Best Cheap Auto Insurance in Steward, IL (2021)

The average Steward, IL auto insurance rates are $254 per month. The minimum auto insurance in Steward is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Steward, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Steward, IL for senior drivers are $1,749 per year
  • The minimum auto insurance required in Steward, Illinois is 25/50/20
  • The most expensive auto insurance company in Steward for teen drivers is Farmers

Steward, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Steward can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Steward, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Steward to other Illinois cities, including Chicago auto insurance rates, Waukegan auto insurance rates, and Peoria auto insurance rates to see how Steward, Illinois auto insurance rates stack up.

Before you buy Steward, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Steward, Illinois auto insurance quotes.

Minimum Auto Insurance in Steward, Illinois

Steward, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Steward, Illinois.

Minimum Required Auto Insurance Coverage in Steward, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Steward, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Steward, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Steward, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,312 $3,328 $3,467 $3,467 $8,622 $11,191 $3,983 $4,303
American Family $2,359 $2,359 $2,164 $2,164 $6,748 $9,322 $2,359 $3,047
Farmers $2,282 $2,281 $2,024 $2,142 $9,833 $10,247 $2,610 $2,730
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,351 $1,456 $1,122 $1,253 $4,565 $5,075 $1,412 $1,488
Nationwide $1,783 $1,810 $1,591 $1,681 $4,888 $6,259 $2,077 $2,246
Progressive $1,722 $1,630 $1,418 $1,492 $6,022 $6,744 $2,041 $2,182
State Farm $1,269 $1,269 $1,138 $1,138 $3,686 $4,663 $1,435 $1,655
Travelers $1,361 $1,433 $1,249 $1,329 $3,941 $4,944 $1,438 $1,513
USAA $1,618 $1,654 $1,505 $1,491 $5,149 $5,691 $2,133 $2,356

Cheap Steward, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Steward, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Steward, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Steward, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,622 $11,191
American Family $6,748 $9,322
Farmers $9,833 $10,247
GEICO $4,524 $4,715
Liberty Mutual $4,565 $5,075
Nationwide $4,888 $6,259
Progressive $6,022 $6,744
State Farm $3,686 $4,663
Travelers $3,941 $4,944
USAA $5,149 $5,691

Cheap Steward, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Steward, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Steward, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,467 $3,467
American Family $2,164 $2,164
Farmers $2,024 $2,142
GEICO $1,429 $1,724
Liberty Mutual $1,122 $1,253
Nationwide $1,591 $1,681
Progressive $1,418 $1,492
State Farm $1,138 $1,138
Travelers $1,249 $1,329
USAA $1,505 $1,491

Cheap Steward, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Steward, Illinois compared to the annual auto insurance rates with a clean record in Steward, Illinois.

Annual Steward, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,707 $6,352 $5,886 $4,890
American Family $2,805 $3,981 $5,294 $3,181
Farmers $3,602 $4,647 $4,531 $4,294
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,844 $2,621 $2,302 $2,094
Nationwide $2,255 $2,910 $3,416 $2,586
Progressive $2,403 $3,533 $2,660 $3,030
State Farm $1,853 $2,210 $2,032 $2,032
Travelers $1,716 $2,243 $2,499 $2,146
USAA $1,929 $2,762 $3,784 $2,324

Cheap Steward, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Steward, Illinois is not easy. Compare the annual rates for DUI auto insurance in Steward, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Steward, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,886
American Family $5,294
Farmers $4,531
GEICO $3,243
Liberty Mutual $2,302
Nationwide $3,416
Progressive $2,660
State Farm $2,032
Travelers $2,499
USAA $3,784

Cheap Steward, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Steward, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Steward, Illinois

Insurance Company Poor Fair Good
Allstate $6,648 $4,787 $4,191
American Family $5,065 $3,456 $2,925
Farmers $4,851 $4,077 $3,878
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,129 $1,958 $1,559
Nationwide $3,326 $2,691 $2,358
Progressive $3,334 $2,804 $2,581
State Farm $2,950 $1,770 $1,375
Travelers $2,621 $2,114 $1,718
USAA $3,600 $2,467 $2,031

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Cheap Steward, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Steward, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Steward, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Steward, Illinois

ZIP Code Average Annual Rates
60553 $2,994

Cheap Steward, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Steward, Illinois auto insurance. Find the cheapest annual Steward, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Steward, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,209 $5,209
American Family $3,767 $3,864
Farmers $4,269 $4,269
GEICO $2,338 $2,425
Liberty Mutual $2,215 $2,215
Nationwide $2,792 $2,792
Progressive $2,906 $2,906
State Farm $1,981 $2,082
Travelers $2,068 $2,234
USAA $2,624 $2,776

Cheap Steward, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Steward, Illinois? Check out the comparison of annual Steward, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Steward, Illinois

Insurance Company Low Medium High
Allstate $5,031 $5,204 $5,392
American Family $3,665 $3,955 $3,826
Farmers $4,061 $4,168 $4,577
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,093 $2,211 $2,343
Nationwide $2,749 $2,820 $2,806
Progressive $2,653 $2,883 $3,183
State Farm $1,920 $2,034 $2,141
Travelers $2,017 $2,148 $2,287
USAA $2,521 $2,697 $2,882

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Best By Category: Cheapest Auto Insurance in Steward, Illinois

Compare the cheapest auto insurance companies in Steward, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Steward, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Steward, Illinois Auto Insurance Companies

What auto insurance companies in Steward, Illinois are the cheapest? Compare the top Steward, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Steward, Illinois

Insurance Company Average Annual Rates
Allstate $5,209
American Family $3,816
Farmers $4,269
GEICO $2,382
Liberty Mutual $2,215
Nationwide $2,792
Progressive $2,906
State Farm $2,032
Travelers $2,151
USAA $2,700

What affects auto insurance rates in Steward, Illinois?

There are a lot of reasons why auto insurance rates in Steward, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Steward, Illinois. Many local factors may affect your Steward auto insurance rates.

Steward Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Steward, Illinois commute length is 22.6 minutes according to City-Data.

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Compare Steward, Illinois Auto Insurance Quotes

Before you buy Steward, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Steward, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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