Best Cheap Auto Insurance in Stone Mountain, GA (2021)

The average Stone Mountain, GA auto insurance rates are $575 per month. The minimum auto insurance in Stone Mountain is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Stone Mountain, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Stone Mountain, GA for senior drivers are $3,783 per year
  • The cheapest auto insurance company in Stone Mountain is USAA
  • The most expensive auto insurance company in Stone Mountain for teen drivers is Liberty Mutual

Stone Mountain, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Stone Mountain can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Stone Mountain, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Stone Mountain to other Georgia cities, including Warner Robins auto insurance rates, Roswell auto insurance rates, and Savannah auto insurance rates to see how Stone Mountain, Georgia auto insurance rates stack up.

Before you buy Stone Mountain, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Stone Mountain, Georgia auto insurance quotes.

Minimum Auto Insurance in Stone Mountain, Georgia

Stone Mountain, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Stone Mountain, Georgia.

Minimum Required Auto Insurance Coverage in Stone Mountain, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Stone Mountain, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Stone Mountain, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stone Mountain, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,998 $3,998 $3,842 $3,842 $9,360 $12,007 $4,469 $4,874
GEICO $2,894 $2,874 $2,821 $2,821 $9,456 $11,304 $3,769 $4,195
Liberty Mutual $7,046 $7,667 $5,766 $6,554 $30,984 $34,595 $7,448 $7,896
Nationwide $4,974 $5,141 $4,935 $5,422 $15,694 $20,196 $6,088 $6,605
Progressive $4,441 $4,036 $3,825 $4,047 $14,451 $15,987 $5,097 $5,289
State Farm $3,070 $3,070 $2,757 $2,757 $8,261 $10,880 $3,375 $3,639
USAA $1,903 $1,897 $1,791 $1,784 $7,105 $8,366 $2,373 $2,613

Cheap Stone Mountain, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Stone Mountain, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Stone Mountain, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Stone Mountain, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,360 $12,007
GEICO $9,456 $11,304
Liberty Mutual $30,984 $34,595
Nationwide $15,694 $20,196
Progressive $14,451 $15,987
State Farm $8,261 $10,880
USAA $7,105 $8,366

Cheap Stone Mountain, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Stone Mountain, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Stone Mountain, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,842 $3,842
GEICO $2,821 $2,821
Liberty Mutual $5,766 $6,554
Nationwide $4,935 $5,422
Progressive $3,825 $4,047
State Farm $2,757 $2,757
USAA $1,791 $1,784

Cheap Stone Mountain, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Stone Mountain, Georgia compared to the annual auto insurance rates with a clean record in Stone Mountain, Georgia.

Annual Stone Mountain, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,746 $7,437 $6,009 $5,003
GEICO $3,230 $4,009 $9,012 $3,817
Liberty Mutual $10,227 $14,015 $16,104 $13,631
Nationwide $6,639 $7,801 $12,030 $8,057
Progressive $5,535 $9,972 $6,627 $6,453
State Farm $4,300 $5,152 $4,726 $4,726
USAA $2,658 $3,388 $4,900 $2,969

Cheap Stone Mountain, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Stone Mountain, Georgia is not easy. Compare the annual rates for DUI auto insurance in Stone Mountain, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Stone Mountain, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,009
GEICO $9,012
Liberty Mutual $16,104
Nationwide $12,030
Progressive $6,627
State Farm $4,726
USAA $4,900

Cheap Stone Mountain, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Stone Mountain, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Stone Mountain, Georgia

Insurance Company Poor Fair Good
Allstate $7,519 $5,224 $4,653
GEICO $6,752 $4,177 $4,122
Liberty Mutual $19,319 $11,874 $9,290
Nationwide $10,278 $8,334 $7,283
Progressive $8,009 $6,973 $6,459
State Farm $6,708 $4,170 $3,300
USAA $4,510 $3,194 $2,734

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Cheap Stone Mountain, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Stone Mountain, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Stone Mountain, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Stone Mountain, Georgia

ZIP Code Average Annual Rates
30083 $6,710
30087 $6,277
30088 $6,733

Cheap Stone Mountain, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Stone Mountain, Georgia auto insurance. Find the cheapest annual Stone Mountain, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Stone Mountain, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,664 $5,934
GEICO $4,938 $5,096
Liberty Mutual $13,494 $13,494
Nationwide $8,632 $8,632
Progressive $7,147 $7,147
State Farm $4,726 $4,726
USAA $3,320 $3,638

Cheap Stone Mountain, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Stone Mountain, Georgia? Check out the comparison of annual Stone Mountain, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stone Mountain, Georgia

Insurance Company Low Medium High
Allstate $5,289 $5,870 $6,237
GEICO $4,578 $5,047 $5,426
Liberty Mutual $12,892 $13,413 $14,178
Nationwide $8,424 $8,799 $8,673
Progressive $6,431 $7,010 $7,999
State Farm $4,403 $4,733 $5,042
USAA $3,300 $3,460 $3,677

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Best By Category: Cheapest Auto Insurance in Stone Mountain, Georgia

Compare the cheapest auto insurance companies in Stone Mountain, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Stone Mountain, Georgia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Stone Mountain, Georgia Auto Insurance Companies

What auto insurance companies in Stone Mountain, Georgia are the cheapest? Compare the top Stone Mountain, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Stone Mountain, Georgia

Insurance Company Average Annual Rates
Allstate $5,799
GEICO $5,017
Liberty Mutual $13,494
Nationwide $8,632
Progressive $7,147
State Farm $4,726
USAA $3,479

What affects auto insurance rates in Stone Mountain, Georgia?

There are a lot of reasons why auto insurance rates in Stone Mountain, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Stone Mountain, Georgia. Many local factors may affect your Stone Mountain auto insurance rates.

Stone Mountain Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Stone Mountain, Georgia commute length is 39.1 minutes according to City-Data.

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Compare Stone Mountain, Georgia Auto Insurance Quotes

Before you buy Stone Mountain, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Stone Mountain, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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