Best Cheap Auto Insurance in St. Marys, KS (2021)

The average St. Marys, KS auto insurance rates are $267 per month. The minimum auto insurance in St. Marys is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in St. Marys, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in St. Marys is 13.6 minutes
  • The minimum auto insurance required in St. Marys, Kansas is 25/50/25
  • Average auto insurance rates in St. Marys, KS for senior drivers are $1,865 per year

St. Marys, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in St. Marys can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in St. Marys, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in St. Marys to other Kansas cities, including Kansas City auto insurance rates, Wichita auto insurance rates, and Overland Park auto insurance rates to see how St. Marys, Kansas auto insurance rates stack up.

Before you buy St. Marys, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free St. Marys, Kansas auto insurance quotes.

Minimum Auto Insurance in St. Marys, Kansas

St. Marys, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in St. Marys, Kansas.

Minimum Required Auto Insurance Coverage in St. Marys, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap St. Marys, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in St. Marys, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in St. Marys, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,415 $2,335 $2,175 $2,232 $6,799 $7,638 $2,458 $2,538
American Family $1,588 $1,588 $1,435 $1,435 $3,098 $3,718 $1,588 $1,789
Farmers $2,468 $2,443 $2,201 $2,304 $6,925 $7,161 $2,791 $2,931
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,132 $2,299 $2,060 $2,298 $10,321 $11,520 $2,306 $2,488
Nationwide $1,908 $1,972 $1,694 $1,831 $3,874 $4,772 $2,213 $2,362
Progressive $2,235 $2,119 $1,802 $1,885 $8,438 $9,513 $2,640 $2,834
State Farm $1,648 $1,648 $1,442 $1,442 $4,356 $5,556 $1,851 $2,090
Travelers $1,922 $1,955 $1,877 $1,899 $7,776 $12,116 $1,968 $2,314
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

Cheap St. Marys, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in St. Marys, Kansas is a challenge. Take a look at the annual teen auto insurance rates in St. Marys, Kansas.

Annual Auto Insurance Rates for Teen Drivers in St. Marys, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,799 $7,638
American Family $3,098 $3,718
Farmers $6,925 $7,161
GEICO $4,439 $5,960
Liberty Mutual $10,321 $11,520
Nationwide $3,874 $4,772
Progressive $8,438 $9,513
State Farm $4,356 $5,556
Travelers $7,776 $12,116
USAA $4,580 $4,837

Cheap St. Marys, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in St. Marys, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in St. Marys, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,175 $2,232
American Family $1,435 $1,435
Farmers $2,201 $2,304
GEICO $2,443 $2,273
Liberty Mutual $2,060 $2,298
Nationwide $1,694 $1,831
Progressive $1,802 $1,885
State Farm $1,442 $1,442
Travelers $1,877 $1,899
USAA $1,272 $1,296

Cheap St. Marys, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in St. Marys, Kansas compared to the annual auto insurance rates with a clean record in St. Marys, Kansas.

Annual St. Marys, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,067 $3,578 $4,188 $3,463
American Family $1,992 $2,142 $1,992 $1,992
Farmers $3,071 $3,967 $3,866 $3,708
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,314 $5,040 $4,945 $4,414
Nationwide $1,928 $2,222 $3,950 $2,212
Progressive $3,629 $4,258 $3,797 $4,049
State Farm $2,326 $2,683 $2,504 $2,504
Travelers $2,898 $3,782 $5,215 $4,019
USAA $1,705 $2,284 $3,352 $1,950

Cheap St. Marys, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in St. Marys, Kansas is not easy. Compare the annual rates for DUI auto insurance in St. Marys, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in St. Marys, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,188
American Family $1,992
Farmers $3,866
GEICO $4,922
Liberty Mutual $4,945
Nationwide $3,950
Progressive $3,797
State Farm $2,504
Travelers $5,215
USAA $3,352

Cheap St. Marys, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how St. Marys, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in St. Marys, Kansas

Insurance Company Poor Fair Good
Allstate $4,417 $3,372 $2,932
American Family $2,651 $1,874 $1,565
Farmers $4,293 $3,431 $3,234
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,428 $4,428 $4,428
Nationwide $2,867 $2,519 $2,349
Progressive $4,496 $3,794 $3,510
State Farm $3,646 $2,179 $1,688
Travelers $4,597 $3,743 $3,595
USAA $3,182 $2,079 $1,707

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Cheap St. Marys, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in St. Marys, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in St. Marys, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in St. Marys, Kansas

ZIP Code Average Annual Rates
66536 $3,392

Cheap St. Marys, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect St. Marys, Kansas auto insurance. Find the cheapest annual St. Marys, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in St. Marys, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,574 $3,574
American Family $2,004 $2,056
Farmers $3,653 $3,653
GEICO $3,027 $3,159
Liberty Mutual $4,428 $4,428
Nationwide $2,578 $2,578
Progressive $3,933 $3,933
State Farm $2,442 $2,566
Travelers $3,978 $3,978
USAA $2,254 $2,392

Cheap St. Marys, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in St. Marys, Kansas? Check out the comparison of annual St. Marys, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in St. Marys, Kansas

Insurance Company Low Medium High
Allstate $3,468 $3,566 $3,687
American Family $2,049 $2,132 $1,909
Farmers $3,501 $3,633 $3,824
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,316 $4,417 $4,551
Nationwide $2,721 $2,549 $2,465
Progressive $3,699 $3,901 $4,200
State Farm $2,415 $2,511 $2,587
Travelers $3,774 $3,984 $4,177
USAA $2,253 $2,318 $2,398

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Best By Category: Cheapest Auto Insurance in St. Marys, Kansas

Compare the cheapest auto insurance companies in St. Marys, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in St. Marys, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest St. Marys, Kansas Auto Insurance Companies

What auto insurance companies in St. Marys, Kansas are the cheapest? Compare the top St. Marys, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in St. Marys, Kansas

Insurance Company Average Annual Rates
Allstate $3,574
American Family $2,030
Farmers $3,653
GEICO $3,093
Liberty Mutual $4,428
Nationwide $2,578
Progressive $3,933
State Farm $2,504
Travelers $3,978
USAA $2,323

What affects auto insurance rates in St. Marys, Kansas?

There are a lot of reasons why auto insurance rates in St. Marys, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in St. Marys, Kansas. Many local factors may affect your St. Marys auto insurance rates.

St. Marys Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average St. Marys, Kansas commute length is 13.6 minutes according to City-Data.

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Compare St. Marys, Kansas Auto Insurance Quotes

Before you buy St. Marys, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free St. Marys, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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