $1,618 $1,618
USAA $1,729 $1,746

Cheap Stratford, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Stratford, Oklahoma compared to the annual auto insurance rates with a clean record in Stratford, Oklahoma.

Annual Stratford, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,045 $3,569 $4,130 $3,428
Farmers $3,355 $4,303 $4,199 $4,034
GEICO $2,507 $3,833 $4,242 $3,163
Liberty Mutual $4,724 $7,912 $8,954 $6,511
Progressive $3,634 $6,750 $4,011 $4,270
State Farm $2,482 $2,846 $2,664 $2,664
USAA $2,250 $3,231 $3,956 $2,768

Cheap Stratford, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Stratford, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Stratford, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Stratford, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,130
Farmers $4,199
GEICO $4,242
Liberty Mutual $8,954
Progressive $4,011
State Farm $2,664
USAA $3,956

Cheap Stratford, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Stratford, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Stratford, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,374 $3,322 $2,932
Farmers $4,576 $3,764 $3,580
GEICO $4,141 $3,436 $2,732
Liberty Mutual $10,101 $6,152 $4,823
Progressive $5,301 $4,508 $4,190
State Farm $3,704 $2,376 $1,914
USAA $4,522 $2,577 $2,055

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Cheap Stratford, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Stratford, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Stratford, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Stratford, Oklahoma

ZIP Code Average Annual Rates
74872 $4,017

Cheap Stratford, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Stratford, Oklahoma auto insurance. Find the cheapest annual Stratford, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Stratford, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,543 $3,543
Farmers $3,973 $3,973
GEICO $3,370 $3,503
Liberty Mutual $7,025 $7,025
Progressive $4,666 $4,666
State Farm $2,619 $2,710
USAA $3,015 $3,088

Cheap Stratford, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Stratford, Oklahoma? Check out the comparison of annual Stratford, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stratford, Oklahoma

Insurance Company Low Medium High
Allstate $3,341 $3,530 $3,758
Farmers $3,804 $3,930 $4,185
GEICO $3,204 $3,441 $3,665
Liberty Mutual $6,680 $7,001 $7,395
Progressive $4,342 $4,637 $5,019
State Farm $2,507 $2,644 $2,842
USAA $2,938 $3,044 $3,173

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Best By Category: Cheapest Auto Insurance in Stratford, Oklahoma

Compare the cheapest auto insurance companies in Stratford, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Stratford, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Stratford, Oklahoma Auto Insurance Companies

What auto insurance companies in Stratford, Oklahoma are the cheapest? Compare the top Stratford, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Stratford, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,543
Farmers $3,973
GEICO $3,436
Liberty Mutual $7,025
Progressive $4,666
State Farm $2,664
USAA $3,051

What affects auto insurance rates in Stratford, Oklahoma?

There are a lot of reasons why auto insurance rates in Stratford, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Stratford, Oklahoma. Many local factors may affect your Stratford auto insurance rates.

Stratford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Stratford, Oklahoma commute length is 26.4 minutes according to City-Data.

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Compare Stratford, Oklahoma Auto Insurance Quotes

Before you buy Stratford, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Stratford, Oklahoma auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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