Best Cheap Auto Insurance in St. Francis, KS (2021)

The average St. Francis, KS auto insurance rates are $287 per month. The minimum auto insurance in St. Francis is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in St. Francis, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in St. Francis is American Family
  • The minimum auto insurance required in St. Francis, Kansas is 25/50/25
  • Average auto insurance rates in St. Francis, KS for senior drivers are $2,071 per year

St. Francis, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in St. Francis can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in St. Francis, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in St. Francis to other Kansas cities, including Salina auto insurance rates, Shawnee auto insurance rates, and Lawrence auto insurance rates to see how St. Francis, Kansas auto insurance rates stack up.

Before you buy St. Francis, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free St. Francis, Kansas auto insurance quotes.

Minimum Auto Insurance in St. Francis, Kansas

St. Francis, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in St. Francis, Kansas.

Minimum Required Auto Insurance Coverage in St. Francis, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap St. Francis, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in St. Francis, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in St. Francis, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,609 $2,573 $2,295 $2,368 $6,563 $7,251 $2,741 $2,868
American Family $1,725 $1,725 $1,555 $1,555 $3,206 $3,822 $1,725 $1,922
Farmers $2,494 $2,481 $2,234 $2,326 $6,455 $6,682 $2,798 $2,951
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,424 $2,624 $2,281 $2,547 $10,604 $11,854 $2,678 $2,904
Nationwide $1,968 $2,049 $1,736 $1,892 $3,622 $4,488 $2,230 $2,389
Progressive $2,297 $2,208 $1,853 $1,926 $8,073 $9,125 $2,714 $2,899
State Farm $2,100 $2,100 $1,796 $1,796 $4,951 $6,396 $2,346 $2,614
Travelers $2,232 $2,280 $2,135 $2,174 $8,644 $13,530 $2,275 $2,748
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

Cheap St. Francis, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in St. Francis, Kansas is a challenge. Take a look at the annual teen auto insurance rates in St. Francis, Kansas.

Annual Auto Insurance Rates for Teen Drivers in St. Francis, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,251
American Family $3,206 $3,822
Farmers $6,455 $6,682
GEICO $5,374 $7,167
Liberty Mutual $10,604 $11,854
Nationwide $3,622 $4,488
Progressive $8,073 $9,125
State Farm $4,951 $6,396
Travelers $8,644 $13,530
USAA $4,983 $5,299

Cheap St. Francis, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in St. Francis, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in St. Francis, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,295 $2,368
American Family $1,555 $1,555
Farmers $2,234 $2,326
GEICO $3,138 $2,920
Liberty Mutual $2,281 $2,547
Nationwide $1,736 $1,892
Progressive $1,853 $1,926
State Farm $1,796 $1,796
Travelers $2,135 $2,174
USAA $1,424 $1,461

Cheap St. Francis, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in St. Francis, Kansas compared to the annual auto insurance rates with a clean record in St. Francis, Kansas.

Annual St. Francis, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $3,706 $4,176 $3,548
American Family $2,117 $2,267 $2,117 $2,117
Farmers $3,004 $3,844 $3,748 $3,614
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,610 $5,352 $5,262 $4,733
Nationwide $1,871 $2,171 $3,976 $2,169
Progressive $3,598 $4,187 $3,748 $4,014
State Farm $2,838 $3,187 $3,012 $3,012
Travelers $3,327 $4,289 $5,859 $4,534
USAA $1,897 $2,529 $3,713 $2,170

Cheap St. Francis, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in St. Francis, Kansas is not easy. Compare the annual rates for DUI auto insurance in St. Francis, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in St. Francis, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,176
American Family $2,117
Farmers $3,748
GEICO $6,215
Liberty Mutual $5,262
Nationwide $3,976
Progressive $3,748
State Farm $3,012
Travelers $5,859
USAA $3,713

Cheap St. Francis, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how St. Francis, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in St. Francis, Kansas

Insurance Company Poor Fair Good
Allstate $4,541 $3,431 $3,004
American Family $2,810 $1,997 $1,656
Farmers $4,197 $3,324 $3,138
GEICO $5,995 $3,174 $2,408
Liberty Mutual $4,739 $4,739 $4,739
Nationwide $2,858 $2,473 $2,310
Progressive $4,485 $3,736 $3,439
State Farm $4,387 $2,621 $2,029
Travelers $5,223 $4,226 $4,057
USAA $3,553 $2,300 $1,879

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Cheap St. Francis, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in St. Francis, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in St. Francis, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in St. Francis, Kansas

ZIP Code Average Annual Rates
67756 $3,572

Cheap St. Francis, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect St. Francis, Kansas auto insurance. Find the cheapest annual St. Francis, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in St. Francis, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,659 $3,659
American Family $2,126 $2,183
Farmers $3,553 $3,553
GEICO $3,773 $3,945
Liberty Mutual $4,739 $4,739
Nationwide $2,547 $2,547
Progressive $3,887 $3,887
State Farm $2,938 $3,087
Travelers $4,502 $4,502
USAA $2,500 $2,655

Cheap St. Francis, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in St. Francis, Kansas? Check out the comparison of annual St. Francis, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in St. Francis, Kansas

Insurance Company Low Medium High
Allstate $3,572 $3,651 $3,752
American Family $2,186 $2,264 $2,014
Farmers $3,422 $3,536 $3,700
GEICO $3,772 $3,855 $3,949
Liberty Mutual $4,636 $4,729 $4,853
Nationwide $2,699 $2,516 $2,426
Progressive $3,704 $3,859 $4,098
State Farm $2,930 $3,019 $3,088
Travelers $4,297 $4,508 $4,702
USAA $2,515 $2,573 $2,644

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Best By Category: Cheapest Auto Insurance in St. Francis, Kansas

Compare the cheapest auto insurance companies in St. Francis, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in St. Francis, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest St. Francis, Kansas Auto Insurance Companies

What auto insurance companies in St. Francis, Kansas are the cheapest? Compare the top St. Francis, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in St. Francis, Kansas

Insurance Company Average Annual Rates
Allstate $3,659
American Family $2,154
Farmers $3,553
GEICO $3,859
Liberty Mutual $4,739
Nationwide $2,547
Progressive $3,887
State Farm $3,012
Travelers $4,502
USAA $2,577

What affects auto insurance rates in St. Francis, Kansas?

There are a lot of reasons why auto insurance rates in St. Francis, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in St. Francis, Kansas. Many local factors may affect your St. Francis auto insurance rates.

St. Francis Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual St. Francis, Kansas auto theft statistics, there have been 7 auto thefts in the city.

St. Francis Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average St. Francis, Kansas commute length is 11.7 minutes according to City-Data.

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Compare St. Francis, Kansas Auto Insurance Quotes

Before you buy St. Francis, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free St. Francis, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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