Best Cheap Auto Insurance in Stella, NC (2021)

The average Stella, NC auto insurance rates are $257 per month. The minimum auto insurance in Stella is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Stella, North Carolina, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Stella, NC for senior drivers are $2,310 per year
  • The most expensive auto insurance company in Stella for teen drivers is Allstate
  • The minimum auto insurance required in Stella, North Carolina is 30/60/25

Stella, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Stella can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Stella, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Stella to other North Carolina cities, including Greensboro auto insurance rates, High Point auto insurance rates, and Cary auto insurance rates to see how Stella, North Carolina auto insurance rates stack up.

Before you buy Stella, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Stella, North Carolina auto insurance quotes.

Minimum Auto Insurance in Stella, North Carolina

Stella, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Stella, North Carolina.

Minimum Required Auto Insurance Coverage in Stella, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Stella, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Stella, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stella, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,314 $5,314 $4,364 $4,364 $12,687 $12,687 $5,419 $5,419
GEICO $2,174 $2,135 $2,144 $2,107 $3,938 $3,905 $1,918 $1,908
Liberty Mutual $1,637 $1,637 $1,694 $1,694 $2,887 $2,887 $1,637 $1,637
Nationwide $2,248 $2,248 $2,248 $2,248 $3,803 $3,803 $2,248 $2,248
Progressive $1,549 $1,549 $1,408 $1,408 $3,734 $3,734 $1,744 $1,744
State Farm $2,257 $2,257 $1,952 $1,952 $3,326 $3,326 $2,789 $2,789
Travelers $2,398 $2,398 $2,378 $2,378 $4,069 $4,069 $2,461 $2,461

Cheap Stella, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Stella, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Stella, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Stella, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,687 $12,687
GEICO $3,938 $3,905
Liberty Mutual $2,887 $2,887
Nationwide $3,803 $3,803
Progressive $3,734 $3,734
State Farm $3,326 $3,326
Travelers $4,069 $4,069

Cheap Stella, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Stella, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Stella, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,364 $4,364
GEICO $2,144 $2,107
Liberty Mutual $1,694 $1,694
Nationwide $2,248 $2,248
Progressive $1,408 $1,408
State Farm $1,952 $1,952
Travelers $2,378 $2,378

Cheap Stella, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Stella, North Carolina compared to the annual auto insurance rates with a clean record in Stella, North Carolina.

Annual Stella, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,753 $6,625 $12,324 $5,082
GEICO $1,319 $1,985 $4,965 $1,845
Liberty Mutual $1,171 $1,503 $3,679 $1,503
Nationwide $1,551 $2,005 $4,985 $2,005
Progressive $990 $1,443 $4,606 $1,396
State Farm $1,384 $1,990 $4,960 $1,990
Travelers $1,687 $2,204 $5,241 $2,173

Cheap Stella, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Stella, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Stella, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Stella, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,324
GEICO $4,965
Liberty Mutual $3,679
Nationwide $4,985
Progressive $4,606
State Farm $4,960
Travelers $5,241

Cheap Stella, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Stella, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Stella, North Carolina

Insurance Company Poor Fair Good
Allstate $9,402 $6,098 $5,339
GEICO $2,727 $2,517 $2,341
Liberty Mutual $1,964 $1,964 $1,964
Nationwide $2,637 $2,637 $2,637
Progressive $2,392 $2,059 $1,875
State Farm $3,624 $2,318 $1,801
Travelers $3,015 $2,747 $2,718

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Stella, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Stella, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Stella, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Stella, North Carolina

ZIP Code Average Annual Rates
28582 $2,796

Cheap Stella, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Stella, North Carolina auto insurance. Find the cheapest annual Stella, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Stella, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,946 $6,946
GEICO $2,528 $2,528
Liberty Mutual $1,964 $1,964
Nationwide $2,637 $2,637
Progressive $2,109 $2,109
State Farm $2,569 $2,593
Travelers $2,827 $2,827

Cheap Stella, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Stella, North Carolina? Check out the comparison of annual Stella, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stella, North Carolina

Insurance Company Low Medium High
Allstate $6,698 $6,919 $7,221
GEICO $2,411 $2,519 $2,655
Liberty Mutual $1,871 $1,952 $2,069
Nationwide $2,531 $2,624 $2,755
Progressive $2,003 $2,096 $2,228
State Farm $2,473 $2,567 $2,702
Travelers $2,710 $2,811 $2,958

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Stella, North Carolina

Compare the cheapest auto insurance companies in Stella, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Stella, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Stella, North Carolina Auto Insurance Companies

What auto insurance companies in Stella, North Carolina are the cheapest? Compare the top Stella, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Stella, North Carolina

Insurance Company Average Annual Rates
Allstate $6,946
GEICO $2,528
Liberty Mutual $1,964
Nationwide $2,637
Progressive $2,109
State Farm $2,581
Travelers $2,827

Compare Stella, North Carolina Auto Insurance Quotes

Before you buy Stella, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Stella, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption