Best Cheap Auto Insurance in Starke, FL (2021)

The average Starke, FL auto insurance rates are $333 per month. The minimum auto insurance in Starke is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Starke, Florida, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Starke for teen drivers is Allstate
  • The cheapest auto insurance company in Starke is USAA
  • The minimum auto insurance required in Starke, Florida is 10/20/10

Starke, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Starke can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Starke, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Starke to other Florida cities, including Miami auto insurance rates, Tallahassee auto insurance rates, and Port St. Lucie auto insurance rates to see how Starke, Florida auto insurance rates stack up.

Before you buy Starke, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Starke, Florida auto insurance quotes.

Minimum Auto Insurance in Starke, Florida

Starke, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Starke, Florida.

Minimum Required Auto Insurance Coverage in Starke, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Starke, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Starke, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Starke, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,070 $3,857 $3,502 $3,542 $13,526 $14,496 $4,072 $4,122
GEICO $2,395 $2,408 $2,237 $2,237 $4,236 $5,289 $2,637 $2,674
Liberty Mutual $3,026 $3,026 $2,778 $2,778 $6,330 $9,718 $3,026 $4,080
Nationwide $2,556 $2,528 $2,285 $2,364 $6,126 $7,559 $2,814 $2,934
Progressive $3,431 $3,242 $2,957 $3,167 $9,747 $10,697 $4,143 $3,992
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,562 $1,537 $1,452 $1,445 $5,284 $6,165 $1,954 $2,115

Cheap Starke, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Starke, Florida is a challenge. Take a look at the annual teen auto insurance rates in Starke, Florida.

Annual Auto Insurance Rates for Teen Drivers in Starke, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,526 $14,496
GEICO $4,236 $5,289
Liberty Mutual $6,330 $9,718
Nationwide $6,126 $7,559
Progressive $9,747 $10,697
State Farm $4,900 $6,272
USAA $5,284 $6,165

Cheap Starke, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Starke, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Starke, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,502 $3,542
GEICO $2,237 $2,237
Liberty Mutual $2,778 $2,778
Nationwide $2,285 $2,364
Progressive $2,957 $3,167
State Farm $1,546 $1,546
USAA $1,452 $1,445

Cheap Starke, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Starke, Florida compared to the annual auto insurance rates with a clean record in Starke, Florida.

Annual Starke, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,543 $6,611 $7,307 $6,131
GEICO $2,108 $2,687 $3,985 $3,277
Liberty Mutual $3,173 $4,079 $5,847 $4,281
Nationwide $3,122 $3,417 $4,582 $3,461
Progressive $4,080 $6,046 $5,081 $5,482
State Farm $2,486 $2,927 $2,707 $2,707
USAA $2,112 $2,599 $3,833 $2,213

Cheap Starke, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Starke, Florida is not easy. Compare the annual rates for DUI auto insurance in Starke, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Starke, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,307
GEICO $3,985
Liberty Mutual $5,847
Nationwide $4,582
Progressive $5,081
State Farm $2,707
USAA $3,833

Cheap Starke, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Starke, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Starke, Florida

Insurance Company Poor Fair Good
Allstate $8,933 $5,660 $4,601
GEICO $4,373 $2,661 $2,008
Liberty Mutual $5,582 $4,110 $3,343
Nationwide $4,552 $3,350 $3,034
Progressive $6,723 $4,790 $4,004
State Farm $3,653 $2,441 $2,026
USAA $4,378 $2,137 $1,553

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Starke, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Starke, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Starke, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Starke, Florida

ZIP Code Average Annual Rates
32091 $3,088

Cheap Starke, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Starke, Florida auto insurance. Find the cheapest annual Starke, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Starke, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,213 $6,584
GEICO $2,999 $3,029
Liberty Mutual $4,206 $4,484
Nationwide $3,646 $3,646
Progressive $5,172 $5,172
State Farm $2,617 $2,797
USAA $2,659 $2,720

Cheap Starke, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Starke, Florida? Check out the comparison of annual Starke, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Starke, Florida

Insurance Company Low Medium High
Allstate $5,285 $6,650 $7,259
GEICO $2,533 $3,107 $3,402
Liberty Mutual $4,019 $4,408 $4,609
Nationwide $2,897 $3,787 $4,253
Progressive $4,335 $5,291 $5,890
State Farm $2,367 $2,761 $2,992
USAA $2,344 $2,778 $2,945

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Starke, Florida

Compare the cheapest auto insurance companies in Starke, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Starke, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Starke, Florida Auto Insurance Companies

What auto insurance companies in Starke, Florida are the cheapest? Compare the top Starke, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Starke, Florida

Insurance Company Average Annual Rates
Allstate $6,398
GEICO $3,014
Liberty Mutual $4,345
Nationwide $3,646
Progressive $5,172
State Farm $2,707
USAA $2,689

What affects auto insurance rates in Starke, Florida?

There are a lot of reasons why auto insurance rates in Starke, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Starke, Florida. Many local factors may affect your Starke auto insurance rates.

Starke Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Starke, Florida auto theft statistics, there have been 10 auto thefts in the city.

Starke Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Starke, Florida commute length is 33.0 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Starke, Florida Auto Insurance Quotes

Before you buy Starke, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Starke, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption