Best Cheap Auto Insurance in St. Francis, WI (2021)

The average St. Francis, WI auto insurance rates are $288 per month. The minimum auto insurance in St. Francis is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in St. Francis, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The most expensive auto insurance company in St. Francis for teen drivers is Farmers
  • The cheapest auto insurance company in St. Francis is American Family
  • The average commute length in St. Francis is 22.3 minutes

St. Francis, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in St. Francis can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in St. Francis, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in St. Francis to other Wisconsin cities, including Green Bay auto insurance rates, Madison auto insurance rates, and Kenosha auto insurance rates to see how St. Francis, Wisconsin auto insurance rates stack up.

Before you buy St. Francis, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free St. Francis, Wisconsin auto insurance quotes.

Minimum Auto Insurance in St. Francis, Wisconsin

St. Francis, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in St. Francis, Wisconsin.

Minimum Required Auto Insurance Coverage in St. Francis, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap St. Francis, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in St. Francis, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in St. Francis, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,411 $2,517 $2,257 $2,483 $8,596 $11,012 $2,412 $2,611
American Family $992 $1,033 $973 $970 $3,632 $3,980 $1,210 $1,288
Farmers $2,269 $2,264 $2,004 $2,150 $11,471 $11,838 $2,562 $2,638
GEICO $1,480 $1,675 $1,619 $1,940 $5,253 $5,640 $1,355 $1,366
Liberty Mutual $1,871 $2,028 $1,507 $1,706 $7,309 $8,190 $1,975 $2,117
Nationwide $4,123 $4,308 $3,471 $3,633 $9,064 $14,045 $5,062 $5,860
Progressive $1,910 $1,781 $1,567 $1,656 $7,929 $8,898 $2,280 $2,473
State Farm $1,653 $1,653 $1,512 $1,512 $5,228 $6,543 $1,874 $2,161
USAA $1,333 $1,316 $1,226 $1,225 $3,599 $4,129 $1,713 $1,857

Cheap St. Francis, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in St. Francis, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in St. Francis, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in St. Francis, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,596 $11,012
American Family $3,632 $3,980
Farmers $11,471 $11,838
GEICO $5,253 $5,640
Liberty Mutual $7,309 $8,190
Nationwide $9,064 $14,045
Progressive $7,929 $8,898
State Farm $5,228 $6,543
USAA $3,599 $4,129

Cheap St. Francis, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in St. Francis, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in St. Francis, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,257 $2,483
American Family $973 $970
Farmers $2,004 $2,150
GEICO $1,619 $1,940
Liberty Mutual $1,507 $1,706
Nationwide $3,471 $3,633
Progressive $1,567 $1,656
State Farm $1,512 $1,512
USAA $1,226 $1,225

Cheap St. Francis, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in St. Francis, Wisconsin compared to the annual auto insurance rates with a clean record in St. Francis, Wisconsin.

Annual St. Francis, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,446 $4,807 $4,535 $4,361
American Family $1,681 $1,786 $1,786 $1,786
Farmers $4,036 $5,134 $4,868 $4,559
GEICO $1,709 $2,849 $3,410 $2,196
Liberty Mutual $2,523 $3,672 $3,759 $3,398
Nationwide $5,242 $6,060 $7,421 $6,060
Progressive $3,246 $3,985 $3,386 $3,630
State Farm $2,511 $3,023 $2,767 $2,767
USAA $1,594 $2,031 $2,750 $1,825

Cheap St. Francis, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in St. Francis, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in St. Francis, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in St. Francis, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,535
American Family $1,786
Farmers $4,868
GEICO $3,410
Liberty Mutual $3,759
Nationwide $7,421
Progressive $3,386
State Farm $2,767
USAA $2,750

Cheap St. Francis, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how St. Francis, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in St. Francis, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,640 $3,866 $3,356
American Family $2,357 $1,553 $1,369
Farmers $5,245 $4,451 $4,252
GEICO $3,341 $2,377 $1,905
Liberty Mutual $4,794 $2,929 $2,291
Nationwide $6,962 $5,813 $5,813
Progressive $4,003 $3,453 $3,229
State Farm $4,116 $2,373 $1,813
USAA $3,123 $1,678 $1,348

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Cheap St. Francis, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in St. Francis, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in St. Francis, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in St. Francis, Wisconsin

ZIP Code Average Annual Rates
53235 $3,424

Cheap St. Francis, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect St. Francis, Wisconsin auto insurance. Find the cheapest annual St. Francis, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in St. Francis, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,183 $4,391
American Family $1,728 $1,791
Farmers $4,649 $4,649
GEICO $2,494 $2,588
Liberty Mutual $3,338 $3,338
Nationwide $6,196 $6,196
Progressive $3,562 $3,562
State Farm $2,698 $2,836
USAA $2,024 $2,076

Cheap St. Francis, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in St. Francis, Wisconsin? Check out the comparison of annual St. Francis, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in St. Francis, Wisconsin

Insurance Company Low Medium High
Allstate $4,068 $4,276 $4,519
American Family $1,723 $1,777 $1,779
Farmers $4,190 $4,601 $5,158
GEICO $2,276 $2,537 $2,809
Liberty Mutual $2,941 $3,386 $3,686
Nationwide $5,946 $6,194 $6,447
Progressive $3,270 $3,599 $3,817
State Farm $2,571 $2,780 $2,950
USAA $1,959 $2,053 $2,139

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Best By Category: Cheapest Auto Insurance in St. Francis, Wisconsin

Compare the cheapest auto insurance companies in St. Francis, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in St. Francis, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest St. Francis, Wisconsin Auto Insurance Companies

What auto insurance companies in St. Francis, Wisconsin are the cheapest? Compare the top St. Francis, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in St. Francis, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,287
American Family $1,760
Farmers $4,649
GEICO $2,541
Liberty Mutual $3,338
Nationwide $6,196
Progressive $3,562
State Farm $2,767
USAA $2,050

What affects auto insurance rates in St. Francis, Wisconsin?

There are a lot of reasons why auto insurance rates in St. Francis, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in St. Francis, Wisconsin. Many local factors may affect your St. Francis auto insurance rates.

St. Francis Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual St. Francis, Wisconsin auto theft statistics, there have been 6 auto thefts in the city.

St. Francis Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average St. Francis, Wisconsin commute length is 22.3 minutes according to City-Data.

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Compare St. Francis, Wisconsin Auto Insurance Quotes

Before you buy St. Francis, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free St. Francis, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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