Best Cheap Auto Insurance in Spofford, NH (2021)

The average Spofford, NH auto insurance rates are $258 per month. The minimum auto insurance in Spofford is at least 25/50/25 in coverage to comply with New Hampshire auto insurance laws. To find the best cheap auto insurance in Spofford, New Hampshire, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Spofford for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Spofford is GEICO
  • Average auto insurance rates in Spofford, NH for senior drivers are $1,717 per year

Spofford, New Hampshire auto insurance requirements are 25/50/25 according to New Hampshire auto insurance laws. Finding cheap auto insurance in Spofford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Spofford, New Hampshire, including driving record, credit, commute time, and more.

Compare auto insurance in Spofford to other New Hampshire cities, including Keene auto insurance rates, Lebanon auto insurance rates, and Concord auto insurance rates to see how Spofford, New Hampshire auto insurance rates stack up.

Before you buy Spofford, New Hampshire auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Spofford, New Hampshire auto insurance quotes.

Minimum Auto Insurance in Spofford, New Hampshire

Spofford, New Hampshire auto insurance laws require that you have at least the New Hampshire minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Spofford, New Hampshire.

Minimum Required Auto Insurance Coverage in Spofford, New Hampshire

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Spofford, New Hampshire Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Spofford, New Hampshire are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spofford, New Hampshire

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,006 $2,127 $2,151 $2,355 $4,158 $5,252 $2,109 $2,235
GEICO $1,033 $1,022 $925 $925 $2,507 $3,466 $1,077 $1,626
Liberty Mutual $4,927 $5,321 $4,013 $4,506 $18,182 $20,163 $5,195 $5,504
Nationwide $1,526 $1,548 $1,377 $1,444 $4,221 $5,354 $1,753 $1,880
Progressive $1,306 $1,189 $1,137 $1,148 $6,064 $6,698 $1,538 $1,545
State Farm $1,209 $1,209 $1,103 $1,103 $3,626 $4,473 $1,347 $1,539
USAA $988 $969 $923 $924 $4,284 $4,682 $1,241 $1,354

Cheap Spofford, New Hampshire Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Spofford, New Hampshire is a challenge. Take a look at the annual teen auto insurance rates in Spofford, New Hampshire.

Annual Auto Insurance Rates for Teen Drivers in Spofford, New Hampshire

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,158 $5,252
GEICO $2,507 $3,466
Liberty Mutual $18,182 $20,163
Nationwide $4,221 $5,354
Progressive $6,064 $6,698
State Farm $3,626 $4,473
USAA $4,284 $4,682

Cheap Spofford, New Hampshire Auto Insurance for Seniors

What are senior auto insurance rates in Spofford, New Hampshire? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Spofford, New Hampshire

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,151 $2,355
GEICO $925 $925
Liberty Mutual $4,013 $4,506
Nationwide $1,377 $1,444
Progressive $1,137 $1,148
State Farm $1,103 $1,103
USAA $923 $924

Cheap Spofford, New Hampshire Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Spofford, New Hampshire compared to the annual auto insurance rates with a clean record in Spofford, New Hampshire.

Annual Spofford, New Hampshire Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,321 $3,164 $2,994 $2,718
GEICO $1,400 $1,551 $1,941 $1,400
Liberty Mutual $5,321 $9,627 $9,873 $9,085
Nationwide $1,840 $2,550 $3,116 $2,046
Progressive $2,216 $3,059 $2,442 $2,596
State Farm $1,781 $1,919 $2,324 $1,781
USAA $1,483 $1,997 $2,480 $1,724

Cheap Spofford, New Hampshire Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Spofford, New Hampshire is not easy. Compare the annual rates for DUI auto insurance in Spofford, New Hampshire to find the best deal.

Annual Auto Insurance Rates After a DUI in Spofford, New Hampshire

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $2,994
GEICO $1,941
Liberty Mutual $9,873
Nationwide $3,116
Progressive $2,442
State Farm $2,324
USAA $2,480

Cheap Spofford, New Hampshire Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Spofford, New Hampshire annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Spofford, New Hampshire

Insurance Company Poor Fair Good
Allstate $3,444 $2,548 $2,405
GEICO $1,861 $1,527 $1,331
Liberty Mutual $12,167 $7,443 $5,819
Nationwide $2,780 $2,280 $2,105
Progressive $2,859 $2,515 $2,360
State Farm $2,753 $1,723 $1,378
USAA $2,605 $1,714 $1,443

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Spofford, New Hampshire Auto Insurance Rates By Commute

Commute length and annual mileage affect Spofford, New Hampshire auto insurance. Find the cheapest annual Spofford, New Hampshire auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Spofford, New Hampshire

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,761 $2,837
GEICO $1,559 $1,586
Liberty Mutual $8,476 $8,476
Nationwide $2,388 $2,388
Progressive $2,578 $2,578
State Farm $1,908 $1,994
USAA $1,901 $1,940

Cheap Spofford, New Hampshire Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Spofford, New Hampshire? Check out the comparison of annual Spofford, New Hampshire auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spofford, New Hampshire

Insurance Company Low Medium High
Allstate $2,729 $2,796 $2,873
GEICO $1,503 $1,564 $1,652
Liberty Mutual $8,146 $8,450 $8,834
Nationwide $2,542 $2,354 $2,268
Progressive $2,471 $2,578 $2,685
State Farm $1,866 $1,953 $2,035
USAA $1,848 $1,917 $1,996

Best By Category: Cheapest Auto Insurance in Spofford, New Hampshire

Compare the cheapest auto insurance companies in Spofford, New Hampshire in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Spofford, New Hampshire

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

The Cheapest Spofford, New Hampshire Auto Insurance Companies

What auto insurance companies in Spofford, New Hampshire are the cheapest? Compare the top Spofford, New Hampshire auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Spofford, New Hampshire

Insurance Company Average Annual Rates
Allstate $2,799
GEICO $1,573
Liberty Mutual $8,476
Nationwide $2,388
Progressive $2,578
State Farm $1,951
USAA $1,921

Compare Spofford, New Hampshire Auto Insurance Quotes

Before you buy Spofford, New Hampshire auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Spofford, New Hampshire auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption