Best Cheap Auto Insurance in Spring Valley, CA (2021)

The average Spring Valley, CA auto insurance rates are $292 per month. The minimum auto insurance in Spring Valley is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Spring Valley, California, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The average commute length in Spring Valley is 41.5 minutes
  • The cheapest auto insurance company in Spring Valley is Progressive
  • The minimum auto insurance required in Spring Valley, California is 15/30/5

Spring Valley, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Spring Valley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Spring Valley, California, including driving record, credit, commute time, and more.

Compare auto insurance in Spring Valley to other California cities, including Long Beach auto insurance rates, San Jose auto insurance rates, and Fresno auto insurance rates to see how Spring Valley, California auto insurance rates stack up.

Before you buy Spring Valley, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Spring Valley, California auto insurance quotes.

Minimum Auto Insurance in Spring Valley, California

Spring Valley, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Spring Valley, California.

Minimum Required Auto Insurance Coverage in Spring Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Spring Valley, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Spring Valley, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spring Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,910 $2,931 $2,107 $2,143 $7,887 $9,964 $3,762 $4,194
Farmers $2,464 $2,464 $2,225 $2,225 $7,857 $12,842 $2,919 $3,251
GEICO $1,688 $1,689 $1,588 $1,588 $5,123 $5,208 $2,423 $2,476
Liberty Mutual $2,035 $1,925 $1,886 $1,828 $4,357 $4,654 $2,288 $2,313
Nationwide $3,214 $3,068 $2,814 $2,652 $8,193 $9,041 $3,840 $3,793
Progressive $1,634 $1,681 $1,386 $1,646 $4,330 $5,222 $2,349 $2,526
State Farm $3,179 $3,179 $2,841 $2,841 $5,867 $7,293 $3,517 $3,625
Travelers $2,361 $2,287 $2,086 $2,065 $4,854 $5,536 $3,056 $2,998
USAA $2,005 $1,900 $1,951 $1,960 $4,600 $4,626 $2,773 $2,622

Cheap Spring Valley, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Spring Valley, California is a challenge. Take a look at the annual teen auto insurance rates in Spring Valley, California.

Annual Auto Insurance Rates for Teen Drivers in Spring Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,887 $9,964
Farmers $7,857 $12,842
GEICO $5,123 $5,208
Liberty Mutual $4,357 $4,654
Nationwide $8,193 $9,041
Progressive $4,330 $5,222
State Farm $5,867 $7,293
Travelers $4,854 $5,536
USAA $4,600 $4,626

Cheap Spring Valley, California Auto Insurance for Seniors

What are senior auto insurance rates in Spring Valley, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Spring Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,107 $2,143
Farmers $2,225 $2,225
GEICO $1,588 $1,588
Liberty Mutual $1,886 $1,828
Nationwide $2,814 $2,652
Progressive $1,386 $1,646
State Farm $2,841 $2,841
Travelers $2,086 $2,065
USAA $1,951 $1,960

Cheap Spring Valley, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Spring Valley, California compared to the annual auto insurance rates with a clean record in Spring Valley, California.

Annual Spring Valley, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,695 $4,557 $7,153 $3,545
Farmers $3,354 $4,563 $5,678 $4,529
GEICO $1,904 $2,937 $3,688 $2,362
Liberty Mutual $2,308 $3,094 $2,794 $2,447
Nationwide $3,194 $4,094 $6,925 $4,094
Progressive $1,703 $2,887 $3,346 $2,451
State Farm $2,886 $3,441 $6,496 $3,349
Travelers $2,116 $3,424 $3,982 $3,100
USAA $1,862 $2,777 $4,541 $2,040

Cheap Spring Valley, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Spring Valley, California is not easy. Compare the annual rates for DUI auto insurance in Spring Valley, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Spring Valley, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,153
Farmers $5,678
GEICO $3,688
Liberty Mutual $2,794
Nationwide $6,925
Progressive $3,346
State Farm $6,496
Travelers $3,982
USAA $4,541

Cheap Spring Valley, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Spring Valley, California can vary. Compare the annual cost of auto insurance by ZIP code in Spring Valley, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Spring Valley, California

ZIP Code Average Annual Rates
91978 $4,793

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Cheap Spring Valley, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Spring Valley, California auto insurance. Find the cheapest annual Spring Valley, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Spring Valley, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,042 $4,933
Farmers $4,111 $4,951
GEICO $2,473 $2,972
Liberty Mutual $2,443 $2,878
Nationwide $4,041 $5,112
Progressive $2,357 $2,837
State Farm $3,894 $4,191
Travelers $2,840 $3,471
USAA $2,585 $3,025

Cheap Spring Valley, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Spring Valley, California? Check out the comparison of annual Spring Valley, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spring Valley, California

Insurance Company Low Medium High
Allstate $4,262 $4,524 $4,676
Farmers $4,209 $4,568 $4,816
GEICO $2,456 $2,755 $2,957
Liberty Mutual $2,471 $2,685 $2,826
Nationwide $4,116 $4,658 $4,956
Progressive $2,337 $2,673 $2,780
State Farm $3,613 $4,117 $4,399
Travelers $2,754 $3,242 $3,470
USAA $2,536 $2,861 $3,018

Best By Category: Cheapest Auto Insurance in Spring Valley, California

Compare the cheapest auto insurance companies in Spring Valley, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Spring Valley, California

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Spring Valley, California Auto Insurance Companies

What auto insurance companies in Spring Valley, California are the cheapest? Compare the top Spring Valley, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Spring Valley, California

Insurance Company Average Annual Rates
Allstate $4,487
Farmers $4,531
GEICO $2,723
Liberty Mutual $2,661
Nationwide $4,577
Progressive $2,597
State Farm $4,043
Travelers $3,155
USAA $2,805

What affects auto insurance rates in Spring Valley, California?

There are a lot of reasons why auto insurance rates in Spring Valley, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Spring Valley, California. Many local factors may affect your Spring Valley auto insurance rates.

Spring Valley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Spring Valley, California commute length is 41.5 minutes according to City-Data.

Compare Spring Valley, California Auto Insurance Quotes

Before you buy Spring Valley, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Spring Valley, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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