Best Cheap Auto Insurance in Staples, TX (2021)

The average Staples, TX auto insurance rates are $307 per month. The minimum auto insurance in Staples is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Staples, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The average commute length in Staples is 23.8 minutes
  • Average auto insurance rates in Staples, TX for senior drivers are $2,231 per year
  • The cheapest auto insurance company in Staples is USAA

Staples, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Staples can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Staples, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Staples to other Texas cities, including Austin auto insurance rates, Dallas auto insurance rates, and San Antonio auto insurance rates to see how Staples, Texas auto insurance rates stack up.

Before you buy Staples, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Staples, Texas auto insurance quotes.

Minimum Auto Insurance in Staples, Texas

Staples, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Staples, Texas.

Minimum Required Auto Insurance Coverage in Staples, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Staples, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Staples, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Staples, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,239 $3,271 $3,196 $3,196 $8,627 $10,431 $4,021 $4,198
American Family $2,641 $2,935 $2,450 $2,803 $6,862 $8,976 $3,767 $4,287
GEICO $2,292 $2,468 $2,209 $2,500 $4,969 $5,134 $2,475 $2,462
Nationwide $2,472 $2,517 $2,180 $2,312 $7,033 $9,051 $2,906 $3,149
Progressive $2,229 $2,113 $1,999 $2,027 $9,542 $10,671 $2,640 $2,676
State Farm $2,055 $2,055 $1,830 $1,830 $4,943 $6,303 $2,236 $2,303
USAA $1,414 $1,418 $1,355 $1,340 $3,983 $4,322 $1,877 $2,002

Cheap Staples, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Staples, Texas is a challenge. Take a look at the annual teen auto insurance rates in Staples, Texas.

Annual Auto Insurance Rates for Teen Drivers in Staples, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,627 $10,431
American Family $6,862 $8,976
GEICO $4,969 $5,134
Nationwide $7,033 $9,051
Progressive $9,542 $10,671
State Farm $4,943 $6,303
USAA $3,983 $4,322

Cheap Staples, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Staples, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Staples, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,196 $3,196
American Family $2,450 $2,803
GEICO $2,209 $2,500
Nationwide $2,180 $2,312
Progressive $1,999 $2,027
State Farm $1,830 $1,830
USAA $1,355 $1,340

Cheap Staples, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Staples, Texas compared to the annual auto insurance rates with a clean record in Staples, Texas.

Annual Staples, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,898 $6,008 $6,285 $3,898
American Family $3,962 $5,025 $4,412 $3,962
GEICO $2,601 $3,426 $2,876 $3,351
Nationwide $3,422 $3,422 $5,094 $3,872
Progressive $3,694 $4,796 $4,309 $4,148
State Farm $2,614 $3,001 $3,549 $2,614
USAA $1,650 $2,438 $2,875 $1,893

Cheap Staples, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Staples, Texas is not easy. Compare the annual rates for DUI auto insurance in Staples, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Staples, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,285
American Family $4,412
GEICO $2,876
Nationwide $5,094
Progressive $4,309
State Farm $3,549
USAA $2,875

Cheap Staples, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Staples, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Staples, Texas

Insurance Company Poor Fair Good
Allstate $6,374 $4,683 $4,010
American Family $5,973 $3,763 $3,285
GEICO $4,721 $2,679 $1,791
Nationwide $4,745 $3,805 $3,307
Progressive $4,753 $4,127 $3,831
State Farm $4,171 $2,595 $2,067
USAA $3,239 $1,883 $1,519

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Cheap Staples, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Staples, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Staples, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Staples, Texas

ZIP Code Average Annual Rates
78670 $5,471

Cheap Staples, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Staples, Texas auto insurance. Find the cheapest annual Staples, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Staples, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,903 $5,142
American Family $4,340 $4,340
GEICO $3,006 $3,121
Nationwide $3,952 $3,952
Progressive $4,237 $4,237
State Farm $2,944 $2,944
USAA $2,186 $2,242

Cheap Staples, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Staples, Texas? Check out the comparison of annual Staples, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Staples, Texas

Insurance Company Low Medium High
Allstate $4,929 $4,988 $5,151
American Family $4,037 $4,179 $4,804
GEICO $2,898 $3,025 $3,268
Nationwide $4,269 $3,782 $3,806
Progressive $4,013 $4,218 $4,480
State Farm $2,791 $2,937 $3,105
USAA $2,135 $2,205 $2,302

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Best By Category: Cheapest Auto Insurance in Staples, Texas

Compare the cheapest auto insurance companies in Staples, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Staples, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Staples, Texas Auto Insurance Companies

What auto insurance companies in Staples, Texas are the cheapest? Compare the top Staples, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Staples, Texas

Insurance Company Average Annual Rates
Allstate $5,022
American Family $4,340
GEICO $3,064
Nationwide $3,953
Progressive $4,237
State Farm $2,944
USAA $2,214

What affects auto insurance rates in Staples, Texas?

There are a lot of reasons why auto insurance rates in Staples, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Staples, Texas. Many local factors may affect your Staples auto insurance rates.

Staples Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Staples, Texas commute length is 23.8 minutes according to City-Data.

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Compare Staples, Texas Auto Insurance Quotes

Before you buy Staples, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Staples, Texas auto insurance quotes.

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