Best Cheap Auto Insurance in Spring Mills, PA (2021)

The average Spring Mills, PA auto insurance rates are $275 per month. The minimum auto insurance in Spring Mills is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Spring Mills, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Spring Mills, PA for senior drivers are $1,719 per year
  • The cheapest auto insurance company in Spring Mills is USAA
  • The minimum auto insurance required in Spring Mills, Pennsylvania is 15/30/5

Spring Mills, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Spring Mills can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Spring Mills, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Spring Mills to other Pennsylvania cities, including York auto insurance rates, Lancaster auto insurance rates, and Scranton auto insurance rates to see how Spring Mills, Pennsylvania auto insurance rates stack up.

Before you buy Spring Mills, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Spring Mills, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Spring Mills, Pennsylvania

Spring Mills, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Spring Mills, Pennsylvania.

Minimum Required Auto Insurance Coverage in Spring Mills, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Spring Mills, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Spring Mills, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spring Mills, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,163 $2,163 $1,980 $1,980 $6,865 $6,865 $2,395 $2,395
GEICO $1,759 $1,524 $1,624 $1,408 $4,331 $3,757 $1,788 $1,549
Liberty Mutual $3,468 $3,468 $3,175 $3,175 $10,156 $10,156 $4,407 $4,407
Nationwide $1,625 $1,625 $1,538 $1,538 $4,590 $4,590 $1,823 $1,823
Progressive $2,451 $2,451 $2,184 $2,184 $7,964 $7,964 $3,153 $3,153
State Farm $1,283 $1,283 $1,130 $1,130 $4,558 $4,558 $1,413 $1,413
Travelers $1,331 $1,331 $1,415 $1,415 $18,469 $18,469 $1,617 $1,617
USAA $892 $892 $810 $810 $2,660 $2,660 $1,177 $1,177

Cheap Spring Mills, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Spring Mills, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Spring Mills, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Spring Mills, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,865 $6,865
GEICO $4,331 $3,757
Liberty Mutual $10,156 $10,156
Nationwide $4,590 $4,590
Progressive $7,964 $7,964
State Farm $4,558 $4,558
Travelers $18,469 $18,469
USAA $2,660 $2,660

Cheap Spring Mills, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Spring Mills, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Spring Mills, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,980 $1,980
GEICO $1,624 $1,408
Liberty Mutual $3,175 $3,175
Nationwide $1,538 $1,538
Progressive $2,184 $2,184
State Farm $1,130 $1,130
Travelers $1,415 $1,415
USAA $810 $810

Cheap Spring Mills, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Spring Mills, Pennsylvania compared to the annual auto insurance rates with a clean record in Spring Mills, Pennsylvania.

Annual Spring Mills, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,214 $3,760 $3,214 $3,214
GEICO $1,642 $2,758 $2,195 $2,277
Liberty Mutual $4,855 $5,523 $5,414 $5,414
Nationwide $1,730 $2,310 $3,221 $2,315
Progressive $3,571 $4,937 $3,672 $3,573
State Farm $1,922 $2,271 $2,096 $2,096
Travelers $4,092 $5,765 $7,209 $5,765
USAA $1,117 $1,536 $1,639 $1,246

Cheap Spring Mills, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Spring Mills, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Spring Mills, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Spring Mills, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,214
GEICO $2,195
Liberty Mutual $5,414
Nationwide $3,221
Progressive $3,672
State Farm $2,096
Travelers $7,209
USAA $1,639

Cheap Spring Mills, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Spring Mills, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Spring Mills, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,297 $3,185 $2,570
GEICO $3,321 $1,878 $1,454
Liberty Mutual $6,766 $4,853 $4,285
Nationwide $2,807 $2,311 $2,064
Progressive $5,218 $3,659 $2,937
State Farm $2,983 $1,847 $1,458
Travelers $6,222 $5,608 $5,295
USAA $1,725 $1,287 $1,142

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Cheap Spring Mills, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Spring Mills, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Spring Mills, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Spring Mills, Pennsylvania

ZIP Code Average Annual Rates
16875 $4,022

Cheap Spring Mills, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Spring Mills, Pennsylvania auto insurance. Find the cheapest annual Spring Mills, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Spring Mills, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,288 $3,414
GEICO $2,180 $2,255
Liberty Mutual $5,165 $5,438
Nationwide $2,394 $2,394
Progressive $3,938 $3,938
State Farm $2,035 $2,158
Travelers $5,708 $5,708
USAA $1,346 $1,424

Cheap Spring Mills, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Spring Mills, Pennsylvania? Check out the comparison of annual Spring Mills, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spring Mills, Pennsylvania

Insurance Company Low Medium High
Allstate $3,221 $3,368 $3,463
GEICO $2,073 $2,232 $2,347
Liberty Mutual $5,079 $5,334 $5,491
Nationwide $2,403 $2,425 $2,355
Progressive $3,650 $3,966 $4,199
State Farm $1,963 $2,123 $2,202
Travelers $5,848 $5,695 $5,582
USAA $1,275 $1,398 $1,481

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Best By Category: Cheapest Auto Insurance in Spring Mills, Pennsylvania

Compare the cheapest auto insurance companies in Spring Mills, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Spring Mills, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Spring Mills, Pennsylvania Auto Insurance Companies

What auto insurance companies in Spring Mills, Pennsylvania are the cheapest? Compare the top Spring Mills, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Spring Mills, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,351
GEICO $2,218
Liberty Mutual $5,302
Nationwide $2,394
Progressive $3,938
State Farm $2,096
Travelers $5,708
USAA $1,385

What affects auto insurance rates in Spring Mills, Pennsylvania?

There are a lot of reasons why auto insurance rates in Spring Mills, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Spring Mills, Pennsylvania. Many local factors may affect your Spring Mills auto insurance rates.

Spring Mills Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Spring Mills, Pennsylvania commute length is 26.6 minutes according to City-Data.

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Compare Spring Mills, Pennsylvania Auto Insurance Quotes

Before you buy Spring Mills, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Spring Mills, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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