Best Cheap Auto Insurance in Stonington, CT (2021)

The average Stonington, CT auto insurance rates are $348 per month. The minimum auto insurance in Stonington is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Stonington, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Stonington, Connecticut is 25/50/20
  • The average commute length in Stonington is 33.0 minutes
  • The most expensive auto insurance company in Stonington for teen drivers is Travelers

Stonington, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Stonington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Stonington, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Stonington to other Connecticut cities, including New Britain auto insurance rates, Stamford auto insurance rates, and Hartford auto insurance rates to see how Stonington, Connecticut auto insurance rates stack up.

Before you buy Stonington, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Stonington, Connecticut auto insurance quotes.

Minimum Auto Insurance in Stonington, Connecticut

Stonington, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Stonington, Connecticut.

Minimum Required Auto Insurance Coverage in Stonington, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Stonington, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Stonington, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stonington, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,312 $3,291 $3,043 $3,254 $9,980 $11,771 $3,481 $3,674
GEICO $1,963 $1,969 $1,821 $1,836 $4,521 $5,336 $1,892 $1,835
Liberty Mutual $3,072 $3,333 $2,368 $2,906 $15,248 $17,166 $3,116 $3,400
Nationwide $2,151 $2,175 $1,935 $2,028 $5,929 $7,512 $2,492 $2,677
Progressive $2,395 $2,235 $2,043 $2,124 $9,991 $11,081 $2,741 $3,082
State Farm $1,649 $1,649 $1,516 $1,516 $4,952 $6,221 $1,851 $2,121
Travelers $1,719 $1,744 $1,715 $1,708 $13,143 $21,117 $1,872 $2,112
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Cheap Stonington, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Stonington, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Stonington, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Stonington, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,980 $11,771
GEICO $4,521 $5,336
Liberty Mutual $15,248 $17,166
Nationwide $5,929 $7,512
Progressive $9,991 $11,081
State Farm $4,952 $6,221
Travelers $13,143 $21,117
USAA $5,822 $6,120

Cheap Stonington, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Stonington, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Stonington, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,043 $3,254
GEICO $1,821 $1,836
Liberty Mutual $2,368 $2,906
Nationwide $1,935 $2,028
Progressive $2,043 $2,124
State Farm $1,516 $1,516
Travelers $1,715 $1,708
USAA $1,727 $1,706

Cheap Stonington, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Stonington, Connecticut compared to the annual auto insurance rates with a clean record in Stonington, Connecticut.

Annual Stonington, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,463 $5,482 $6,494 $4,463
GEICO $1,673 $2,193 $4,667 $2,054
Liberty Mutual $5,545 $6,936 $6,864 $5,959
Nationwide $2,743 $3,570 $4,084 $3,052
Progressive $3,802 $5,528 $3,997 $4,519
State Farm $2,501 $2,745 $2,745 $2,745
Travelers $4,540 $4,917 $7,161 $5,947
USAA $2,343 $2,941 $4,435 $2,343

Cheap Stonington, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Stonington, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Stonington, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Stonington, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,494
GEICO $4,667
Liberty Mutual $6,864
Nationwide $4,084
Progressive $3,997
State Farm $2,745
Travelers $7,161
USAA $4,435

Cheap Stonington, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Stonington, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Stonington, Connecticut

Insurance Company Poor Fair Good
Allstate $6,653 $5,029 $3,995
GEICO $3,847 $2,323 $1,770
Liberty Mutual $8,970 $5,599 $4,409
Nationwide $4,446 $2,991 $2,650
Progressive $4,855 $4,356 $4,173
State Farm $3,729 $2,394 $1,929
Travelers $6,406 $5,336 $5,182
USAA $3,987 $2,690 $2,369

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Cheap Stonington, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Stonington, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Stonington, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Stonington, Connecticut

ZIP Code Average Annual Rates
6378 $4,213

Cheap Stonington, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Stonington, Connecticut auto insurance. Find the cheapest annual Stonington, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Stonington, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,226 $5,226
GEICO $2,606 $2,687
Liberty Mutual $6,326 $6,326
Nationwide $3,362 $3,362
Progressive $4,462 $4,462
State Farm $2,618 $2,750
Travelers $5,641 $5,641
USAA $2,979 $3,051

Cheap Stonington, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Stonington, Connecticut? Check out the comparison of annual Stonington, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stonington, Connecticut

Insurance Company Low Medium High
Allstate $4,953 $5,217 $5,506
GEICO $2,458 $2,616 $2,866
Liberty Mutual $6,097 $6,283 $6,598
Nationwide $3,424 $3,388 $3,276
Progressive $4,169 $4,424 $4,791
State Farm $2,519 $2,688 $2,845
Travelers $5,248 $5,604 $6,071
USAA $2,826 $3,018 $3,202

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Best By Category: Cheapest Auto Insurance in Stonington, Connecticut

Compare the cheapest auto insurance companies in Stonington, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Stonington, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Stonington, Connecticut Auto Insurance Companies

What auto insurance companies in Stonington, Connecticut are the cheapest? Compare the top Stonington, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Stonington, Connecticut

Insurance Company Average Annual Rates
Allstate $5,226
GEICO $2,647
Liberty Mutual $6,326
Nationwide $3,362
Progressive $4,462
State Farm $2,684
Travelers $5,641
USAA $3,015

What affects auto insurance rates in Stonington, Connecticut?

There are a lot of reasons why auto insurance rates in Stonington, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Stonington, Connecticut. Many local factors may affect your Stonington auto insurance rates.

Stonington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Stonington, Connecticut commute length is 33.0 minutes according to City-Data.

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Compare Stonington, Connecticut Auto Insurance Quotes

Before you buy Stonington, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Stonington, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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