Best Cheap Auto Insurance in Stockton, GA (2021)

The average Stockton, GA auto insurance rates are $368 per month. The minimum auto insurance in Stockton is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Stockton, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Stockton, Georgia is 25/50/25
  • The most expensive auto insurance company in Stockton for teen drivers is Liberty Mutual
  • Average auto insurance rates in Stockton, GA for senior drivers are $2,464 per year

Stockton, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Stockton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Stockton, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Stockton to other Georgia cities, including Albany auto insurance rates, Alpharetta auto insurance rates, and Columbus auto insurance rates to see how Stockton, Georgia auto insurance rates stack up.

Before you buy Stockton, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Stockton, Georgia auto insurance quotes.

Minimum Auto Insurance in Stockton, Georgia

Stockton, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Stockton, Georgia.

Minimum Required Auto Insurance Coverage in Stockton, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Stockton, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Stockton, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stockton, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,355 $2,355 $2,255 $2,255 $5,433 $6,994 $2,632 $2,873
GEICO $1,425 $1,406 $1,379 $1,379 $4,224 $5,060 $1,834 $2,034
Liberty Mutual $5,019 $5,468 $4,115 $4,669 $20,684 $23,096 $5,325 $5,681
Nationwide $4,160 $4,303 $4,100 $4,516 $13,009 $16,786 $5,079 $5,520
Progressive $1,880 $1,724 $1,614 $1,703 $6,004 $6,653 $2,170 $2,272
State Farm $2,157 $2,157 $1,925 $1,925 $5,576 $7,348 $2,361 $2,543
USAA $1,423 $1,422 $1,325 $1,330 $4,994 $5,902 $1,761 $1,941

Cheap Stockton, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Stockton, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Stockton, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Stockton, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,433 $6,994
GEICO $4,224 $5,060
Liberty Mutual $20,684 $23,096
Nationwide $13,009 $16,786
Progressive $6,004 $6,653
State Farm $5,576 $7,348
USAA $4,994 $5,902

Cheap Stockton, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Stockton, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Stockton, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,255 $2,255
GEICO $1,379 $1,379
Liberty Mutual $4,115 $4,669
Nationwide $4,100 $4,516
Progressive $1,614 $1,703
State Farm $1,925 $1,925
USAA $1,325 $1,330

Cheap Stockton, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Stockton, Georgia compared to the annual auto insurance rates with a clean record in Stockton, Georgia.

Annual Stockton, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,807 $4,318 $3,501 $2,950
GEICO $1,577 $1,977 $4,049 $1,768
Liberty Mutual $7,035 $9,591 $11,032 $9,370
Nationwide $5,518 $6,483 $10,034 $6,701
Progressive $2,344 $4,167 $2,769 $2,730
State Farm $2,973 $3,525 $3,249 $3,249
USAA $1,933 $2,437 $3,529 $2,150

Cheap Stockton, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Stockton, Georgia is not easy. Compare the annual rates for DUI auto insurance in Stockton, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Stockton, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,501
GEICO $4,049
Liberty Mutual $11,032
Nationwide $10,034
Progressive $2,769
State Farm $3,249
USAA $3,529

Cheap Stockton, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Stockton, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Stockton, Georgia

Insurance Company Poor Fair Good
Allstate $4,399 $3,055 $2,727
GEICO $2,946 $2,071 $2,011
Liberty Mutual $13,286 $8,119 $6,367
Nationwide $8,567 $6,929 $6,056
Progressive $3,375 $2,925 $2,708
State Farm $4,607 $2,868 $2,273
USAA $3,267 $2,302 $1,968

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Cheap Stockton, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Stockton, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Stockton, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Stockton, Georgia

ZIP Code Average Annual Rates
31649 $4,258

Cheap Stockton, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Stockton, Georgia auto insurance. Find the cheapest annual Stockton, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Stockton, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,317 $3,470
GEICO $2,302 $2,383
Liberty Mutual $9,257 $9,257
Nationwide $7,184 $7,184
Progressive $3,002 $3,002
State Farm $3,249 $3,249
USAA $2,399 $2,626

Cheap Stockton, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Stockton, Georgia? Check out the comparison of annual Stockton, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stockton, Georgia

Insurance Company Low Medium High
Allstate $3,109 $3,431 $3,642
GEICO $2,179 $2,353 $2,495
Liberty Mutual $8,883 $9,207 $9,682
Nationwide $7,051 $7,313 $7,188
Progressive $2,740 $2,952 $3,315
State Farm $3,054 $3,251 $3,443
USAA $2,393 $2,498 $2,645

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Best By Category: Cheapest Auto Insurance in Stockton, Georgia

Compare the cheapest auto insurance companies in Stockton, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Stockton, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Stockton, Georgia Auto Insurance Companies

What auto insurance companies in Stockton, Georgia are the cheapest? Compare the top Stockton, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Stockton, Georgia

Insurance Company Average Annual Rates
Allstate $3,394
GEICO $2,343
Liberty Mutual $9,257
Nationwide $7,184
Progressive $3,002
State Farm $3,249
USAA $2,512

What affects auto insurance rates in Stockton, Georgia?

There are a lot of reasons why auto insurance rates in Stockton, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Stockton, Georgia. Many local factors may affect your Stockton auto insurance rates.

Stockton Traffic

How does Stockton, Georgia rank for traffic? According to Inrix Stockton, Georgia is the 627th most congested worldwide.

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Compare Stockton, Georgia Auto Insurance Quotes

Before you buy Stockton, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Stockton, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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