Best Cheap Auto Insurance in Standish, MI (2021)

The average Standish, MI auto insurance rates are $824 per month. The minimum auto insurance in Standish is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Standish, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Standish, MI for senior drivers are $6,601 per year
  • The minimum auto insurance required in Standish, Michigan is 20/40/10
  • The most expensive auto insurance company in Standish for teen drivers is Allstate

Standish, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Standish can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Standish, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Standish to other Michigan cities, including Livonia auto insurance rates, Grand Rapids auto insurance rates, and Lansing auto insurance rates to see how Standish, Michigan auto insurance rates stack up.

Before you buy Standish, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Standish, Michigan auto insurance quotes.

Minimum Auto Insurance in Standish, Michigan

Standish, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Standish, Michigan.

Minimum Required Auto Insurance Coverage in Standish, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Standish, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Standish, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Standish, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $17,934 $17,934 $16,748 $16,748 $43,152 $43,152 $18,869 $18,869
Farmers $4,471 $4,471 $4,174 $4,174 $9,647 $9,647 $5,011 $5,011
GEICO $3,997 $3,997 $4,041 $4,041 $10,846 $10,846 $3,818 $3,818
Liberty Mutual $14,982 $14,982 $14,830 $14,830 $35,769 $35,769 $14,982 $14,982
Nationwide $4,083 $4,083 $3,639 $3,639 $10,482 $10,482 $4,461 $4,461
Progressive $2,986 $2,798 $2,632 $2,921 $10,716 $11,458 $3,483 $3,258
State Farm $7,067 $7,067 $6,536 $6,536 $24,407 $24,407 $8,281 $8,281
Travelers $4,991 $4,991 $4,282 $4,282 $15,054 $15,054 $5,423 $5,423
USAA $2,605 $2,456 $2,452 $2,311 $6,208 $5,853 $3,152 $3,007

Cheap Standish, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Standish, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Standish, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Standish, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,152 $43,152
Farmers $9,647 $9,647
GEICO $10,846 $10,846
Liberty Mutual $35,769 $35,769
Nationwide $10,482 $10,482
Progressive $10,716 $11,458
State Farm $24,407 $24,407
Travelers $15,054 $15,054
USAA $6,208 $5,853

Cheap Standish, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Standish, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Standish, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,748 $16,748
Farmers $4,174 $4,174
GEICO $4,041 $4,041
Liberty Mutual $14,830 $14,830
Nationwide $3,639 $3,639
Progressive $2,632 $2,921
State Farm $6,536 $6,536
Travelers $4,282 $4,282
USAA $2,452 $2,311

Cheap Standish, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Standish, Michigan compared to the annual auto insurance rates with a clean record in Standish, Michigan.

Annual Standish, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,716 $15,767 $52,805 $16,415
Farmers $4,908 $6,230 $6,158 $6,007
GEICO $2,043 $4,229 $12,710 $3,719
Liberty Mutual $14,309 $17,091 $30,988 $18,175
Nationwide $4,850 $6,465 $5,888 $5,462
Progressive $4,272 $5,589 $5,040 $5,226
State Farm $7,446 $8,881 $18,930 $11,035
Travelers $5,050 $7,190 $11,546 $5,964
USAA $2,824 $3,519 $4,604 $3,075

Cheap Standish, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Standish, Michigan is not easy. Compare the annual rates for DUI auto insurance in Standish, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Standish, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $52,805
Farmers $6,158
GEICO $12,710
Liberty Mutual $30,988
Nationwide $5,888
Progressive $5,040
State Farm $18,930
Travelers $11,546
USAA $4,604

Cheap Standish, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Standish, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Standish, Michigan

Insurance Company Poor Fair Good
Allstate $36,818 $20,327 $15,381
Farmers $7,749 $5,062 $4,666
GEICO $7,296 $5,365 $4,365
Liberty Mutual $31,867 $18,400 $10,154
Nationwide $7,110 $5,343 $4,545
Progressive $5,809 $4,882 $4,404
State Farm $18,772 $9,497 $6,449
Travelers $7,622 $7,392 $7,299
USAA $5,243 $2,998 $2,275

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Cheap Standish, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Standish, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Standish, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Standish, Michigan

ZIP Code Average Annual Rates
48658 $6,885

Cheap Standish, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Standish, Michigan auto insurance. Find the cheapest annual Standish, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Standish, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,176 $24,176
Farmers $5,826 $5,826
GEICO $5,543 $5,808
Liberty Mutual $19,434 $20,847
Nationwide $5,666 $5,666
Progressive $5,032 $5,032
State Farm $11,257 $11,889
Travelers $7,395 $7,480
USAA $3,465 $3,546

Cheap Standish, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Standish, Michigan? Check out the comparison of annual Standish, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Standish, Michigan

Insurance Company Low Medium High
Allstate $23,349 $24,248 $24,929
Farmers $5,686 $5,814 $5,978
GEICO $5,319 $5,628 $6,079
Liberty Mutual $19,630 $20,090 $20,702
Nationwide $5,932 $5,570 $5,496
Progressive $4,859 $5,040 $5,196
State Farm $10,988 $11,645 $12,086
Travelers $7,365 $7,444 $7,504
USAA $3,404 $3,514 $3,599

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Best By Category: Cheapest Auto Insurance in Standish, Michigan

Compare the cheapest auto insurance companies in Standish, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Standish, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Standish, Michigan Auto Insurance Companies

What auto insurance companies in Standish, Michigan are the cheapest? Compare the top Standish, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Standish, Michigan

Insurance Company Average Annual Rates
Allstate $24,176
Farmers $5,826
GEICO $5,675
Liberty Mutual $20,141
Nationwide $5,666
Progressive $5,032
State Farm $11,573
Travelers $7,438
USAA $3,505

What affects auto insurance rates in Standish, Michigan?

There are a lot of reasons why auto insurance rates in Standish, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Standish, Michigan. Many local factors may affect your Standish auto insurance rates.

Standish Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Standish, Michigan commute length is 20.6 minutes according to City-Data.

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Compare Standish, Michigan Auto Insurance Quotes

Before you buy Standish, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Standish, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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