Best Cheap Auto Insurance in Spring Arbor, MI (2021)

The average Spring Arbor, MI auto insurance rates are $739 per month. The minimum auto insurance in Spring Arbor is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Spring Arbor, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Spring Arbor, MI for senior drivers are $5,868 per year
  • The minimum auto insurance required in Spring Arbor, Michigan is 20/40/10
  • The cheapest auto insurance company in Spring Arbor is USAA

Spring Arbor, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Spring Arbor can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Spring Arbor, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Spring Arbor to other Michigan cities, including Ann Arbor auto insurance rates, Sterling Heights auto insurance rates, and Grand Rapids auto insurance rates to see how Spring Arbor, Michigan auto insurance rates stack up.

Before you buy Spring Arbor, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Spring Arbor, Michigan auto insurance quotes.

Minimum Auto Insurance in Spring Arbor, Michigan

Spring Arbor, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Spring Arbor, Michigan.

Minimum Required Auto Insurance Coverage in Spring Arbor, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Spring Arbor, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Spring Arbor, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spring Arbor, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,593 $14,593 $13,546 $13,546 $36,044 $36,044 $15,373 $15,373
Farmers $3,638 $3,638 $3,394 $3,394 $8,019 $8,019 $4,079 $4,079
GEICO $4,083 $4,083 $4,156 $4,156 $11,628 $11,628 $3,908 $3,908
Liberty Mutual $13,485 $13,485 $13,352 $13,352 $31,732 $31,732 $13,485 $13,485
Nationwide $3,916 $3,916 $3,483 $3,483 $10,196 $10,196 $4,285 $4,285
Progressive $2,740 $2,563 $2,424 $2,689 $9,946 $10,637 $3,188 $2,979
State Farm $6,268 $6,268 $5,802 $5,802 $21,837 $21,837 $7,358 $7,358
Travelers $5,038 $5,038 $4,324 $4,324 $15,181 $15,181 $5,472 $5,472
USAA $2,405 $2,269 $2,265 $2,134 $5,782 $5,464 $2,910 $2,778

Cheap Spring Arbor, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Spring Arbor, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Spring Arbor, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Spring Arbor, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,044 $36,044
Farmers $8,019 $8,019
GEICO $11,628 $11,628
Liberty Mutual $31,732 $31,732
Nationwide $10,196 $10,196
Progressive $9,946 $10,637
State Farm $21,837 $21,837
Travelers $15,181 $15,181
USAA $5,782 $5,464

Cheap Spring Arbor, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Spring Arbor, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Spring Arbor, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,546 $13,546
Farmers $3,394 $3,394
GEICO $4,156 $4,156
Liberty Mutual $13,352 $13,352
Nationwide $3,483 $3,483
Progressive $2,424 $2,689
State Farm $5,802 $5,802
Travelers $4,324 $4,324
USAA $2,265 $2,134

Cheap Spring Arbor, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Spring Arbor, Michigan compared to the annual auto insurance rates with a clean record in Spring Arbor, Michigan.

Annual Spring Arbor, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,773 $13,047 $43,139 $13,598
Farmers $4,030 $5,116 $5,050 $4,932
GEICO $2,087 $4,424 $13,397 $3,867
Liberty Mutual $12,561 $15,193 $28,191 $16,109
Nationwide $4,693 $6,223 $5,685 $5,279
Progressive $3,955 $5,162 $4,645 $4,821
State Farm $6,580 $7,880 $16,977 $9,829
Travelers $5,077 $7,248 $11,690 $5,998
USAA $2,622 $3,266 $4,262 $2,854

Cheap Spring Arbor, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Spring Arbor, Michigan is not easy. Compare the annual rates for DUI auto insurance in Spring Arbor, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Spring Arbor, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $43,139
Farmers $5,050
GEICO $13,397
Liberty Mutual $28,191
Nationwide $5,685
Progressive $4,645
State Farm $16,977
Travelers $11,690
USAA $4,262

Cheap Spring Arbor, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Spring Arbor, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Spring Arbor, Michigan

Insurance Company Poor Fair Good
Allstate $30,187 $16,702 $12,778
Farmers $6,288 $4,187 $3,872
GEICO $7,644 $5,618 $4,569
Liberty Mutual $28,485 $16,458 $9,097
Nationwide $6,841 $5,165 $4,405
Progressive $5,350 $4,511 $4,076
State Farm $16,717 $8,471 $5,761
Travelers $7,689 $7,458 $7,364
USAA $4,847 $2,784 $2,122

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Cheap Spring Arbor, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Spring Arbor, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Spring Arbor, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Spring Arbor, Michigan

ZIP Code Average Annual Rates
49283 $6,255

Cheap Spring Arbor, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Spring Arbor, Michigan auto insurance. Find the cheapest annual Spring Arbor, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Spring Arbor, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,889 $19,889
Farmers $4,782 $4,782
GEICO $5,808 $6,080
Liberty Mutual $17,393 $18,634
Nationwide $5,470 $5,470
Progressive $4,646 $4,646
State Farm $10,044 $10,589
Travelers $7,460 $7,547
USAA $3,214 $3,288

Cheap Spring Arbor, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Spring Arbor, Michigan? Check out the comparison of annual Spring Arbor, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spring Arbor, Michigan

Insurance Company Low Medium High
Allstate $19,385 $19,934 $20,349
Farmers $4,669 $4,773 $4,905
GEICO $5,564 $5,893 $6,374
Liberty Mutual $17,632 $17,976 $18,432
Nationwide $5,725 $5,377 $5,308
Progressive $4,518 $4,651 $4,768
State Farm $9,830 $10,376 $10,743
Travelers $7,426 $7,511 $7,573
USAA $3,157 $3,258 $3,337

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Best By Category: Cheapest Auto Insurance in Spring Arbor, Michigan

Compare the cheapest auto insurance companies in Spring Arbor, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Spring Arbor, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Spring Arbor, Michigan Auto Insurance Companies

What auto insurance companies in Spring Arbor, Michigan are the cheapest? Compare the top Spring Arbor, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Spring Arbor, Michigan

Insurance Company Average Annual Rates
Allstate $19,889
Farmers $4,782
GEICO $5,944
Liberty Mutual $18,013
Nationwide $5,470
Progressive $4,646
State Farm $10,316
Travelers $7,503
USAA $3,251

What affects auto insurance rates in Spring Arbor, Michigan?

There are a lot of reasons why auto insurance rates in Spring Arbor, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Spring Arbor, Michigan. Many local factors may affect your Spring Arbor auto insurance rates.

Spring Arbor Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Spring Arbor, Michigan commute length is 13.2 minutes according to City-Data.

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Compare Spring Arbor, Michigan Auto Insurance Quotes

Before you buy Spring Arbor, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Spring Arbor, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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