Best Cheap Auto Insurance in Stedman, NC (2021)

The average Stedman, NC auto insurance rates are $305 per month. The minimum auto insurance in Stedman is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Stedman, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Stedman for teen drivers is Allstate
  • The average commute length in Stedman is 27.5 minutes
  • Average auto insurance rates in Stedman, NC for senior drivers are $2,750 per year

Stedman, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Stedman can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Stedman, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Stedman to other North Carolina cities, including Charlotte auto insurance rates, Raleigh auto insurance rates, and Winston-Salem auto insurance rates to see how Stedman, North Carolina auto insurance rates stack up.

Before you buy Stedman, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Stedman, North Carolina auto insurance quotes.

Minimum Auto Insurance in Stedman, North Carolina

Stedman, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Stedman, North Carolina.

Minimum Required Auto Insurance Coverage in Stedman, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Stedman, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Stedman, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stedman, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,956 $5,956 $4,896 $4,896 $14,086 $14,086 $6,073 $6,073
GEICO $2,998 $2,935 $2,960 $2,899 $5,898 $5,842 $2,579 $2,562
Liberty Mutual $1,898 $1,898 $1,965 $1,965 $3,353 $3,353 $1,898 $1,898
Nationwide $2,601 $2,601 $2,601 $2,601 $4,403 $4,403 $2,601 $2,601
Progressive $1,891 $1,891 $1,723 $1,723 $4,325 $4,325 $2,089 $2,089
State Farm $2,770 $2,770 $2,395 $2,395 $4,086 $4,086 $3,425 $3,425
Travelers $2,762 $2,762 $2,740 $2,740 $4,671 $4,671 $2,835 $2,835

Cheap Stedman, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Stedman, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Stedman, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Stedman, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,086 $14,086
GEICO $5,898 $5,842
Liberty Mutual $3,353 $3,353
Nationwide $4,403 $4,403
Progressive $4,325 $4,325
State Farm $4,086 $4,086
Travelers $4,671 $4,671

Cheap Stedman, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Stedman, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Stedman, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,896 $4,896
GEICO $2,960 $2,899
Liberty Mutual $1,965 $1,965
Nationwide $2,601 $2,601
Progressive $1,723 $1,723
State Farm $2,395 $2,395
Travelers $2,740 $2,740

Cheap Stedman, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Stedman, North Carolina compared to the annual auto insurance rates with a clean record in Stedman, North Carolina.

Annual Stedman, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,178 $7,403 $13,765 $5,664
GEICO $2,111 $3,006 $6,443 $2,777
Liberty Mutual $1,357 $1,743 $4,271 $1,743
Nationwide $1,793 $2,321 $5,773 $2,321
Progressive $1,189 $1,734 $5,426 $1,679
State Farm $1,693 $2,441 $6,100 $2,441
Travelers $1,898 $2,551 $6,071 $2,488

Cheap Stedman, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Stedman, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Stedman, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Stedman, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $13,765
GEICO $6,443
Liberty Mutual $4,271
Nationwide $5,773
Progressive $5,426
State Farm $6,100
Travelers $6,071

Cheap Stedman, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Stedman, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Stedman, North Carolina

Insurance Company Poor Fair Good
Allstate $10,498 $6,802 $5,958
GEICO $3,909 $3,565 $3,278
Liberty Mutual $2,279 $2,279 $2,279
Nationwide $3,052 $3,052 $3,052
Progressive $2,819 $2,444 $2,258
State Farm $4,454 $2,845 $2,208
Travelers $3,490 $3,160 $3,106

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Cheap Stedman, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Stedman, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Stedman, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Stedman, North Carolina

ZIP Code Average Annual Rates
28391 $3,315

Cheap Stedman, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Stedman, North Carolina auto insurance. Find the cheapest annual Stedman, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Stedman, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,753 $7,753
GEICO $3,584 $3,584
Liberty Mutual $2,279 $2,279
Nationwide $3,052 $3,052
Progressive $2,507 $2,507
State Farm $3,154 $3,183
Travelers $3,252 $3,252

Cheap Stedman, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Stedman, North Carolina? Check out the comparison of annual Stedman, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stedman, North Carolina

Insurance Company Low Medium High
Allstate $7,471 $7,723 $8,064
GEICO $3,423 $3,572 $3,757
Liberty Mutual $2,165 $2,264 $2,406
Nationwide $2,921 $3,037 $3,198
Progressive $2,374 $2,492 $2,654
State Farm $3,019 $3,152 $3,336
Travelers $3,110 $3,234 $3,412

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Best By Category: Cheapest Auto Insurance in Stedman, North Carolina

Compare the cheapest auto insurance companies in Stedman, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Stedman, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Stedman, North Carolina Auto Insurance Companies

What auto insurance companies in Stedman, North Carolina are the cheapest? Compare the top Stedman, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Stedman, North Carolina

Insurance Company Average Annual Rates
Allstate $7,753
GEICO $3,584
Liberty Mutual $2,279
Nationwide $3,052
Progressive $2,507
State Farm $3,169
Travelers $3,252

What affects auto insurance rates in Stedman, North Carolina?

There are a lot of reasons why auto insurance rates in Stedman, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Stedman, North Carolina. Many local factors may affect your Stedman auto insurance rates.

Stedman Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Stedman, North Carolina commute length is 27.5 minutes according to City-Data.

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Compare Stedman, North Carolina Auto Insurance Quotes

Before you buy Stedman, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Stedman, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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