Best Cheap Auto Insurance in Stowell, TX (2021)

The average Stowell, TX auto insurance rates are $357 per month. The minimum auto insurance in Stowell is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Stowell, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Stowell is 35.6 minutes
  • The minimum auto insurance required in Stowell, Texas is 30/60/25
  • Average auto insurance rates in Stowell, TX for senior drivers are $2,588 per year

Stowell, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Stowell can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Stowell, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Stowell to other Texas cities, including El Paso auto insurance rates, Corpus Christi auto insurance rates, and Laredo auto insurance rates to see how Stowell, Texas auto insurance rates stack up.

Before you buy Stowell, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Stowell, Texas auto insurance quotes.

Minimum Auto Insurance in Stowell, Texas

Stowell, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Stowell, Texas.

Minimum Required Auto Insurance Coverage in Stowell, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Stowell, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Stowell, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stowell, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,729 $3,748 $3,679 $3,679 $10,004 $12,033 $4,598 $4,768
American Family $2,966 $3,326 $2,827 $3,261 $8,351 $10,912 $4,359 $4,979
GEICO $2,782 $3,025 $2,706 $3,099 $6,225 $6,490 $3,020 $3,011
Nationwide $2,719 $2,761 $2,400 $2,538 $7,884 $10,108 $3,212 $3,473
Progressive $2,626 $2,488 $2,345 $2,381 $11,270 $12,621 $3,118 $3,165
State Farm $2,198 $2,198 $1,956 $1,956 $5,295 $6,753 $2,391 $2,464
USAA $1,784 $1,797 $1,705 $1,696 $4,977 $5,426 $2,378 $2,555

Cheap Stowell, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Stowell, Texas is a challenge. Take a look at the annual teen auto insurance rates in Stowell, Texas.

Annual Auto Insurance Rates for Teen Drivers in Stowell, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,004 $12,033
American Family $8,351 $10,912
GEICO $6,225 $6,490
Nationwide $7,884 $10,108
Progressive $11,270 $12,621
State Farm $5,295 $6,753
USAA $4,977 $5,426

Cheap Stowell, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Stowell, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Stowell, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,679 $3,679
American Family $2,827 $3,261
GEICO $2,706 $3,099
Nationwide $2,400 $2,538
Progressive $2,345 $2,381
State Farm $1,956 $1,956
USAA $1,705 $1,696

Cheap Stowell, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Stowell, Texas compared to the annual auto insurance rates with a clean record in Stowell, Texas.

Annual Stowell, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,441 $6,966 $7,271 $4,441
American Family $4,666 $5,942 $5,215 $4,666
GEICO $3,217 $4,286 $3,534 $4,143
Nationwide $3,804 $3,804 $5,642 $4,298
Progressive $4,354 $5,664 $5,092 $4,898
State Farm $2,797 $3,212 $3,799 $2,797
USAA $2,080 $3,074 $3,617 $2,389

Cheap Stowell, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Stowell, Texas is not easy. Compare the annual rates for DUI auto insurance in Stowell, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Stowell, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,271
American Family $5,215
GEICO $3,534
Nationwide $5,642
Progressive $5,092
State Farm $3,799
USAA $3,617

Cheap Stowell, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Stowell, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Stowell, Texas

Insurance Company Poor Fair Good
Allstate $7,340 $5,384 $4,615
American Family $6,964 $4,477 $3,926
GEICO $5,876 $3,311 $2,197
Nationwide $5,268 $4,228 $3,665
Progressive $5,622 $4,869 $4,515
State Farm $4,466 $2,777 $2,211
USAA $4,102 $2,366 $1,902

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Cheap Stowell, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Stowell, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Stowell, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Stowell, Texas

ZIP Code Average Annual Rates
77661 $6,412

Cheap Stowell, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Stowell, Texas auto insurance. Find the cheapest annual Stowell, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Stowell, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,634 $5,925
American Family $5,122 $5,122
GEICO $3,724 $3,865
Nationwide $4,387 $4,387
Progressive $5,002 $5,002
State Farm $3,151 $3,151
USAA $2,754 $2,825

Cheap Stowell, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Stowell, Texas? Check out the comparison of annual Stowell, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stowell, Texas

Insurance Company Low Medium High
Allstate $5,633 $5,725 $5,981
American Family $4,718 $4,916 $5,733
GEICO $3,582 $3,740 $4,062
Nationwide $4,708 $4,197 $4,255
Progressive $4,733 $4,980 $5,294
State Farm $2,987 $3,142 $3,326
USAA $2,691 $2,778 $2,901

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Best By Category: Cheapest Auto Insurance in Stowell, Texas

Compare the cheapest auto insurance companies in Stowell, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Stowell, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Stowell, Texas Auto Insurance Companies

What auto insurance companies in Stowell, Texas are the cheapest? Compare the top Stowell, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Stowell, Texas

Insurance Company Average Annual Rates
Allstate $5,780
American Family $5,122
GEICO $3,795
Nationwide $4,387
Progressive $5,002
State Farm $3,151
USAA $2,790

What affects auto insurance rates in Stowell, Texas?

There are a lot of reasons why auto insurance rates in Stowell, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Stowell, Texas. Many local factors may affect your Stowell auto insurance rates.

Stowell Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Stowell, Texas commute length is 35.6 minutes according to City-Data.

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Compare Stowell, Texas Auto Insurance Quotes

Before you buy Stowell, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Stowell, Texas auto insurance quotes.

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