Best Cheap Auto Insurance in Statesville, NC (2021)

The average Statesville, NC auto insurance rates are $269 per month. The minimum auto insurance in Statesville is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Statesville, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Statesville is Liberty Mutual
  • Average auto insurance rates in Statesville, NC for senior drivers are $2,420 per year
  • The minimum auto insurance required in Statesville, North Carolina is 30/60/25

Statesville, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Statesville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Statesville, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Statesville to other North Carolina cities, including Charlotte auto insurance rates, Fayetteville auto insurance rates, and Concord auto insurance rates to see how Statesville, North Carolina auto insurance rates stack up.

Before you buy Statesville, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Statesville, North Carolina auto insurance quotes.

Minimum Auto Insurance in Statesville, North Carolina

Statesville, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Statesville, North Carolina.

Minimum Required Auto Insurance Coverage in Statesville, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Statesville, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Statesville, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Statesville, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,155 $5,155 $4,226 $4,226 $12,525 $12,525 $5,257 $5,257
GEICO $2,459 $2,413 $2,426 $2,382 $4,592 $4,551 $2,155 $2,142
Liberty Mutual $1,769 $1,769 $1,830 $1,830 $3,156 $3,156 $1,769 $1,769
Nationwide $2,335 $2,335 $2,335 $2,335 $3,997 $3,997 $2,335 $2,335
Progressive $1,746 $1,746 $1,608 $1,608 $4,047 $4,047 $1,936 $1,936
State Farm $2,293 $2,293 $1,984 $1,984 $3,387 $3,387 $2,832 $2,832
Travelers $2,576 $2,576 $2,555 $2,555 $4,418 $4,418 $2,644 $2,644

Cheap Statesville, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Statesville, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Statesville, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Statesville, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,525 $12,525
GEICO $4,592 $4,551
Liberty Mutual $3,156 $3,156
Nationwide $3,997 $3,997
Progressive $4,047 $4,047
State Farm $3,387 $3,387
Travelers $4,418 $4,418

Cheap Statesville, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Statesville, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Statesville, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,226 $4,226
GEICO $2,426 $2,382
Liberty Mutual $1,830 $1,830
Nationwide $2,335 $2,335
Progressive $1,608 $1,608
State Farm $1,984 $1,984
Travelers $2,555 $2,555

Cheap Statesville, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Statesville, North Carolina compared to the annual auto insurance rates with a clean record in Statesville, North Carolina.

Annual Statesville, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,692 $6,469 $12,021 $4,981
GEICO $1,567 $2,315 $5,529 $2,148
Liberty Mutual $1,273 $1,632 $3,987 $1,632
Nationwide $1,623 $2,095 $5,189 $2,095
Progressive $1,119 $1,627 $5,016 $1,576
State Farm $1,401 $2,024 $5,047 $2,024
Travelers $1,812 $2,383 $5,656 $2,342

Cheap Statesville, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Statesville, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Statesville, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Statesville, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,021
GEICO $5,529
Liberty Mutual $3,987
Nationwide $5,189
Progressive $5,016
State Farm $5,047
Travelers $5,656

Cheap Statesville, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Statesville, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Statesville, North Carolina

Insurance Company Poor Fair Good
Allstate $9,177 $5,969 $5,227
GEICO $3,127 $2,876 $2,666
Liberty Mutual $2,131 $2,131 $2,131
Nationwide $2,751 $2,751 $2,751
Progressive $2,609 $2,281 $2,113
State Farm $3,682 $2,357 $1,833
Travelers $3,256 $2,963 $2,926

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Cheap Statesville, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Statesville, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Statesville, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Statesville, North Carolina

ZIP Code Average Annual Rates
28625 $2,947
28677 $2,935

Cheap Statesville, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Statesville, North Carolina auto insurance. Find the cheapest annual Statesville, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Statesville, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,791 $6,791
GEICO $2,890 $2,890
Liberty Mutual $2,131 $2,131
Nationwide $2,751 $2,751
Progressive $2,334 $2,334
State Farm $2,615 $2,633
Travelers $3,048 $3,048

Cheap Statesville, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Statesville, North Carolina? Check out the comparison of annual Statesville, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Statesville, North Carolina

Insurance Company Low Medium High
Allstate $6,549 $6,766 $7,058
GEICO $2,756 $2,879 $3,034
Liberty Mutual $2,026 $2,117 $2,249
Nationwide $2,634 $2,736 $2,882
Progressive $2,213 $2,320 $2,469
State Farm $2,515 $2,610 $2,747
Travelers $2,917 $3,032 $3,196

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Best By Category: Cheapest Auto Insurance in Statesville, North Carolina

Compare the cheapest auto insurance companies in Statesville, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Statesville, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Statesville, North Carolina Auto Insurance Companies

What auto insurance companies in Statesville, North Carolina are the cheapest? Compare the top Statesville, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Statesville, North Carolina

Insurance Company Average Annual Rates
Allstate $6,791
GEICO $2,890
Liberty Mutual $2,131
Nationwide $2,751
Progressive $2,334
State Farm $2,624
Travelers $3,048

What affects auto insurance rates in Statesville, North Carolina?

There are a lot of reasons why auto insurance rates in Statesville, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Statesville, North Carolina. Many local factors may affect your Statesville auto insurance rates.

Statesville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Statesville, North Carolina commute length is 20.8 minutes according to City-Data.

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Compare Statesville, North Carolina Auto Insurance Quotes

Before you buy Statesville, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Statesville, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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