Best Cheap Auto Insurance in Stoneham, MA (2021)

The average Stoneham, MA auto insurance rates are $286 per month. The minimum auto insurance in Stoneham is at least 20/40/5 in coverage to comply with Massachusetts auto insurance laws. To find the best cheap auto insurance in Stoneham, Massachusetts, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Stoneham is 30.2 minutes
  • Average auto insurance rates in Stoneham, MA for senior drivers are $2,152 per year
  • The minimum auto insurance required in Stoneham, Massachusetts is 20/40/5

Stoneham, Massachusetts auto insurance requirements are 20/40/5 according to Massachusetts auto insurance laws. Finding cheap auto insurance in Stoneham can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Stoneham, Massachusetts, including driving record, credit, commute time, and more.

Compare auto insurance in Stoneham to other Massachusetts cities, including Lowell auto insurance rates, Worcester auto insurance rates, and Quincy auto insurance rates to see how Stoneham, Massachusetts auto insurance rates stack up.

Before you buy Stoneham, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Stoneham, Massachusetts auto insurance quotes.

Minimum Auto Insurance in Stoneham, Massachusetts

Stoneham, Massachusetts auto insurance laws require that you have at least the Massachusetts minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Stoneham, Massachusetts.

Minimum Required Auto Insurance Coverage in Stoneham, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Stoneham, Massachusetts Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Stoneham, Massachusetts are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stoneham, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,614 $2,614 $2,614 $2,614 $9,011 $9,011 $2,931 $2,931
GEICO $2,131 $2,131 $1,978 $1,978 $5,924 $5,924 $2,197 $2,197
Liberty Mutual $3,102 $3,102 $2,701 $2,701 $9,956 $9,956 $3,244 $3,244
Progressive $2,599 $2,599 $2,493 $2,493 $10,021 $10,021 $2,819 $2,819
State Farm $1,058 $1,058 $1,058 $1,058 $2,839 $2,839 $1,058 $1,058
Travelers $3,068 $3,068 $2,710 $2,710 $6,335 $6,335 $3,414 $3,414
USAA $1,531 $1,531 $1,508 $1,508 $3,596 $3,596 $1,692 $1,692

Cheap Stoneham, Massachusetts Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Stoneham, Massachusetts is a challenge. Take a look at the annual teen auto insurance rates in Stoneham, Massachusetts.

Annual Auto Insurance Rates for Teen Drivers in Stoneham, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,011 $9,011
GEICO $5,924 $5,924
Liberty Mutual $9,956 $9,956
Progressive $10,021 $10,021
State Farm $2,839 $2,839
Travelers $6,335 $6,335
USAA $3,596 $3,596

Cheap Stoneham, Massachusetts Auto Insurance for Seniors

What are senior auto insurance rates in Stoneham, Massachusetts? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Stoneham, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,614 $2,614
GEICO $1,978 $1,978
Liberty Mutual $2,701 $2,701
Progressive $2,493 $2,493
State Farm $1,058 $1,058
Travelers $2,710 $2,710
USAA $1,508 $1,508

Cheap Stoneham, Massachusetts Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Stoneham, Massachusetts compared to the annual auto insurance rates with a clean record in Stoneham, Massachusetts.

Annual Stoneham, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,321 $4,958 $5,570 $3,321
GEICO $2,443 $3,368 $3,842 $2,578
Liberty Mutual $3,744 $5,114 $6,146 $3,999
Progressive $3,759 $5,318 $4,208 $4,647
State Farm $1,188 $1,622 $1,931 $1,274
Travelers $3,016 $4,191 $4,480 $3,840
USAA $1,479 $1,924 $3,268 $1,655

Cheap Stoneham, Massachusetts Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Stoneham, Massachusetts is not easy. Compare the annual rates for DUI auto insurance in Stoneham, Massachusetts to find the best deal.

Annual Auto Insurance Rates After a DUI in Stoneham, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,570
GEICO $3,842
Liberty Mutual $6,146
Progressive $4,208
State Farm $1,931
Travelers $4,480
USAA $3,268

Cheap Stoneham, Massachusetts Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Stoneham, Massachusetts can vary. Compare the annual cost of auto insurance by ZIP code in Stoneham, Massachusetts to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Stoneham, Massachusetts

ZIP Code Average Annual Rates
2180 $3,436

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Cheap Stoneham, Massachusetts Auto Insurance Rates By Commute

Commute length and annual mileage affect Stoneham, Massachusetts auto insurance. Find the cheapest annual Stoneham, Massachusetts auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Stoneham, Massachusetts

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,151 $4,433
GEICO $3,001 $3,114
Liberty Mutual $4,564 $4,937
Progressive $4,483 $4,483
State Farm $1,468 $1,539
Travelers $3,699 $4,065
USAA $2,024 $2,139

Cheap Stoneham, Massachusetts Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Stoneham, Massachusetts? Check out the comparison of annual Stoneham, Massachusetts auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stoneham, Massachusetts

Insurance Company Low Medium High
Allstate $3,949 $4,365 $4,563
GEICO $2,813 $3,113 $3,247
Liberty Mutual $4,436 $4,814 $5,003
Progressive $4,098 $4,571 $4,780
State Farm $1,368 $1,530 $1,612
Travelers $3,486 $3,967 $4,193
USAA $1,929 $2,116 $2,200

Best By Category: Cheapest Auto Insurance in Stoneham, Massachusetts

Compare the cheapest auto insurance companies in Stoneham, Massachusetts in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Stoneham, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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The Cheapest Stoneham, Massachusetts Auto Insurance Companies

What auto insurance companies in Stoneham, Massachusetts are the cheapest? Compare the top Stoneham, Massachusetts auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Stoneham, Massachusetts

Insurance Company Average Annual Rates
Allstate $4,292
GEICO $3,058
Liberty Mutual $4,751
Progressive $4,483
State Farm $1,504
Travelers $3,882
USAA $2,082

What affects auto insurance rates in Stoneham, Massachusetts?

There are a lot of reasons why auto insurance rates in Stoneham, Massachusetts are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Stoneham, Massachusetts. Many local factors may affect your Stoneham auto insurance rates.

Stoneham Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Stoneham, Massachusetts commute length is 30.2 minutes according to City-Data.

Compare Stoneham, Massachusetts Auto Insurance Quotes

Before you buy Stoneham, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Stoneham, Massachusetts auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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