Best Cheap Auto Insurance in Stapleton, AL (2021)

The average Stapleton, AL auto insurance rates are $293 per month. The minimum auto insurance in Stapleton is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Stapleton, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Stapleton is 27.2 minutes
  • Average auto insurance rates in Stapleton, AL for senior drivers are $1,859 per year
  • The most expensive auto insurance company in Stapleton for teen drivers is Liberty Mutual

Stapleton, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Stapleton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Stapleton, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Stapleton to other Alabama cities, including Madison auto insurance rates, Montgomery auto insurance rates, and Decatur auto insurance rates to see how Stapleton, Alabama auto insurance rates stack up.

Before you buy Stapleton, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Stapleton, Alabama auto insurance quotes.

Minimum Auto Insurance in Stapleton, Alabama

Stapleton, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Stapleton, Alabama.

Minimum Required Auto Insurance Coverage in Stapleton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Stapleton, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Stapleton, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stapleton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,924 $1,830 $1,743 $1,776 $6,819 $7,345 $2,148 $2,194
Farmers $2,233 $2,217 $1,995 $2,124 $8,751 $9,001 $2,534 $2,626
GEICO $1,980 $1,969 $1,893 $1,961 $5,246 $5,134 $2,089 $1,931
Liberty Mutual $3,164 $3,418 $2,591 $2,900 $11,585 $12,885 $3,371 $3,591
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,242 $2,100 $1,843 $1,967 $9,189 $10,240 $2,619 $2,772
State Farm $2,582 $2,582 $2,348 $2,348 $7,942 $9,939 $2,920 $3,366
Travelers $1,404 $1,426 $1,320 $1,315 $7,453 $11,655 $1,333 $1,526
USAA $1,249 $1,267 $1,171 $1,150 $3,709 $4,109 $1,622 $1,752

Cheap Stapleton, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Stapleton, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Stapleton, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Stapleton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,819 $7,345
Farmers $8,751 $9,001
GEICO $5,246 $5,134
Liberty Mutual $11,585 $12,885
Nationwide $4,274 $5,478
Progressive $9,189 $10,240
State Farm $7,942 $9,939
Travelers $7,453 $11,655
USAA $3,709 $4,109

Cheap Stapleton, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Stapleton, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Stapleton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,743 $1,776
Farmers $1,995 $2,124
GEICO $1,893 $1,961
Liberty Mutual $2,591 $2,900
Nationwide $1,486 $1,534
Progressive $1,843 $1,967
State Farm $2,348 $2,348
Travelers $1,320 $1,315
USAA $1,171 $1,150

Cheap Stapleton, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Stapleton, Alabama compared to the annual auto insurance rates with a clean record in Stapleton, Alabama.

Annual Stapleton, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,731 $3,224 $3,840 $3,094
Farmers $3,310 $4,287 $4,183 $3,961
GEICO $1,865 $3,014 $3,740 $2,481
Liberty Mutual $4,264 $5,939 $5,806 $5,744
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $3,718 $4,676 $4,012 $4,080
State Farm $3,830 $4,771 $4,206 $4,206
Travelers $2,856 $2,997 $4,386 $3,478
USAA $1,543 $1,936 $2,865 $1,669

Cheap Stapleton, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Stapleton, Alabama is not easy. Compare the annual rates for DUI auto insurance in Stapleton, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Stapleton, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,840
Farmers $4,183
GEICO $3,740
Liberty Mutual $5,806
Nationwide $3,145
Progressive $4,012
State Farm $4,206
Travelers $4,386
USAA $2,865

Cheap Stapleton, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Stapleton, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Stapleton, Alabama

Insurance Company Poor Fair Good
Allstate $3,974 $3,131 $2,561
Farmers $4,412 $3,797 $3,597
GEICO $3,530 $2,518 $2,278
Liberty Mutual $7,787 $4,778 $3,750
Nationwide $2,987 $2,338 $2,118
Progressive $4,651 $3,989 $3,725
State Farm $6,894 $3,492 $2,374
Travelers $3,740 $3,243 $3,304
USAA $2,681 $1,757 $1,572

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Cheap Stapleton, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Stapleton, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Stapleton, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Stapleton, Alabama

ZIP Code Average Annual Rates
36578 $3,615

Cheap Stapleton, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Stapleton, Alabama auto insurance. Find the cheapest annual Stapleton, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Stapleton, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,222 $3,222
Farmers $3,935 $3,935
GEICO $2,727 $2,823
Liberty Mutual $5,438 $5,438
Nationwide $2,481 $2,481
Progressive $4,122 $4,122
State Farm $4,150 $4,357
Travelers $3,429 $3,429
USAA $1,912 $2,095

Cheap Stapleton, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Stapleton, Alabama? Check out the comparison of annual Stapleton, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stapleton, Alabama

Insurance Company Low Medium High
Allstate $3,122 $3,218 $3,327
Farmers $3,698 $3,879 $4,228
GEICO $2,550 $2,763 $3,013
Liberty Mutual $5,191 $5,413 $5,710
Nationwide $2,452 $2,462 $2,528
Progressive $3,686 $4,099 $4,579
State Farm $4,006 $4,248 $4,507
Travelers $3,274 $3,497 $3,517
USAA $1,924 $1,991 $2,095

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Best By Category: Cheapest Auto Insurance in Stapleton, Alabama

Compare the cheapest auto insurance companies in Stapleton, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Stapleton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Stapleton, Alabama Auto Insurance Companies

What auto insurance companies in Stapleton, Alabama are the cheapest? Compare the top Stapleton, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Stapleton, Alabama

Insurance Company Average Annual Rates
Allstate $3,222
Farmers $3,935
GEICO $2,775
Liberty Mutual $5,438
Nationwide $2,481
Progressive $4,122
State Farm $4,253
Travelers $3,429
USAA $2,004

What affects auto insurance rates in Stapleton, Alabama?

There are a lot of reasons why auto insurance rates in Stapleton, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Stapleton, Alabama. Many local factors may affect your Stapleton auto insurance rates.

Stapleton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Stapleton, Alabama commute length is 27.2 minutes according to City-Data.

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Compare Stapleton, Alabama Auto Insurance Quotes

Before you buy Stapleton, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Stapleton, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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