Best Cheap Auto Insurance in Stafford, KS (2021)

The average Stafford, KS auto insurance rates are $279 per month. The minimum auto insurance in Stafford is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Stafford, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Stafford is American Family
  • The average commute length in Stafford is 18.2 minutes
  • The most expensive auto insurance company in Stafford for teen drivers is Liberty Mutual

Stafford, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Stafford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Stafford, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Stafford to other Kansas cities, including Manhattan auto insurance rates, Shawnee auto insurance rates, and Overland Park auto insurance rates to see how Stafford, Kansas auto insurance rates stack up.

Before you buy Stafford, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Stafford, Kansas auto insurance quotes.

Minimum Auto Insurance in Stafford, Kansas

Stafford, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Stafford, Kansas.

Minimum Required Auto Insurance Coverage in Stafford, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Stafford, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Stafford, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stafford, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,658 $2,593 $2,360 $2,425 $6,986 $7,746 $2,746 $2,849
American Family $1,754 $1,754 $1,582 $1,582 $3,276 $3,910 $1,754 $1,957
Farmers $2,613 $2,597 $2,339 $2,437 $6,856 $7,097 $2,940 $3,102
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,402 $2,600 $2,256 $2,519 $10,464 $11,698 $2,658 $2,884
Nationwide $1,884 $1,949 $1,672 $1,808 $3,784 $4,660 $2,179 $2,326
Progressive $2,317 $2,229 $1,871 $1,942 $8,079 $9,132 $2,734 $2,916
State Farm $1,923 $1,923 $1,668 $1,668 $4,858 $6,233 $2,155 $2,415
Travelers $2,140 $2,183 $2,060 $2,096 $8,454 $13,235 $2,185 $2,611
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

Cheap Stafford, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Stafford, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Stafford, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Stafford, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,986 $7,746
American Family $3,276 $3,910
Farmers $6,856 $7,097
GEICO $4,439 $5,960
Liberty Mutual $10,464 $11,698
Nationwide $3,784 $4,660
Progressive $8,079 $9,132
State Farm $4,858 $6,233
Travelers $8,454 $13,235
USAA $4,580 $4,837

Cheap Stafford, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Stafford, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Stafford, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,360 $2,425
American Family $1,582 $1,582
Farmers $2,339 $2,437
GEICO $2,443 $2,273
Liberty Mutual $2,256 $2,519
Nationwide $1,672 $1,808
Progressive $1,871 $1,942
State Farm $1,668 $1,668
Travelers $2,060 $2,096
USAA $1,272 $1,296

Cheap Stafford, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Stafford, Kansas compared to the annual auto insurance rates with a clean record in Stafford, Kansas.

Annual Stafford, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,300 $3,832 $4,372 $3,678
American Family $2,158 $2,308 $2,158 $2,158
Farmers $3,165 $4,057 $3,954 $3,814
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,571 $5,289 $5,201 $4,679
Nationwide $1,892 $2,181 $3,885 $2,172
Progressive $3,610 $4,207 $3,762 $4,031
State Farm $2,667 $3,044 $2,855 $2,855
Travelers $3,216 $4,162 $5,700 $4,405
USAA $1,705 $2,284 $3,352 $1,950

Cheap Stafford, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Stafford, Kansas is not easy. Compare the annual rates for DUI auto insurance in Stafford, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Stafford, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,372
American Family $2,158
Farmers $3,954
GEICO $4,922
Liberty Mutual $5,201
Nationwide $3,885
Progressive $3,762
State Farm $2,855
Travelers $5,700
USAA $3,352

Cheap Stafford, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Stafford, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Stafford, Kansas

Insurance Company Poor Fair Good
Allstate $4,707 $3,567 $3,112
American Family $2,865 $2,035 $1,688
Farmers $4,422 $3,509 $3,312
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,685 $4,685 $4,685
Nationwide $2,818 $2,473 $2,306
Progressive $4,506 $3,751 $3,451
State Farm $4,158 $2,484 $1,924
Travelers $5,062 $4,106 $3,944
USAA $3,182 $2,079 $1,707

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Cheap Stafford, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Stafford, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Stafford, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Stafford, Kansas

ZIP Code Average Annual Rates
67578 $3,509

Cheap Stafford, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Stafford, Kansas auto insurance. Find the cheapest annual Stafford, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Stafford, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,795 $3,795
American Family $2,167 $2,225
Farmers $3,748 $3,748
GEICO $3,027 $3,159
Liberty Mutual $4,685 $4,685
Nationwide $2,533 $2,533
Progressive $3,902 $3,902
State Farm $2,784 $2,927
Travelers $4,371 $4,371
USAA $2,254 $2,392

Cheap Stafford, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Stafford, Kansas? Check out the comparison of annual Stafford, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stafford, Kansas

Insurance Company Low Medium High
Allstate $3,694 $3,788 $3,904
American Family $2,226 $2,307 $2,055
Farmers $3,611 $3,730 $3,902
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,585 $4,675 $4,795
Nationwide $2,672 $2,504 $2,422
Progressive $3,715 $3,874 $4,119
State Farm $2,759 $2,863 $2,944
Travelers $4,157 $4,377 $4,578
USAA $2,253 $2,318 $2,398

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Best By Category: Cheapest Auto Insurance in Stafford, Kansas

Compare the cheapest auto insurance companies in Stafford, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Stafford, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Stafford, Kansas Auto Insurance Companies

What auto insurance companies in Stafford, Kansas are the cheapest? Compare the top Stafford, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Stafford, Kansas

Insurance Company Average Annual Rates
Allstate $3,795
American Family $2,196
Farmers $3,748
GEICO $3,093
Liberty Mutual $4,685
Nationwide $2,533
Progressive $3,902
State Farm $2,855
Travelers $4,371
USAA $2,323

What affects auto insurance rates in Stafford, Kansas?

There are a lot of reasons why auto insurance rates in Stafford, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Stafford, Kansas. Many local factors may affect your Stafford auto insurance rates.

Stafford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Stafford, Kansas commute length is 18.2 minutes according to City-Data.

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Compare Stafford, Kansas Auto Insurance Quotes

Before you buy Stafford, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Stafford, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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