Best Cheap Auto Insurance in Spragueville, IA (2021)

The average Spragueville, IA auto insurance rates are $243 per month. The minimum auto insurance in Spragueville is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Spragueville, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Spragueville, Iowa is 20/40/15
  • The most expensive auto insurance company in Spragueville for teen drivers is Travelers
  • The average commute length in Spragueville is 20.9 minutes

Spragueville, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Spragueville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Spragueville, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Spragueville to other Iowa cities, including Des Moines auto insurance rates, Ames auto insurance rates, and Sioux City auto insurance rates to see how Spragueville, Iowa auto insurance rates stack up.

Before you buy Spragueville, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Spragueville, Iowa auto insurance quotes.

Minimum Auto Insurance in Spragueville, Iowa

Spragueville, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Spragueville, Iowa.

Minimum Required Auto Insurance Coverage in Spragueville, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Spragueville, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Spragueville, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spragueville, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,980 $1,893 $1,768 $1,798 $5,899 $6,665 $2,142 $2,198
American Family $2,012 $2,012 $1,799 $1,799 $5,354 $7,522 $2,012 $2,427
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,048 $2,219 $1,802 $2,188 $10,081 $11,338 $2,321 $2,556
Nationwide $1,686 $1,731 $1,503 $1,605 $3,861 $4,996 $1,907 $2,074
Progressive $1,865 $1,795 $1,537 $1,597 $4,560 $5,149 $2,242 $2,421
State Farm $1,455 $1,455 $1,278 $1,278 $3,928 $4,983 $1,635 $1,861
Travelers $2,272 $2,320 $2,201 $2,207 $9,898 $15,725 $2,362 $2,805
USAA $1,196 $1,207 $1,100 $1,117 $3,276 $3,469 $1,433 $1,579

Cheap Spragueville, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Spragueville, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Spragueville, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Spragueville, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,899 $6,665
American Family $5,354 $7,522
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,081 $11,338
Nationwide $3,861 $4,996
Progressive $4,560 $5,149
State Farm $3,928 $4,983
Travelers $9,898 $15,725
USAA $3,276 $3,469

Cheap Spragueville, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Spragueville, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Spragueville, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,768 $1,798
American Family $1,799 $1,799
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,802 $2,188
Nationwide $1,503 $1,605
Progressive $1,537 $1,597
State Farm $1,278 $1,278
Travelers $2,201 $2,207
USAA $1,100 $1,117

Cheap Spragueville, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Spragueville, Iowa compared to the annual auto insurance rates with a clean record in Spragueville, Iowa.

Annual Spragueville, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,572 $3,129 $3,581 $2,889
American Family $2,251 $3,292 $4,279 $2,647
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,731 $4,617 $4,703 $4,226
Nationwide $1,752 $2,517 $3,430 $1,982
Progressive $2,126 $3,485 $2,308 $2,664
State Farm $2,069 $2,399 $2,234 $2,234
Travelers $3,633 $4,832 $6,461 $4,970
USAA $1,371 $1,844 $2,398 $1,575

Cheap Spragueville, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Spragueville, Iowa is not easy. Compare the annual rates for DUI auto insurance in Spragueville, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Spragueville, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,581
American Family $4,279
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,703
Nationwide $3,430
Progressive $2,308
State Farm $2,234
Travelers $6,461
USAA $2,398

Cheap Spragueville, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Spragueville, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Spragueville, Iowa

Insurance Company Poor Fair Good
Allstate $3,635 $2,891 $2,602
American Family $3,976 $2,922 $2,454
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,148 $3,810 $2,999
Nationwide $2,940 $2,302 $2,019
Progressive $3,126 $2,525 $2,286
State Farm $3,182 $1,968 $1,552
Travelers $5,599 $4,775 $4,547
USAA $2,359 $1,624 $1,408

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Cheap Spragueville, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Spragueville, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Spragueville, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Spragueville, Iowa

ZIP Code Average Annual Rates
52074 $2,461

Cheap Spragueville, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Spragueville, Iowa auto insurance. Find the cheapest annual Spragueville, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Spragueville, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,970 $3,115
American Family $3,081 $3,154
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,319 $4,319
Nationwide $2,420 $2,420
Progressive $2,646 $2,646
State Farm $2,180 $2,288
Travelers $4,974 $4,974
USAA $1,732 $1,862

Cheap Spragueville, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Spragueville, Iowa? Check out the comparison of annual Spragueville, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spragueville, Iowa

Insurance Company Low Medium High
Allstate $2,923 $3,047 $3,158
American Family $3,140 $3,290 $2,922
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,151 $4,314 $4,492
Nationwide $2,522 $2,409 $2,330
Progressive $2,488 $2,654 $2,795
State Farm $2,125 $2,247 $2,330
Travelers $4,697 $5,048 $5,176
USAA $1,706 $1,803 $1,883

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Best By Category: Cheapest Auto Insurance in Spragueville, Iowa

Compare the cheapest auto insurance companies in Spragueville, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Spragueville, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Spragueville, Iowa Auto Insurance Companies

What auto insurance companies in Spragueville, Iowa are the cheapest? Compare the top Spragueville, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Spragueville, Iowa

Insurance Company Average Annual Rates
Allstate $3,043
American Family $3,117
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,319
Nationwide $2,420
Progressive $2,646
State Farm $2,234
Travelers $4,974
USAA $1,797

What affects auto insurance rates in Spragueville, Iowa?

There are a lot of reasons why auto insurance rates in Spragueville, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Spragueville, Iowa. Many local factors may affect your Spragueville auto insurance rates.

Spragueville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Spragueville, Iowa commute length is 20.9 minutes according to City-Data.

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Compare Spragueville, Iowa Auto Insurance Quotes

Before you buy Spragueville, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Spragueville, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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