Best Cheap Auto Insurance in Stamford, TX (2021)

The average Stamford, TX auto insurance rates are $303 per month. The minimum auto insurance in Stamford is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Stamford, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Stamford is 20.0 minutes
  • Average auto insurance rates in Stamford, TX for senior drivers are $2,219 per year
  • The minimum auto insurance required in Stamford, Texas is 30/60/25

Stamford, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Stamford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Stamford, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Stamford to other Texas cities, including Arlington auto insurance rates, Corpus Christi auto insurance rates, and San Antonio auto insurance rates to see how Stamford, Texas auto insurance rates stack up.

Before you buy Stamford, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Stamford, Texas auto insurance quotes.

Minimum Auto Insurance in Stamford, Texas

Stamford, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Stamford, Texas.

Minimum Required Auto Insurance Coverage in Stamford, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Stamford, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Stamford, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stamford, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,501 $3,557 $3,460 $3,460 $8,971 $10,917 $4,358 $4,587
American Family $2,861 $3,137 $2,522 $2,848 $6,565 $8,726 $3,917 $4,466
GEICO $2,310 $2,440 $2,125 $2,328 $4,818 $5,062 $2,503 $2,554
Nationwide $2,412 $2,460 $2,126 $2,260 $6,729 $8,684 $2,821 $3,061
Progressive $2,242 $2,144 $1,995 $2,034 $9,310 $10,393 $2,668 $2,725
State Farm $1,777 $1,777 $1,571 $1,571 $4,079 $5,168 $1,919 $1,985
USAA $1,454 $1,480 $1,376 $1,388 $3,876 $4,276 $1,946 $2,126

Cheap Stamford, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Stamford, Texas is a challenge. Take a look at the annual teen auto insurance rates in Stamford, Texas.

Annual Auto Insurance Rates for Teen Drivers in Stamford, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,971 $10,917
American Family $6,565 $8,726
GEICO $4,818 $5,062
Nationwide $6,729 $8,684
Progressive $9,310 $10,393
State Farm $4,079 $5,168
USAA $3,876 $4,276

Cheap Stamford, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Stamford, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Stamford, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,460 $3,460
American Family $2,522 $2,848
GEICO $2,125 $2,328
Nationwide $2,126 $2,260
Progressive $1,995 $2,034
State Farm $1,571 $1,571
USAA $1,376 $1,388

Cheap Stamford, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Stamford, Texas compared to the annual auto insurance rates with a clean record in Stamford, Texas.

Annual Stamford, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,237 $6,334 $6,598 $4,237
American Family $4,016 $5,052 $4,437 $4,016
GEICO $2,563 $3,308 $2,880 $3,319
Nationwide $3,304 $3,304 $4,927 $3,741
Progressive $3,657 $4,712 $4,267 $4,119
State Farm $2,224 $2,525 $2,951 $2,224
USAA $1,686 $2,452 $2,888 $1,934

Cheap Stamford, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Stamford, Texas is not easy. Compare the annual rates for DUI auto insurance in Stamford, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Stamford, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,598
American Family $4,437
GEICO $2,880
Nationwide $4,927
Progressive $4,267
State Farm $2,951
USAA $2,888

Cheap Stamford, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Stamford, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Stamford, Texas

Insurance Company Poor Fair Good
Allstate $6,809 $4,986 $4,259
American Family $6,189 $3,713 $3,238
GEICO $4,648 $2,639 $1,766
Nationwide $4,591 $3,672 $3,194
Progressive $4,717 $4,074 $3,776
State Farm $3,516 $2,186 $1,741
USAA $3,323 $1,888 $1,510

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Stamford, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Stamford, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Stamford, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Stamford, Texas

ZIP Code Average Annual Rates
79553 $5,289

Cheap Stamford, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Stamford, Texas auto insurance. Find the cheapest annual Stamford, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Stamford, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,232 $5,471
American Family $4,380 $4,380
GEICO $2,953 $3,082
Nationwide $3,819 $3,819
Progressive $4,189 $4,189
State Farm $2,481 $2,481
USAA $2,212 $2,269

Cheap Stamford, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Stamford, Texas? Check out the comparison of annual Stamford, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stamford, Texas

Insurance Company Low Medium High
Allstate $5,267 $5,320 $5,467
American Family $4,178 $4,277 $4,686
GEICO $2,915 $2,996 $3,141
Nationwide $4,134 $3,653 $3,670
Progressive $4,025 $4,173 $4,369
State Farm $2,370 $2,474 $2,599
USAA $2,181 $2,233 $2,307

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Stamford, Texas

Compare the cheapest auto insurance companies in Stamford, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Stamford, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Stamford, Texas Auto Insurance Companies

What auto insurance companies in Stamford, Texas are the cheapest? Compare the top Stamford, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Stamford, Texas

Insurance Company Average Annual Rates
Allstate $5,351
American Family $4,380
GEICO $3,018
Nationwide $3,819
Progressive $4,189
State Farm $2,481
USAA $2,240

What affects auto insurance rates in Stamford, Texas?

There are a lot of reasons why auto insurance rates in Stamford, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Stamford, Texas. Many local factors may affect your Stamford auto insurance rates.

Stamford Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Stamford, Texas auto theft statistics, there have been 3 auto thefts in the city.

Stamford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Stamford, Texas commute length is 20.0 minutes according to City-Data.

Stamford Traffic

How does Stamford, Texas rank for traffic? According to Inrix Stamford, Texas is the 68th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Stamford, Texas Auto Insurance Quotes

Before you buy Stamford, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Stamford, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption