Best Cheap Auto Insurance in Spring Garden, AL (2021)

The average Spring Garden, AL auto insurance rates are $296 per month. The minimum auto insurance in Spring Garden is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Spring Garden, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Spring Garden, Alabama is 25/50/25
  • The average commute length in Spring Garden is 30.7 minutes
  • Average auto insurance rates in Spring Garden, AL for senior drivers are $1,886 per year

Spring Garden, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Spring Garden can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Spring Garden, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Spring Garden to other Alabama cities, including Madison auto insurance rates, Huntsville auto insurance rates, and Decatur auto insurance rates to see how Spring Garden, Alabama auto insurance rates stack up.

Before you buy Spring Garden, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Spring Garden, Alabama auto insurance quotes.

Minimum Auto Insurance in Spring Garden, Alabama

Spring Garden, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Spring Garden, Alabama.

Minimum Required Auto Insurance Coverage in Spring Garden, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Spring Garden, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Spring Garden, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spring Garden, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,887 $1,801 $1,710 $1,742 $6,478 $6,952 $2,109 $2,153
Farmers $2,548 $2,536 $2,283 $2,410 $9,410 $9,698 $2,895 $3,032
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $2,960 $3,198 $2,433 $2,722 $10,765 $11,971 $3,146 $3,348
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,156 $2,027 $1,769 $1,878 $8,911 $9,976 $2,532 $2,722
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,438 $1,461 $1,347 $1,344 $7,656 $12,049 $1,364 $1,564
USAA $1,231 $1,250 $1,149 $1,126 $3,657 $4,056 $1,603 $1,729

Cheap Spring Garden, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Spring Garden, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Spring Garden, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Spring Garden, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,478 $6,952
Farmers $9,410 $9,698
GEICO $5,284 $5,207
Liberty Mutual $10,765 $11,971
Nationwide $4,394 $5,642
Progressive $8,911 $9,976
State Farm $8,309 $10,427
Travelers $7,656 $12,049
USAA $3,657 $4,056

Cheap Spring Garden, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Spring Garden, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Spring Garden, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,710 $1,742
Farmers $2,283 $2,410
GEICO $1,927 $1,978
Liberty Mutual $2,433 $2,722
Nationwide $1,523 $1,574
Progressive $1,769 $1,878
State Farm $2,520 $2,520
Travelers $1,347 $1,344
USAA $1,149 $1,126

Cheap Spring Garden, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Spring Garden, Alabama compared to the annual auto insurance rates with a clean record in Spring Garden, Alabama.

Annual Spring Garden, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,646 $3,113 $3,674 $2,982
Farmers $3,669 $4,724 $4,608 $4,404
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $3,975 $5,533 $5,410 $5,354
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,608 $4,537 $3,881 $3,959
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $2,941 $3,086 $4,507 $3,579
USAA $1,520 $1,908 $2,828 $1,644

Cheap Spring Garden, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Spring Garden, Alabama is not easy. Compare the annual rates for DUI auto insurance in Spring Garden, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Spring Garden, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,674
Farmers $4,608
GEICO $3,769
Liberty Mutual $5,410
Nationwide $3,238
Progressive $3,881
State Farm $4,472
Travelers $4,507
USAA $2,828

Cheap Spring Garden, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Spring Garden, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Spring Garden, Alabama

Insurance Company Poor Fair Good
Allstate $3,839 $3,011 $2,462
Farmers $4,887 $4,192 $3,976
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,258 $4,451 $3,494
Nationwide $3,075 $2,402 $2,174
Progressive $4,508 $3,867 $3,614
State Farm $7,329 $3,709 $2,520
Travelers $3,848 $3,336 $3,400
USAA $2,655 $1,728 $1,543

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Cheap Spring Garden, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Spring Garden, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Spring Garden, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Spring Garden, Alabama

ZIP Code Average Annual Rates
36275 $3,636

Cheap Spring Garden, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Spring Garden, Alabama auto insurance. Find the cheapest annual Spring Garden, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Spring Garden, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,104 $3,104
Farmers $4,352 $4,352
GEICO $2,773 $2,875
Liberty Mutual $5,068 $5,068
Nationwide $2,550 $2,550
Progressive $3,996 $3,996
State Farm $4,410 $4,629
Travelers $3,528 $3,528
USAA $1,885 $2,065

Cheap Spring Garden, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Spring Garden, Alabama? Check out the comparison of annual Spring Garden, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spring Garden, Alabama

Insurance Company Low Medium High
Allstate $2,984 $3,098 $3,230
Farmers $4,139 $4,302 $4,613
GEICO $2,613 $2,811 $3,048
Liberty Mutual $4,819 $5,042 $5,343
Nationwide $2,532 $2,529 $2,590
Progressive $3,594 $3,980 $4,415
State Farm $4,278 $4,514 $4,767
Travelers $3,350 $3,598 $3,635
USAA $1,905 $1,965 $2,056

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Best By Category: Cheapest Auto Insurance in Spring Garden, Alabama

Compare the cheapest auto insurance companies in Spring Garden, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Spring Garden, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Spring Garden, Alabama Auto Insurance Companies

What auto insurance companies in Spring Garden, Alabama are the cheapest? Compare the top Spring Garden, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Spring Garden, Alabama

Insurance Company Average Annual Rates
Allstate $3,104
Farmers $4,352
GEICO $2,824
Liberty Mutual $5,068
Nationwide $2,550
Progressive $3,996
State Farm $4,519
Travelers $3,528
USAA $1,975

What affects auto insurance rates in Spring Garden, Alabama?

There are a lot of reasons why auto insurance rates in Spring Garden, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Spring Garden, Alabama. Many local factors may affect your Spring Garden auto insurance rates.

Spring Garden Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Spring Garden, Alabama commute length is 30.7 minutes according to City-Data.

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Compare Spring Garden, Alabama Auto Insurance Quotes

Before you buy Spring Garden, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Spring Garden, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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