Best Cheap Auto Insurance in Steilacoom, WA (2021)

The average Steilacoom, WA auto insurance rates are $300 per month. The minimum auto insurance in Steilacoom is at least 25/50/10 in coverage to comply with Washington auto insurance laws. To find the best cheap auto insurance in Steilacoom, Washington, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The minimum auto insurance required in Steilacoom, Washington is 25/50/10
  • The cheapest auto insurance company in Steilacoom is USAA
  • The average commute length in Steilacoom is 29.1 minutes

Steilacoom, Washington auto insurance requirements are 25/50/10 according to Washington auto insurance laws. Finding cheap auto insurance in Steilacoom can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Steilacoom, Washington, including driving record, credit, commute time, and more.

Compare auto insurance in Steilacoom to other Washington cities, including Tacoma auto insurance rates, Spokane auto insurance rates, and Federal Way auto insurance rates to see how Steilacoom, Washington auto insurance rates stack up.

Before you buy Steilacoom, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Steilacoom, Washington auto insurance quotes.

Minimum Auto Insurance in Steilacoom, Washington

Steilacoom, Washington auto insurance laws require that you have at least the Washington minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Steilacoom, Washington.

Minimum Required Auto Insurance Coverage in Steilacoom, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Steilacoom, Washington Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Steilacoom, Washington are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Steilacoom, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,864 $2,812 $2,655 $2,796 $11,019 $12,832 $3,028 $3,133
American Family $2,226 $2,226 $2,035 $2,035 $8,515 $11,583 $2,226 $2,962
Farmers $2,416 $2,482 $2,211 $2,522 $5,583 $6,007 $3,048 $3,132
GEICO $2,050 $2,085 $1,919 $1,919 $4,510 $5,863 $3,492 $2,516
Liberty Mutual $2,098 $2,297 $1,881 $2,222 $11,895 $13,045 $2,235 $2,425
Nationwide $1,677 $1,713 $1,561 $1,623 $4,617 $5,597 $2,012 $2,166
Progressive $1,636 $1,524 $1,477 $1,495 $8,338 $9,330 $1,951 $1,934
State Farm $1,994 $1,994 $1,802 $1,802 $5,829 $7,364 $2,270 $2,605
USAA $1,249 $1,230 $1,209 $1,205 $5,560 $6,557 $1,582 $1,732

Cheap Steilacoom, Washington Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Steilacoom, Washington is a challenge. Take a look at the annual teen auto insurance rates in Steilacoom, Washington.

Annual Auto Insurance Rates for Teen Drivers in Steilacoom, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,019 $12,832
American Family $8,515 $11,583
Farmers $5,583 $6,007
GEICO $4,510 $5,863
Liberty Mutual $11,895 $13,045
Nationwide $4,617 $5,597
Progressive $8,338 $9,330
State Farm $5,829 $7,364
USAA $5,560 $6,557

Cheap Steilacoom, Washington Auto Insurance for Seniors

What are senior auto insurance rates in Steilacoom, Washington? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Steilacoom, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,655 $2,796
American Family $2,035 $2,035
Farmers $2,211 $2,522
GEICO $1,919 $1,919
Liberty Mutual $1,881 $2,222
Nationwide $1,561 $1,623
Progressive $1,477 $1,495
State Farm $1,802 $1,802
USAA $1,209 $1,205

Cheap Steilacoom, Washington Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Steilacoom, Washington compared to the annual auto insurance rates with a clean record in Steilacoom, Washington.

Annual Steilacoom, Washington Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,259 $5,429 $6,067 $4,815
American Family $3,383 $4,342 $5,024 $4,154
Farmers $2,841 $3,546 $3,781 $3,532
GEICO $2,358 $3,005 $4,457 $2,358
Liberty Mutual $4,056 $5,127 $5,217 $4,648
Nationwide $2,038 $2,758 $3,459 $2,228
Progressive $2,800 $4,399 $3,264 $3,380
State Farm $2,911 $3,504 $3,207 $3,207
USAA $1,862 $2,707 $3,389 $2,203

Cheap Steilacoom, Washington Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Steilacoom, Washington is not easy. Compare the annual rates for DUI auto insurance in Steilacoom, Washington to find the best deal.

Annual Auto Insurance Rates After a DUI in Steilacoom, Washington

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,067
American Family $5,024
Farmers $3,781
GEICO $4,457
Liberty Mutual $5,217
Nationwide $3,459
Progressive $3,264
State Farm $3,207
USAA $3,389

Cheap Steilacoom, Washington Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Steilacoom, Washington annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Steilacoom, Washington

Insurance Company Poor Fair Good
Allstate $6,355 $4,888 $4,184
American Family $4,985 $4,074 $3,619
Farmers $4,153 $3,171 $2,951
GEICO $3,624 $2,899 $2,610
Liberty Mutual $6,808 $4,194 $3,285
Nationwide $3,125 $2,449 $2,289
Progressive $3,808 $3,403 $3,171
State Farm $4,652 $2,795 $2,175
USAA $3,203 $2,350 $2,068

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Cheap Steilacoom, Washington Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Steilacoom, Washington can vary. Compare the annual cost of auto insurance by ZIP code in Steilacoom, Washington to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Steilacoom, Washington

ZIP Code Average Annual Rates
98388 $3,604

Cheap Steilacoom, Washington Auto Insurance Rates By Commute

Commute length and annual mileage affect Steilacoom, Washington auto insurance. Find the cheapest annual Steilacoom, Washington auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Steilacoom, Washington

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,142 $5,142
American Family $4,140 $4,311
Farmers $3,425 $3,425
GEICO $3,006 $3,083
Liberty Mutual $4,762 $4,762
Nationwide $2,621 $2,621
Progressive $3,461 $3,461
State Farm $3,118 $3,296
USAA $2,516 $2,565

Cheap Steilacoom, Washington Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Steilacoom, Washington? Check out the comparison of annual Steilacoom, Washington auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Steilacoom, Washington

Insurance Company Low Medium High
Allstate $4,800 $5,124 $5,503
American Family $3,981 $4,221 $4,476
Farmers $3,164 $3,425 $3,687
GEICO $2,836 $3,046 $3,250
Liberty Mutual $4,442 $4,774 $5,071
Nationwide $2,464 $2,620 $2,779
Progressive $3,109 $3,363 $3,910
State Farm $2,970 $3,222 $3,430
USAA $2,372 $2,540 $2,709

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Best By Category: Cheapest Auto Insurance in Steilacoom, Washington

Compare the cheapest auto insurance companies in Steilacoom, Washington in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Steilacoom, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Steilacoom, Washington Auto Insurance Companies

What auto insurance companies in Steilacoom, Washington are the cheapest? Compare the top Steilacoom, Washington auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Steilacoom, Washington

Insurance Company Average Annual Rates
Allstate $5,142
American Family $4,226
Farmers $3,425
GEICO $3,044
Liberty Mutual $4,762
Nationwide $2,621
Progressive $3,461
State Farm $3,207
USAA $2,540

What affects auto insurance rates in Steilacoom, Washington?

There are a lot of reasons why auto insurance rates in Steilacoom, Washington are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Steilacoom, Washington. Many local factors may affect your Steilacoom auto insurance rates.

Steilacoom Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Steilacoom, Washington auto theft statistics, there have been 3 auto thefts in the city.

Steilacoom Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Steilacoom, Washington commute length is 29.1 minutes according to City-Data.

Free Auto Insurance Comparison

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Compare Steilacoom, Washington Auto Insurance Quotes

Before you buy Steilacoom, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Steilacoom, Washington auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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