Best Cheap Auto Insurance in Stoddard, WI (2021)

The average Stoddard, WI auto insurance rates are $248 per month. The minimum auto insurance in Stoddard is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Stoddard, Wisconsin, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Stoddard, WI for senior drivers are $1,650 per year
  • The minimum auto insurance required in Stoddard, Wisconsin is 25/50/10
  • The cheapest auto insurance company in Stoddard is American Family

Stoddard, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Stoddard can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Stoddard, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Stoddard to other Wisconsin cities, including Kenosha auto insurance rates, Waukesha auto insurance rates, and Racine auto insurance rates to see how Stoddard, Wisconsin auto insurance rates stack up.

Before you buy Stoddard, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Stoddard, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Stoddard, Wisconsin

Stoddard, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Stoddard, Wisconsin.

Minimum Required Auto Insurance Coverage in Stoddard, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Stoddard, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Stoddard, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stoddard, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,213 $2,338 $2,038 $2,257 $6,937 $8,913 $2,255 $2,448
American Family $995 $1,042 $934 $941 $2,843 $3,145 $1,181 $1,260
Farmers $1,825 $1,823 $1,616 $1,713 $8,714 $9,024 $2,076 $2,174
GEICO $1,281 $1,408 $1,310 $1,485 $4,200 $4,534 $1,187 $1,232
Liberty Mutual $1,729 $1,888 $1,398 $1,587 $5,815 $6,520 $1,841 $1,999
Nationwide $3,831 $4,028 $3,162 $3,333 $7,772 $11,890 $4,651 $5,532
Progressive $1,799 $1,708 $1,475 $1,538 $7,001 $7,892 $2,168 $2,366
State Farm $1,375 $1,375 $1,220 $1,220 $3,928 $4,950 $1,550 $1,784
USAA $1,362 $1,360 $1,231 $1,253 $3,470 $4,033 $1,769 $1,942

Cheap Stoddard, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Stoddard, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Stoddard, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Stoddard, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,937 $8,913
American Family $2,843 $3,145
Farmers $8,714 $9,024
GEICO $4,200 $4,534
Liberty Mutual $5,815 $6,520
Nationwide $7,772 $11,890
Progressive $7,001 $7,892
State Farm $3,928 $4,950
USAA $3,470 $4,033

Cheap Stoddard, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Stoddard, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Stoddard, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,038 $2,257
American Family $934 $941
Farmers $1,616 $1,713
GEICO $1,310 $1,485
Liberty Mutual $1,398 $1,587
Nationwide $3,162 $3,333
Progressive $1,475 $1,538
State Farm $1,220 $1,220
USAA $1,231 $1,253

Cheap Stoddard, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Stoddard, Wisconsin compared to the annual auto insurance rates with a clean record in Stoddard, Wisconsin.

Annual Stoddard, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,022 $4,126 $3,841 $3,710
American Family $1,476 $1,565 $1,565 $1,565
Farmers $3,156 $3,988 $3,770 $3,569
GEICO $1,450 $2,334 $2,641 $1,893
Liberty Mutual $2,176 $3,092 $3,212 $2,908
Nationwide $4,671 $5,403 $6,622 $5,403
Progressive $2,967 $3,604 $3,080 $3,322
State Farm $2,000 $2,350 $2,175 $2,175
USAA $1,608 $2,026 $2,743 $1,833

Cheap Stoddard, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Stoddard, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Stoddard, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Stoddard, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,841
American Family $1,565
Farmers $3,770
GEICO $2,641
Liberty Mutual $3,212
Nationwide $6,622
Progressive $3,080
State Farm $2,175
USAA $2,743

Cheap Stoddard, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Stoddard, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Stoddard, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,828 $3,319 $2,878
American Family $2,061 $1,363 $1,205
Farmers $4,091 $3,461 $3,309
GEICO $2,729 $1,947 $1,563
Liberty Mutual $4,113 $2,478 $1,951
Nationwide $6,211 $5,182 $5,182
Progressive $3,681 $3,133 $2,916
State Farm $3,245 $1,862 $1,418
USAA $3,169 $1,663 $1,326

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Stoddard, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Stoddard, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Stoddard, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Stoddard, Wisconsin

ZIP Code Average Annual Rates
54658 $2,895

Cheap Stoddard, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Stoddard, Wisconsin auto insurance. Find the cheapest annual Stoddard, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Stoddard, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,587 $3,763
American Family $1,517 $1,569
Farmers $3,621 $3,621
GEICO $2,036 $2,123
Liberty Mutual $2,847 $2,847
Nationwide $5,525 $5,525
Progressive $3,243 $3,243
State Farm $2,123 $2,227
USAA $2,026 $2,079

Cheap Stoddard, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Stoddard, Wisconsin? Check out the comparison of annual Stoddard, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stoddard, Wisconsin

Insurance Company Low Medium High
Allstate $3,511 $3,666 $3,848
American Family $1,530 $1,557 $1,541
Farmers $3,338 $3,593 $3,931
GEICO $1,966 $2,079 $2,194
Liberty Mutual $2,631 $2,870 $3,039
Nationwide $5,377 $5,521 $5,676
Progressive $3,069 $3,269 $3,391
State Farm $2,071 $2,181 $2,274
USAA $1,984 $2,054 $2,120

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Stoddard, Wisconsin

Compare the cheapest auto insurance companies in Stoddard, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Stoddard, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Stoddard, Wisconsin Auto Insurance Companies

What auto insurance companies in Stoddard, Wisconsin are the cheapest? Compare the top Stoddard, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Stoddard, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,675
American Family $1,543
Farmers $3,621
GEICO $2,080
Liberty Mutual $2,847
Nationwide $5,525
Progressive $3,243
State Farm $2,175
USAA $2,053

What affects auto insurance rates in Stoddard, Wisconsin?

There are a lot of reasons why auto insurance rates in Stoddard, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Stoddard, Wisconsin. Many local factors may affect your Stoddard auto insurance rates.

Stoddard Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Stoddard, Wisconsin commute length is 22.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Stoddard, Wisconsin Auto Insurance Quotes

Before you buy Stoddard, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Stoddard, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption