Best Cheap Auto Insurance in Ste. Genevieve, MO (2021)

The average Ste. Genevieve, MO auto insurance rates are $263 per month. The minimum auto insurance in Ste. Genevieve is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Ste. Genevieve, Missouri, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Ste. Genevieve is 20.9 minutes
  • Average auto insurance rates in Ste. Genevieve, MO for senior drivers are $1,767 per year
  • The cheapest auto insurance company in Ste. Genevieve is Nationwide

Ste. Genevieve, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Ste. Genevieve can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ste. Genevieve, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Ste. Genevieve to other Missouri cities, including Lee’s Summit auto insurance rates, St. Peters auto insurance rates, and St. Louis auto insurance rates to see how Ste. Genevieve, Missouri auto insurance rates stack up.

Before you buy Ste. Genevieve, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ste. Genevieve, Missouri auto insurance quotes.

Minimum Auto Insurance in Ste. Genevieve, Missouri

Ste. Genevieve, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ste. Genevieve, Missouri.

Minimum Required Auto Insurance Coverage in Ste. Genevieve, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ste. Genevieve, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ste. Genevieve, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ste. Genevieve, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,864 $2,761 $2,588 $2,668 $8,245 $8,961 $2,721 $2,802
American Family $2,063 $2,063 $1,838 $1,838 $5,660 $7,352 $2,063 $2,412
Farmers $2,188 $2,184 $1,954 $2,069 $8,995 $9,316 $2,493 $2,609
GEICO $1,667 $1,874 $1,307 $1,679 $5,203 $5,502 $1,528 $1,532
Liberty Mutual $2,735 $2,963 $2,250 $2,520 $9,575 $10,625 $2,885 $3,081
Nationwide $1,425 $1,453 $1,279 $1,350 $3,674 $4,686 $1,632 $1,760
Progressive $1,705 $1,580 $1,396 $1,438 $5,571 $6,249 $2,074 $2,111
State Farm $1,609 $1,609 $1,449 $1,449 $4,650 $5,839 $1,807 $2,064
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

Cheap Ste. Genevieve, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ste. Genevieve, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Ste. Genevieve, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Ste. Genevieve, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,245 $8,961
American Family $5,660 $7,352
Farmers $8,995 $9,316
GEICO $5,203 $5,502
Liberty Mutual $9,575 $10,625
Nationwide $3,674 $4,686
Progressive $5,571 $6,249
State Farm $4,650 $5,839
USAA $4,499 $5,488

Cheap Ste. Genevieve, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Ste. Genevieve, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ste. Genevieve, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,588 $2,668
American Family $1,838 $1,838
Farmers $1,954 $2,069
GEICO $1,307 $1,679
Liberty Mutual $2,250 $2,520
Nationwide $1,279 $1,350
Progressive $1,396 $1,438
State Farm $1,449 $1,449
USAA $1,359 $1,379

Cheap Ste. Genevieve, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ste. Genevieve, Missouri compared to the annual auto insurance rates with a clean record in Ste. Genevieve, Missouri.

Annual Ste. Genevieve, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,579 $4,056 $5,096 $4,075
American Family $2,358 $3,421 $4,169 $2,695
Farmers $3,449 $4,271 $4,179 $4,005
GEICO $1,973 $2,564 $3,467 $2,142
Liberty Mutual $3,320 $4,777 $4,923 $5,297
Nationwide $1,687 $2,176 $2,916 $1,850
Progressive $2,399 $3,203 $2,656 $2,804
State Farm $2,350 $2,769 $2,560 $2,560
USAA $1,960 $2,389 $3,328 $2,146

Cheap Ste. Genevieve, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ste. Genevieve, Missouri is not easy. Compare the annual rates for DUI auto insurance in Ste. Genevieve, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Ste. Genevieve, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,096
American Family $4,169
Farmers $4,179
GEICO $3,467
Liberty Mutual $4,923
Nationwide $2,916
Progressive $2,656
State Farm $2,560
USAA $3,328

Cheap Ste. Genevieve, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ste. Genevieve, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ste. Genevieve, Missouri

Insurance Company Poor Fair Good
Allstate $5,789 $3,735 $3,080
American Family $4,126 $2,907 $2,450
Farmers $4,544 $3,784 $3,599
GEICO $3,499 $2,283 $1,828
Liberty Mutual $6,575 $4,010 $3,153
Nationwide $2,541 $2,104 $1,827
Progressive $3,203 $2,652 $2,441
State Farm $3,521 $2,286 $1,872
USAA $4,080 $1,912 $1,375

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Cheap Ste. Genevieve, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ste. Genevieve, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Ste. Genevieve, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ste. Genevieve, Missouri

ZIP Code Average Annual Rates
63670 $2,582

Cheap Ste. Genevieve, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Ste. Genevieve, Missouri auto insurance. Find the cheapest annual Ste. Genevieve, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ste. Genevieve, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,201 $4,201
American Family $3,130 $3,192
Farmers $3,976 $3,976
GEICO $2,488 $2,585
Liberty Mutual $4,579 $4,579
Nationwide $2,157 $2,157
Progressive $2,765 $2,765
State Farm $2,498 $2,621
USAA $2,367 $2,544

Cheap Ste. Genevieve, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ste. Genevieve, Missouri? Check out the comparison of annual Ste. Genevieve, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ste. Genevieve, Missouri

Insurance Company Low Medium High
Allstate $4,064 $4,193 $4,346
American Family $3,066 $3,261 $3,156
Farmers $3,718 $3,936 $4,275
GEICO $2,362 $2,554 $2,693
Liberty Mutual $4,334 $4,600 $4,803
Nationwide $2,025 $2,179 $2,269
Progressive $2,465 $2,773 $3,058
State Farm $2,390 $2,566 $2,723
USAA $2,344 $2,446 $2,576

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Best By Category: Cheapest Auto Insurance in Ste. Genevieve, Missouri

Compare the cheapest auto insurance companies in Ste. Genevieve, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ste. Genevieve, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Ste. Genevieve, Missouri Auto Insurance Companies

What auto insurance companies in Ste. Genevieve, Missouri are the cheapest? Compare the top Ste. Genevieve, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ste. Genevieve, Missouri

Insurance Company Average Annual Rates
Allstate $4,201
American Family $3,161
Farmers $3,976
GEICO $2,536
Liberty Mutual $4,579
Nationwide $2,157
Progressive $2,765
State Farm $2,560
USAA $2,456

What affects auto insurance rates in Ste. Genevieve, Missouri?

There are a lot of reasons why auto insurance rates in Ste. Genevieve, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ste. Genevieve, Missouri. Many local factors may affect your Ste. Genevieve auto insurance rates.

Ste. Genevieve Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ste. Genevieve, Missouri commute length is 20.9 minutes according to City-Data.

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Compare Ste. Genevieve, Missouri Auto Insurance Quotes

Before you buy Ste. Genevieve, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ste. Genevieve, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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