Best Cheap Auto Insurance in Steele, AL (2021)

The average Steele, AL auto insurance rates are $301 per month. The minimum auto insurance in Steele is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Steele, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Steele is 27.4 minutes
  • The minimum auto insurance required in Steele, Alabama is 25/50/25
  • Average auto insurance rates in Steele, AL for senior drivers are $1,915 per year

Steele, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Steele can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Steele, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Steele to other Alabama cities, including Dothan auto insurance rates, Mobile auto insurance rates, and Huntsville auto insurance rates to see how Steele, Alabama auto insurance rates stack up.

Before you buy Steele, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Steele, Alabama auto insurance quotes.

Minimum Auto Insurance in Steele, Alabama

Steele, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Steele, Alabama.

Minimum Required Auto Insurance Coverage in Steele, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Steele, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Steele, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Steele, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,007 $1,913 $1,814 $1,849 $6,949 $7,453 $2,251 $2,304
Farmers $2,476 $2,455 $2,213 $2,347 $9,554 $9,828 $2,830 $2,955
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,996 $3,237 $2,461 $2,752 $11,008 $12,239 $3,185 $3,387
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,305 $2,155 $1,885 $2,027 $9,516 $10,600 $2,690 $2,850
State Farm $2,932 $2,932 $2,653 $2,653 $8,886 $11,116 $3,311 $3,826
Travelers $1,382 $1,404 $1,296 $1,292 $7,227 $11,274 $1,314 $1,511
USAA $1,300 $1,321 $1,212 $1,189 $3,858 $4,279 $1,693 $1,828

Cheap Steele, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Steele, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Steele, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Steele, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,949 $7,453
Farmers $9,554 $9,828
GEICO $4,963 $4,863
Liberty Mutual $11,008 $12,239
Nationwide $4,472 $5,749
Progressive $9,516 $10,600
State Farm $8,886 $11,116
Travelers $7,227 $11,274
USAA $3,858 $4,279

Cheap Steele, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Steele, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Steele, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,814 $1,849
Farmers $2,213 $2,347
GEICO $1,810 $1,872
Liberty Mutual $2,461 $2,752
Nationwide $1,548 $1,600
Progressive $1,885 $2,027
State Farm $2,653 $2,653
Travelers $1,296 $1,292
USAA $1,212 $1,189

Cheap Steele, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Steele, Alabama compared to the annual auto insurance rates with a clean record in Steele, Alabama.

Annual Steele, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,821 $3,323 $3,939 $3,186
Farmers $3,639 $4,713 $4,596 $4,381
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $4,044 $5,635 $5,504 $5,450
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $3,844 $4,837 $4,116 $4,216
State Farm $4,321 $5,360 $4,737 $4,737
Travelers $2,781 $2,919 $4,262 $3,388
USAA $1,604 $2,012 $2,989 $1,735

Cheap Steele, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Steele, Alabama is not easy. Compare the annual rates for DUI auto insurance in Steele, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Steele, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,939
Farmers $4,596
GEICO $3,548
Liberty Mutual $5,504
Nationwide $3,298
Progressive $4,116
State Farm $4,737
Travelers $4,262
USAA $2,989

Cheap Steele, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Steele, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Steele, Alabama

Insurance Company Poor Fair Good
Allstate $4,098 $3,219 $2,635
Farmers $4,857 $4,180 $3,960
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,384 $4,533 $3,558
Nationwide $3,130 $2,444 $2,211
Progressive $4,798 $4,117 $3,846
State Farm $7,760 $3,932 $2,674
Travelers $3,642 $3,156 $3,214
USAA $2,805 $1,823 $1,627

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Cheap Steele, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Steele, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Steele, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Steele, Alabama

ZIP Code Average Annual Rates
35987 $3,700

Cheap Steele, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Steele, Alabama auto insurance. Find the cheapest annual Steele, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Steele, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,317 $3,317
Farmers $4,332 $4,332
GEICO $2,591 $2,683
Liberty Mutual $5,158 $5,158
Nationwide $2,595 $2,595
Progressive $4,253 $4,253
State Farm $4,674 $4,903
Travelers $3,337 $3,337
USAA $1,990 $2,180

Cheap Steele, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Steele, Alabama? Check out the comparison of annual Steele, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Steele, Alabama

Insurance Company Low Medium High
Allstate $3,202 $3,312 $3,439
Farmers $4,110 $4,281 $4,606
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,908 $5,132 $5,435
Nationwide $2,578 $2,574 $2,635
Progressive $3,808 $4,226 $4,726
State Farm $4,530 $4,781 $5,055
Travelers $3,191 $3,403 $3,418
USAA $2,012 $2,074 $2,169

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Best By Category: Cheapest Auto Insurance in Steele, Alabama

Compare the cheapest auto insurance companies in Steele, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Steele, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Steele, Alabama Auto Insurance Companies

What auto insurance companies in Steele, Alabama are the cheapest? Compare the top Steele, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Steele, Alabama

Insurance Company Average Annual Rates
Allstate $3,317
Farmers $4,332
GEICO $2,637
Liberty Mutual $5,158
Nationwide $2,595
Progressive $4,253
State Farm $4,789
Travelers $3,337
USAA $2,085

What affects auto insurance rates in Steele, Alabama?

There are a lot of reasons why auto insurance rates in Steele, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Steele, Alabama. Many local factors may affect your Steele auto insurance rates.

Steele Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Steele, Alabama auto theft statistics, there have been 1 auto thefts in the city.

Steele Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Steele, Alabama commute length is 27.4 minutes according to City-Data.

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Compare Steele, Alabama Auto Insurance Quotes

Before you buy Steele, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Steele, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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