Best Cheap Auto Insurance in Springfield, CO (2021)

The average Springfield, CO auto insurance rates are $322 per month. The minimum auto insurance in Springfield is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Springfield, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Springfield, Colorado is 25/50/15
  • Average auto insurance rates in Springfield, CO for senior drivers are $2,315 per year
  • The cheapest auto insurance company in Springfield is Liberty Mutual

Springfield, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Springfield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Springfield, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Springfield to other Colorado cities, including Colorado Springs auto insurance rates, Pueblo auto insurance rates, and Arvada auto insurance rates to see how Springfield, Colorado auto insurance rates stack up.

Before you buy Springfield, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Springfield, Colorado auto insurance quotes.

Minimum Auto Insurance in Springfield, Colorado

Springfield, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Springfield, Colorado.

Minimum Required Auto Insurance Coverage in Springfield, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Springfield, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Springfield, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Springfield, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $2,861 $2,835 $2,600 $2,805 $10,437 $10,461 $3,128 $3,157
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,907 $1,882 $1,616 $1,771 $5,209 $5,672 $1,924 $1,957
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,919 $2,750 $2,451 $2,470 $8,930 $10,011 $3,312 $3,243
State Farm $2,072 $2,072 $1,833 $1,833 $5,562 $7,122 $2,305 $2,706
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Cheap Springfield, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Springfield, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Springfield, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Springfield, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,559 $7,395
Farmers $10,437 $10,461
GEICO $6,808 $7,210
Liberty Mutual $5,209 $5,672
Nationwide $6,687 $8,617
Progressive $8,930 $10,011
State Farm $5,562 $7,122
USAA $5,826 $6,723

Cheap Springfield, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Springfield, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Springfield, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,070 $2,070
Farmers $2,600 $2,805
GEICO $2,320 $2,581
Liberty Mutual $1,616 $1,771
Nationwide $2,380 $2,529
Progressive $2,451 $2,470
State Farm $1,833 $1,833
USAA $2,298 $2,340

Cheap Springfield, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Springfield, Colorado compared to the annual auto insurance rates with a clean record in Springfield, Colorado.

Annual Springfield, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,047 $5,189 $5,121 $4,784
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,389 $2,807 $2,935 $2,838
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,935 $5,329 $4,157 $4,622
State Farm $2,964 $3,413 $3,188 $3,188
USAA $2,644 $3,195 $5,527 $2,989

Cheap Springfield, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Springfield, Colorado is not easy. Compare the annual rates for DUI auto insurance in Springfield, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Springfield, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,071
American Family $4,589
Farmers $5,121
GEICO $4,302
Liberty Mutual $2,935
Nationwide $5,371
Progressive $4,157
State Farm $3,188
USAA $5,527

Cheap Springfield, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Springfield, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Springfield, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,381 $3,091 $2,589
Farmers $5,579 $4,500 $4,277
GEICO $4,188 $3,479 $2,771
Liberty Mutual $3,935 $2,386 $1,905
Nationwide $4,848 $3,820 $3,334
Progressive $5,183 $4,369 $3,979
State Farm $4,431 $2,843 $2,290
USAA $5,346 $3,014 $2,405

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Cheap Springfield, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Springfield, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Springfield, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Springfield, Colorado

ZIP Code Average Annual Rates
81073 $3,547

Cheap Springfield, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Springfield, Colorado auto insurance. Find the cheapest annual Springfield, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Springfield, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,283 $3,424
Farmers $4,785 $4,785
GEICO $3,397 $3,562
Liberty Mutual $2,742 $2,742
Nationwide $4,001 $4,001
Progressive $4,511 $4,511
State Farm $3,109 $3,267
USAA $3,485 $3,692

Cheap Springfield, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Springfield, Colorado? Check out the comparison of annual Springfield, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Springfield, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,205 $3,423 $3,432
Farmers $4,200 $4,718 $5,438
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,599 $2,731 $2,896
Nationwide $4,052 $4,001 $3,949
Progressive $4,278 $4,519 $4,736
State Farm $3,004 $3,189 $3,371
USAA $3,452 $3,588 $3,726

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Best By Category: Cheapest Auto Insurance in Springfield, Colorado

Compare the cheapest auto insurance companies in Springfield, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Springfield, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation American Family

The Cheapest Springfield, Colorado Auto Insurance Companies

What auto insurance companies in Springfield, Colorado are the cheapest? Compare the top Springfield, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Springfield, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,353
Farmers $4,785
GEICO $3,480
Liberty Mutual $2,742
Nationwide $4,001
Progressive $4,511
State Farm $3,188
USAA $3,589

What affects auto insurance rates in Springfield, Colorado?

There are a lot of reasons why auto insurance rates in Springfield, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Springfield, Colorado. Many local factors may affect your Springfield auto insurance rates.

Springfield Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Springfield, Colorado commute length is 9.2 minutes according to City-Data.

Springfield Traffic

How does Springfield, Colorado rank for traffic? According to Inrix Springfield, Colorado is the 830th most congested worldwide.

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Compare Springfield, Colorado Auto Insurance Quotes

Before you buy Springfield, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Springfield, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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