Best Cheap Auto Insurance in Sterrett, AL (2021)

The average Sterrett, AL auto insurance rates are $317 per month. The minimum auto insurance in Sterrett is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Sterrett, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Sterrett, Alabama is 25/50/25
  • Average auto insurance rates in Sterrett, AL for senior drivers are $1,987 per year
  • The average commute length in Sterrett is 35.4 minutes

Sterrett, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Sterrett can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sterrett, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Sterrett to other Alabama cities, including Huntsville auto insurance rates, Birmingham auto insurance rates, and Montgomery auto insurance rates to see how Sterrett, Alabama auto insurance rates stack up.

Before you buy Sterrett, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sterrett, Alabama auto insurance quotes.

Minimum Auto Insurance in Sterrett, Alabama

Sterrett, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sterrett, Alabama.

Minimum Required Auto Insurance Coverage in Sterrett, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sterrett, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sterrett, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sterrett, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,077 $1,974 $1,885 $1,921 $7,387 $7,929 $2,312 $2,358
Farmers $2,431 $2,409 $2,170 $2,311 $9,571 $9,840 $2,757 $2,852
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $3,029 $3,272 $2,478 $2,773 $11,099 $12,347 $3,231 $3,444
Nationwide $1,717 $1,735 $1,568 $1,619 $4,570 $5,864 $1,907 $2,127
Progressive $2,575 $2,406 $2,126 $2,251 $11,092 $12,398 $3,036 $3,278
State Farm $2,959 $2,959 $2,683 $2,683 $9,090 $11,370 $3,347 $3,871
Travelers $1,581 $1,606 $1,482 $1,477 $8,456 $13,276 $1,496 $1,722
USAA $1,359 $1,379 $1,267 $1,241 $4,035 $4,473 $1,767 $1,910

Cheap Sterrett, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sterrett, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Sterrett, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Sterrett, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,387 $7,929
Farmers $9,571 $9,840
GEICO $5,204 $5,101
Liberty Mutual $11,099 $12,347
Nationwide $4,570 $5,864
Progressive $11,092 $12,398
State Farm $9,090 $11,370
Travelers $8,456 $13,276
USAA $4,035 $4,473

Cheap Sterrett, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Sterrett, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sterrett, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,885 $1,921
Farmers $2,170 $2,311
GEICO $1,878 $1,947
Liberty Mutual $2,478 $2,773
Nationwide $1,568 $1,619
Progressive $2,126 $2,251
State Farm $2,683 $2,683
Travelers $1,482 $1,477
USAA $1,267 $1,241

Cheap Sterrett, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sterrett, Alabama compared to the annual auto insurance rates with a clean record in Sterrett, Alabama.

Annual Sterrett, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,947 $3,485 $4,149 $3,340
Farmers $3,609 $4,680 $4,565 $4,317
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,087 $5,687 $5,562 $5,501
Nationwide $2,312 $2,312 $3,352 $2,577
Progressive $4,407 $5,581 $4,765 $4,827
State Farm $4,387 $5,461 $4,817 $4,817
Travelers $3,235 $3,396 $4,971 $3,945
USAA $1,675 $2,102 $3,126 $1,812

Cheap Sterrett, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sterrett, Alabama is not easy. Compare the annual rates for DUI auto insurance in Sterrett, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Sterrett, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,149
Farmers $4,565
GEICO $3,711
Liberty Mutual $5,562
Nationwide $3,352
Progressive $4,765
State Farm $4,817
Travelers $4,971
USAA $3,126

Cheap Sterrett, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sterrett, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sterrett, Alabama

Insurance Company Poor Fair Good
Allstate $4,291 $3,383 $2,768
Farmers $4,806 $4,145 $3,927
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,454 $4,578 $3,596
Nationwide $3,179 $2,485 $2,250
Progressive $5,492 $4,745 $4,449
State Farm $7,903 $3,996 $2,712
Travelers $4,240 $3,675 $3,745
USAA $2,933 $1,904 $1,699

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Cheap Sterrett, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sterrett, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Sterrett, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sterrett, Alabama

ZIP Code Average Annual Rates
35147 $3,925

Cheap Sterrett, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Sterrett, Alabama auto insurance. Find the cheapest annual Sterrett, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sterrett, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,480 $3,480
Farmers $4,293 $4,293
GEICO $2,707 $2,804
Liberty Mutual $5,209 $5,209
Nationwide $2,638 $2,638
Progressive $4,895 $4,895
State Farm $4,753 $4,988
Travelers $3,887 $3,887
USAA $2,079 $2,279

Cheap Sterrett, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sterrett, Alabama? Check out the comparison of annual Sterrett, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sterrett, Alabama

Insurance Company Low Medium High
Allstate $3,344 $3,475 $3,622
Farmers $4,039 $4,235 $4,605
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,979 $5,186 $5,462
Nationwide $2,617 $2,617 $2,680
Progressive $4,426 $4,881 $5,378
State Farm $4,607 $4,865 $5,140
Travelers $3,703 $3,964 $3,993
USAA $2,104 $2,168 $2,265

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Best By Category: Cheapest Auto Insurance in Sterrett, Alabama

Compare the cheapest auto insurance companies in Sterrett, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sterrett, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Sterrett, Alabama Auto Insurance Companies

What auto insurance companies in Sterrett, Alabama are the cheapest? Compare the top Sterrett, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sterrett, Alabama

Insurance Company Average Annual Rates
Allstate $3,480
Farmers $4,293
GEICO $2,755
Liberty Mutual $5,209
Nationwide $2,638
Progressive $4,895
State Farm $4,870
Travelers $3,887
USAA $2,179

What affects auto insurance rates in Sterrett, Alabama?

There are a lot of reasons why auto insurance rates in Sterrett, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sterrett, Alabama. Many local factors may affect your Sterrett auto insurance rates.

Sterrett Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sterrett, Alabama commute length is 35.4 minutes according to City-Data.

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Compare Sterrett, Alabama Auto Insurance Quotes

Before you buy Sterrett, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sterrett, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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