Best Cheap Auto Insurance in Stamping Ground, KY (2021)

The average Stamping Ground, KY auto insurance rates are $340 per month. The minimum auto insurance in Stamping Ground is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Stamping Ground, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Stamping Ground is USAA
  • The minimum auto insurance required in Stamping Ground, Kentucky is 25/50/25
  • The average commute length in Stamping Ground is 25.3 minutes

Stamping Ground, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Stamping Ground can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Stamping Ground, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Stamping Ground to other Kentucky cities, including Hopkinsville auto insurance rates, Nicholasville auto insurance rates, and Owensboro auto insurance rates to see how Stamping Ground, Kentucky auto insurance rates stack up.

Before you buy Stamping Ground, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Stamping Ground, Kentucky auto insurance quotes.

Minimum Auto Insurance in Stamping Ground, Kentucky

Stamping Ground, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Stamping Ground, Kentucky.

Minimum Required Auto Insurance Coverage in Stamping Ground, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Stamping Ground, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Stamping Ground, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stamping Ground, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,208 $3,164 $2,907 $3,100 $12,216 $13,746 $3,532 $3,723
GEICO $3,286 $3,041 $3,436 $3,112 $6,749 $7,991 $2,682 $2,313
Liberty Mutual $2,493 $2,693 $2,105 $2,352 $11,011 $12,198 $2,605 $2,707
Nationwide $2,839 $2,838 $2,573 $2,678 $6,512 $8,085 $3,232 $3,390
Progressive $2,017 $1,908 $1,816 $1,820 $9,998 $11,315 $2,498 $2,551
State Farm $1,724 $1,724 $1,543 $1,543 $5,091 $6,474 $1,924 $2,132
Travelers $1,875 $1,905 $1,855 $1,856 $9,091 $14,596 $1,965 $2,234
USAA $1,788 $1,782 $1,621 $1,638 $4,871 $5,117 $2,249 $2,452

Cheap Stamping Ground, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Stamping Ground, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Stamping Ground, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Stamping Ground, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,216 $13,746
GEICO $6,749 $7,991
Liberty Mutual $11,011 $12,198
Nationwide $6,512 $8,085
Progressive $9,998 $11,315
State Farm $5,091 $6,474
Travelers $9,091 $14,596
USAA $4,871 $5,117

Cheap Stamping Ground, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Stamping Ground, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Stamping Ground, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,907 $3,100
GEICO $3,436 $3,112
Liberty Mutual $2,105 $2,352
Nationwide $2,573 $2,678
Progressive $1,816 $1,820
State Farm $1,543 $1,543
Travelers $1,855 $1,856
USAA $1,621 $1,638

Cheap Stamping Ground, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Stamping Ground, Kentucky compared to the annual auto insurance rates with a clean record in Stamping Ground, Kentucky.

Annual Stamping Ground, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,702 $6,169 $6,603 $5,324
GEICO $2,428 $4,321 $6,581 $2,974
Liberty Mutual $3,975 $6,125 $4,759 $4,223
Nationwide $3,221 $4,129 $5,189 $3,534
Progressive $3,506 $5,199 $4,000 $4,257
State Farm $2,534 $3,005 $2,769 $2,769
Travelers $3,859 $3,966 $5,732 $4,132
USAA $2,024 $2,861 $3,431 $2,442

Cheap Stamping Ground, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Stamping Ground, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Stamping Ground, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Stamping Ground, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,603
GEICO $6,581
Liberty Mutual $4,759
Nationwide $5,189
Progressive $4,000
State Farm $2,769
Travelers $5,732
USAA $3,431

Cheap Stamping Ground, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Stamping Ground, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Stamping Ground, Kentucky

Insurance Company Poor Fair Good
Allstate $7,535 $5,220 $4,344
GEICO $6,702 $3,346 $2,180
Liberty Mutual $6,790 $4,205 $3,317
Nationwide $4,855 $3,852 $3,348
Progressive $4,724 $4,136 $3,860
State Farm $4,002 $2,418 $1,887
Travelers $4,919 $4,181 $4,167
USAA $3,980 $2,250 $1,839

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Stamping Ground, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Stamping Ground, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Stamping Ground, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Stamping Ground, Kentucky

ZIP Code Average Annual Rates
40379 $3,669

Cheap Stamping Ground, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Stamping Ground, Kentucky auto insurance. Find the cheapest annual Stamping Ground, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Stamping Ground, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,700 $5,700
GEICO $4,038 $4,114
Liberty Mutual $4,771 $4,771
Nationwide $4,018 $4,018
Progressive $4,240 $4,240
State Farm $2,699 $2,840
Travelers $4,422 $4,422
USAA $2,591 $2,788

Cheap Stamping Ground, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Stamping Ground, Kentucky? Check out the comparison of annual Stamping Ground, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stamping Ground, Kentucky

Insurance Company Low Medium High
Allstate $5,307 $5,678 $6,115
GEICO $3,806 $4,060 $4,363
Liberty Mutual $4,542 $4,742 $5,028
Nationwide $4,033 $3,978 $4,044
Progressive $3,932 $4,193 $4,596
State Farm $2,584 $2,769 $2,954
Travelers $4,175 $4,443 $4,649
USAA $2,559 $2,684 $2,826

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Stamping Ground, Kentucky

Compare the cheapest auto insurance companies in Stamping Ground, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Stamping Ground, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Stamping Ground, Kentucky Auto Insurance Companies

What auto insurance companies in Stamping Ground, Kentucky are the cheapest? Compare the top Stamping Ground, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Stamping Ground, Kentucky

Insurance Company Average Annual Rates
Allstate $5,700
GEICO $4,076
Liberty Mutual $4,771
Nationwide $4,018
Progressive $4,240
State Farm $2,769
Travelers $4,422
USAA $2,690

What affects auto insurance rates in Stamping Ground, Kentucky?

There are a lot of reasons why auto insurance rates in Stamping Ground, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Stamping Ground, Kentucky. Many local factors may affect your Stamping Ground auto insurance rates.

Stamping Ground Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Stamping Ground, Kentucky commute length is 25.3 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Stamping Ground, Kentucky Auto Insurance Quotes

Before you buy Stamping Ground, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Stamping Ground, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption