Best Cheap Auto Insurance in Stamford, CT (2021)

The average Stamford, CT auto insurance rates are $405 per month. The minimum auto insurance in Stamford is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Stamford, Connecticut, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Stamford, CT for senior drivers are $2,399 per year
  • The cheapest auto insurance company in Stamford is State Farm
  • The minimum auto insurance required in Stamford, Connecticut is 25/50/20

Stamford, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Stamford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Stamford, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Stamford to other Connecticut cities, including Stamford auto insurance rates, Danbury auto insurance rates, and Norwalk auto insurance rates to see how Stamford, Connecticut auto insurance rates stack up.

Before you buy Stamford, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Stamford, Connecticut auto insurance quotes.

Minimum Auto Insurance in Stamford, Connecticut

Stamford, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Stamford, Connecticut.

Minimum Required Auto Insurance Coverage in Stamford, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Stamford, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Stamford, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stamford, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,741 $3,696 $3,448 $3,694 $11,532 $13,633 $3,908 $4,101
GEICO $2,435 $2,442 $2,258 $2,276 $5,745 $6,795 $2,351 $2,279
Liberty Mutual $3,765 $4,095 $2,892 $3,571 $18,988 $21,403 $3,812 $4,158
Nationwide $2,505 $2,535 $2,248 $2,360 $6,999 $8,883 $2,910 $3,130
Progressive $2,472 $2,303 $2,112 $2,194 $10,345 $11,466 $2,825 $3,167
State Farm $1,904 $1,904 $1,755 $1,755 $5,835 $7,351 $2,144 $2,456
Travelers $2,019 $2,048 $2,018 $2,008 $15,627 $25,052 $2,204 $2,490
USAA $2,048 $2,028 $1,908 $1,885 $6,457 $6,783 $2,745 $2,847

Cheap Stamford, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Stamford, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Stamford, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Stamford, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,532 $13,633
GEICO $5,745 $6,795
Liberty Mutual $18,988 $21,403
Nationwide $6,999 $8,883
Progressive $10,345 $11,466
State Farm $5,835 $7,351
Travelers $15,627 $25,052
USAA $6,457 $6,783

Cheap Stamford, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Stamford, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Stamford, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,448 $3,694
GEICO $2,258 $2,276
Liberty Mutual $2,892 $3,571
Nationwide $2,248 $2,360
Progressive $2,112 $2,194
State Farm $1,755 $1,755
Travelers $2,018 $2,008
USAA $1,908 $1,885

Cheap Stamford, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Stamford, Connecticut compared to the annual auto insurance rates with a clean record in Stamford, Connecticut.

Annual Stamford, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,071 $6,279 $7,455 $5,071
GEICO $2,093 $2,749 $5,879 $2,569
Liberty Mutual $6,859 $8,593 $8,513 $7,378
Nationwide $3,209 $4,191 $4,804 $3,581
Progressive $3,934 $5,711 $4,137 $4,659
State Farm $2,919 $3,211 $3,211 $3,211
Travelers $5,371 $5,820 $8,497 $7,046
USAA $2,590 $3,253 $4,919 $2,590

Cheap Stamford, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Stamford, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Stamford, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Stamford, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,455
GEICO $5,879
Liberty Mutual $8,513
Nationwide $4,804
Progressive $4,137
State Farm $3,211
Travelers $8,497
USAA $4,919

Cheap Stamford, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Stamford, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Stamford, Connecticut

Insurance Company Poor Fair Good
Allstate $7,591 $5,752 $4,565
GEICO $4,835 $2,915 $2,218
Liberty Mutual $11,127 $6,933 $5,447
Nationwide $5,248 $3,499 $3,091
Progressive $5,015 $4,503 $4,314
State Farm $4,372 $2,795 $2,247
Travelers $7,590 $6,322 $6,138
USAA $4,416 $2,977 $2,620

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Stamford, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Stamford, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Stamford, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Stamford, Connecticut

ZIP Code Average Annual Rates
6901 $4,900
6902 $4,900
6903 $4,901
6905 $4,901
6906 $4,901
6907 $4,901
6910 $4,949

Cheap Stamford, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Stamford, Connecticut auto insurance. Find the cheapest annual Stamford, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Stamford, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,969 $5,969
GEICO $3,271 $3,374
Liberty Mutual $7,836 $7,836
Nationwide $3,946 $3,946
Progressive $4,610 $4,610
State Farm $3,059 $3,217
Travelers $6,683 $6,683
USAA $3,298 $3,378

Cheap Stamford, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Stamford, Connecticut? Check out the comparison of annual Stamford, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stamford, Connecticut

Insurance Company Low Medium High
Allstate $5,632 $5,962 $6,314
GEICO $3,078 $3,285 $3,605
Liberty Mutual $7,533 $7,778 $8,196
Nationwide $4,041 $3,973 $3,824
Progressive $4,293 $4,570 $4,969
State Farm $2,932 $3,144 $3,338
Travelers $6,239 $6,641 $7,170
USAA $3,129 $3,341 $3,543

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Stamford, Connecticut

Compare the cheapest auto insurance companies in Stamford, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Stamford, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Stamford, Connecticut Auto Insurance Companies

What auto insurance companies in Stamford, Connecticut are the cheapest? Compare the top Stamford, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Stamford, Connecticut

Insurance Company Average Annual Rates
Allstate $5,969
GEICO $3,323
Liberty Mutual $7,836
Nationwide $3,946
Progressive $4,610
State Farm $3,138
Travelers $6,683
USAA $3,338

What affects auto insurance rates in Stamford, Connecticut?

There are a lot of reasons why auto insurance rates in Stamford, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Stamford, Connecticut. Many local factors may affect your Stamford auto insurance rates.

Stamford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Stamford, Connecticut commute length is 28.2 minutes according to City-Data.

Stamford Traffic

How does Stamford, Connecticut rank for traffic? According to Inrix Stamford, Connecticut is the 68th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Stamford, Connecticut Auto Insurance Quotes

Before you buy Stamford, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Stamford, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption