Best Cheap Auto Insurance in Stephensport, KY (2021)

The average Stephensport, KY auto insurance rates are $358 per month. The minimum auto insurance in Stephensport is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Stephensport, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Stephensport, Kentucky is 25/50/25
  • Average auto insurance rates in Stephensport, KY for senior drivers are $2,395 per year
  • The most expensive auto insurance company in Stephensport for teen drivers is Travelers

Stephensport, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Stephensport can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Stephensport, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Stephensport to other Kentucky cities, including Covington auto insurance rates, Florence auto insurance rates, and Independence auto insurance rates to see how Stephensport, Kentucky auto insurance rates stack up.

Before you buy Stephensport, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Stephensport, Kentucky auto insurance quotes.

Minimum Auto Insurance in Stephensport, Kentucky

Stephensport, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Stephensport, Kentucky.

Minimum Required Auto Insurance Coverage in Stephensport, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Stephensport, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Stephensport, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stephensport, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,191 $3,160 $2,879 $3,070 $11,741 $13,163 $3,544 $3,751
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,714 $2,940 $2,324 $2,594 $11,228 $12,400 $2,822 $2,911
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,307 $2,206 $2,059 $2,074 $10,978 $12,434 $2,865 $2,938
State Farm $2,073 $2,073 $1,831 $1,831 $5,542 $6,928 $2,308 $2,534
Travelers $2,180 $2,221 $2,135 $2,140 $10,289 $16,460 $2,277 $2,642
USAA $1,944 $1,953 $1,748 $1,785 $5,158 $5,444 $2,465 $2,707

Cheap Stephensport, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Stephensport, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Stephensport, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Stephensport, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,741 $13,163
GEICO $6,851 $8,131
Liberty Mutual $11,228 $12,400
Nationwide $6,037 $7,550
Progressive $10,978 $12,434
State Farm $5,542 $6,928
Travelers $10,289 $16,460
USAA $5,158 $5,444

Cheap Stephensport, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Stephensport, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Stephensport, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,879 $3,070
GEICO $3,510 $3,179
Liberty Mutual $2,324 $2,594
Nationwide $2,519 $2,640
Progressive $2,059 $2,074
State Farm $1,831 $1,831
Travelers $2,135 $2,140
USAA $1,748 $1,785

Cheap Stephensport, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Stephensport, Kentucky compared to the annual auto insurance rates with a clean record in Stephensport, Kentucky.

Annual Stephensport, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,620 $6,017 $6,409 $5,204
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $4,160 $6,405 $4,978 $4,425
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,916 $5,782 $4,468 $4,765
State Farm $2,895 $3,385 $3,140 $3,140
Travelers $4,399 $4,527 $6,527 $4,718
USAA $2,183 $3,094 $3,697 $2,629

Cheap Stephensport, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Stephensport, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Stephensport, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Stephensport, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,409
GEICO $6,731
Liberty Mutual $4,978
Nationwide $4,997
Progressive $4,468
State Farm $3,140
Travelers $6,527
USAA $3,697

Cheap Stephensport, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Stephensport, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Stephensport, Kentucky

Insurance Company Poor Fair Good
Allstate $7,366 $5,083 $4,238
GEICO $6,836 $3,413 $2,224
Liberty Mutual $7,129 $4,387 $3,459
Nationwide $4,672 $3,666 $3,197
Progressive $5,306 $4,606 $4,286
State Farm $4,536 $2,742 $2,142
Travelers $5,628 $4,760 $4,740
USAA $4,321 $2,415 $1,966

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Stephensport, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Stephensport, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Stephensport, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Stephensport, Kentucky

ZIP Code Average Annual Rates
40170 $3,850

Cheap Stephensport, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Stephensport, Kentucky auto insurance. Find the cheapest annual Stephensport, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Stephensport, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,562 $5,562
GEICO $4,119 $4,197
Liberty Mutual $4,992 $4,992
Nationwide $3,845 $3,845
Progressive $4,733 $4,733
State Farm $3,060 $3,220
Travelers $5,043 $5,043
USAA $2,793 $3,009

Cheap Stephensport, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Stephensport, Kentucky? Check out the comparison of annual Stephensport, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stephensport, Kentucky

Insurance Company Low Medium High
Allstate $5,169 $5,540 $5,977
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,728 $4,956 $5,290
Nationwide $3,908 $3,801 $3,826
Progressive $4,381 $4,671 $5,146
State Farm $2,981 $3,134 $3,305
Travelers $4,803 $5,068 $5,257
USAA $2,776 $2,894 $3,031

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Stephensport, Kentucky

Compare the cheapest auto insurance companies in Stephensport, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Stephensport, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Stephensport, Kentucky Auto Insurance Companies

What auto insurance companies in Stephensport, Kentucky are the cheapest? Compare the top Stephensport, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Stephensport, Kentucky

Insurance Company Average Annual Rates
Allstate $5,562
GEICO $4,158
Liberty Mutual $4,992
Nationwide $3,845
Progressive $4,733
State Farm $3,140
Travelers $5,043
USAA $2,901

Compare Stephensport, Kentucky Auto Insurance Quotes

Before you buy Stephensport, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Stephensport, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption