Best Cheap Auto Insurance in Spring Hill, FL (2021)

The average Spring Hill, FL auto insurance rates are $408 per month. The minimum auto insurance in Spring Hill is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Spring Hill, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Spring Hill is USAA
  • The average commute length in Spring Hill is 30.6 minutes
  • Average auto insurance rates in Spring Hill, FL for senior drivers are $2,952 per year

Spring Hill, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Spring Hill can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Spring Hill, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Spring Hill to other Florida cities, including St. Petersburg auto insurance rates, Orlando auto insurance rates, and Fort Lauderdale auto insurance rates to see how Spring Hill, Florida auto insurance rates stack up.

Before you buy Spring Hill, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Spring Hill, Florida auto insurance quotes.

Minimum Auto Insurance in Spring Hill, Florida

Spring Hill, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Spring Hill, Florida.

Minimum Required Auto Insurance Coverage in Spring Hill, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Spring Hill, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Spring Hill, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spring Hill, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,068 $4,810 $4,418 $4,458 $16,936 $18,290 $4,927 $4,956
GEICO $2,755 $2,768 $2,580 $2,580 $4,907 $6,164 $3,034 $3,082
Liberty Mutual $3,991 $3,991 $3,647 $3,647 $8,553 $13,238 $3,991 $5,454
Nationwide $3,120 $3,077 $2,784 $2,879 $7,540 $9,274 $3,437 $3,572
Progressive $3,969 $3,722 $3,389 $3,629 $11,107 $12,009 $4,763 $4,473
State Farm $2,247 $2,247 $2,037 $2,037 $6,607 $8,452 $2,502 $2,673
USAA $1,740 $1,710 $1,634 $1,616 $5,984 $6,901 $2,169 $2,336

Cheap Spring Hill, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Spring Hill, Florida is a challenge. Take a look at the annual teen auto insurance rates in Spring Hill, Florida.

Annual Auto Insurance Rates for Teen Drivers in Spring Hill, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $16,936 $18,290
GEICO $4,907 $6,164
Liberty Mutual $8,553 $13,238
Nationwide $7,540 $9,274
Progressive $11,107 $12,009
State Farm $6,607 $8,452
USAA $5,984 $6,901

Cheap Spring Hill, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Spring Hill, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Spring Hill, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,418 $4,458
GEICO $2,580 $2,580
Liberty Mutual $3,647 $3,647
Nationwide $2,784 $2,879
Progressive $3,389 $3,629
State Farm $2,037 $2,037
USAA $1,634 $1,616

Cheap Spring Hill, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Spring Hill, Florida compared to the annual auto insurance rates with a clean record in Spring Hill, Florida.

Annual Spring Hill, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,905 $8,285 $9,104 $7,638
GEICO $2,438 $3,106 $4,604 $3,787
Liberty Mutual $4,128 $5,427 $7,981 $5,720
Nationwide $3,798 $4,175 $5,642 $4,225
Progressive $4,645 $6,863 $5,793 $6,229
State Farm $3,290 $3,911 $3,600 $3,600
USAA $2,359 $2,913 $4,298 $2,474

Cheap Spring Hill, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Spring Hill, Florida is not easy. Compare the annual rates for DUI auto insurance in Spring Hill, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Spring Hill, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,104
GEICO $4,604
Liberty Mutual $7,981
Nationwide $5,642
Progressive $5,793
State Farm $3,600
USAA $4,298

Cheap Spring Hill, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Spring Hill, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Spring Hill, Florida

Insurance Company Poor Fair Good
Allstate $11,289 $7,026 $5,634
GEICO $5,058 $3,075 $2,318
Liberty Mutual $7,522 $5,491 $4,430
Nationwide $5,585 $4,095 $3,701
Progressive $7,681 $5,446 $4,521
State Farm $4,932 $3,227 $2,642
USAA $4,907 $2,394 $1,732

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Cheap Spring Hill, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Spring Hill, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Spring Hill, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Spring Hill, Florida

ZIP Code Average Annual Rates
34606 $3,744
34607 $3,769
34608 $3,763
34609 $3,763
34610 $3,936

Cheap Spring Hill, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Spring Hill, Florida auto insurance. Find the cheapest annual Spring Hill, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Spring Hill, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,754 $8,212
GEICO $3,467 $3,501
Liberty Mutual $5,622 $6,006
Nationwide $4,460 $4,460
Progressive $5,883 $5,883
State Farm $3,475 $3,726
USAA $2,977 $3,046

Cheap Spring Hill, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Spring Hill, Florida? Check out the comparison of annual Spring Hill, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spring Hill, Florida

Insurance Company Low Medium High
Allstate $5,870 $8,459 $9,620
GEICO $2,833 $3,608 $4,010
Liberty Mutual $5,289 $5,918 $6,236
Nationwide $3,453 $4,649 $5,279
Progressive $4,813 $6,033 $6,801
State Farm $3,038 $3,696 $4,067
USAA $2,543 $3,133 $3,358

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Best By Category: Cheapest Auto Insurance in Spring Hill, Florida

Compare the cheapest auto insurance companies in Spring Hill, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Spring Hill, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Spring Hill, Florida Auto Insurance Companies

What auto insurance companies in Spring Hill, Florida are the cheapest? Compare the top Spring Hill, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Spring Hill, Florida

Insurance Company Average Annual Rates
Allstate $7,983
GEICO $3,484
Liberty Mutual $5,814
Nationwide $4,460
Progressive $5,883
State Farm $3,600
USAA $3,011

What affects auto insurance rates in Spring Hill, Florida?

There are a lot of reasons why auto insurance rates in Spring Hill, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Spring Hill, Florida. Many local factors may affect your Spring Hill auto insurance rates.

Spring Hill Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Spring Hill, Florida commute length is 30.6 minutes according to City-Data.

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Compare Spring Hill, Florida Auto Insurance Quotes

Before you buy Spring Hill, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Spring Hill, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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