Best Cheap Auto Insurance in Spiceland, IN (2021)

The average Spiceland, IN auto insurance rates are $262 per month. The minimum auto insurance in Spiceland is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Spiceland, Indiana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Spiceland is 21.1 minutes
  • The minimum auto insurance required in Spiceland, Indiana is 25/50/25
  • The most expensive auto insurance company in Spiceland for teen drivers is Liberty Mutual

Spiceland, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Spiceland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Spiceland, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Spiceland to other Indiana cities, including Bloomington auto insurance rates, Fishers auto insurance rates, and Gary auto insurance rates to see how Spiceland, Indiana auto insurance rates stack up.

Before you buy Spiceland, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Spiceland, Indiana auto insurance quotes.

Minimum Auto Insurance in Spiceland, Indiana

Spiceland, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Spiceland, Indiana.

Minimum Required Auto Insurance Coverage in Spiceland, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Spiceland, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Spiceland, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spiceland, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,368 $2,427 $2,078 $2,273 $7,225 $9,105 $2,411 $2,618
American Family $2,227 $2,227 $2,008 $2,008 $6,237 $8,999 $2,227 $2,733
Farmers $1,545 $1,528 $1,330 $1,483 $7,917 $8,431 $2,004 $2,170
GEICO $1,542 $1,540 $1,447 $1,510 $4,574 $4,244 $1,767 $1,554
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,570 $1,606 $1,376 $1,471 $4,538 $5,898 $1,837 $2,010
Progressive $1,448 $1,371 $1,314 $1,323 $8,447 $9,488 $1,810 $1,846
State Farm $1,271 $1,271 $1,133 $1,133 $3,862 $4,945 $1,406 $1,566
Travelers $1,221 $1,243 $1,142 $1,142 $7,416 $11,673 $1,290 $1,503
USAA $968 $955 $898 $908 $2,669 $2,990 $1,309 $1,404

Cheap Spiceland, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Spiceland, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Spiceland, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Spiceland, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,225 $9,105
American Family $6,237 $8,999
Farmers $7,917 $8,431
GEICO $4,574 $4,244
Liberty Mutual $8,383 $12,656
Nationwide $4,538 $5,898
Progressive $8,447 $9,488
State Farm $3,862 $4,945
Travelers $7,416 $11,673
USAA $2,669 $2,990

Cheap Spiceland, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Spiceland, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Spiceland, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,078 $2,273
American Family $2,008 $2,008
Farmers $1,330 $1,483
GEICO $1,447 $1,510
Liberty Mutual $3,522 $3,522
Nationwide $1,376 $1,471
Progressive $1,314 $1,323
State Farm $1,133 $1,133
Travelers $1,142 $1,142
USAA $898 $908

Cheap Spiceland, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Spiceland, Indiana compared to the annual auto insurance rates with a clean record in Spiceland, Indiana.

Annual Spiceland, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,046 $4,467 $4,119 $3,620
American Family $2,469 $3,938 $4,985 $2,942
Farmers $2,956 $3,446 $3,538 $3,264
GEICO $1,489 $2,342 $3,193 $2,064
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,184 $2,813 $2,698 $2,459
Progressive $2,543 $4,432 $3,027 $3,521
State Farm $2,024 $2,220 $2,024 $2,024
Travelers $2,826 $3,496 $3,962 $3,032
USAA $1,144 $1,624 $1,863 $1,418

Cheap Spiceland, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Spiceland, Indiana is not easy. Compare the annual rates for DUI auto insurance in Spiceland, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Spiceland, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,119
American Family $4,985
Farmers $3,538
GEICO $3,193
Liberty Mutual $8,085
Nationwide $2,698
Progressive $3,027
State Farm $2,024
Travelers $3,962
USAA $1,863

Cheap Spiceland, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Spiceland, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Spiceland, Indiana

Insurance Company Poor Fair Good
Allstate $4,728 $3,516 $3,195
American Family $4,908 $3,181 $2,661
Farmers $3,861 $3,138 $2,903
GEICO $2,734 $2,272 $1,810
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,889 $2,442 $2,283
Progressive $3,729 $3,301 $3,113
State Farm $3,020 $1,802 $1,398
Travelers $3,710 $3,140 $3,136
USAA $2,042 $1,345 $1,151

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Cheap Spiceland, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Spiceland, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Spiceland, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Spiceland, Indiana

ZIP Code Average Annual Rates
47385 $3,053

Cheap Spiceland, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Spiceland, Indiana auto insurance. Find the cheapest annual Spiceland, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Spiceland, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,813 $3,813
American Family $3,540 $3,627
Farmers $3,301 $3,301
GEICO $2,231 $2,313
Liberty Mutual $5,455 $5,752
Nationwide $2,538 $2,538
Progressive $3,381 $3,381
State Farm $2,015 $2,132
Travelers $3,329 $3,329
USAA $1,493 $1,533

Cheap Spiceland, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Spiceland, Indiana? Check out the comparison of annual Spiceland, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spiceland, Indiana

Insurance Company Low Medium High
Allstate $3,630 $3,799 $4,010
American Family $3,541 $3,702 $3,507
Farmers $3,193 $3,294 $3,415
GEICO $2,116 $2,266 $2,434
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,584 $2,518 $2,513
Progressive $3,197 $3,329 $3,617
State Farm $1,976 $2,072 $2,172
Travelers $3,274 $3,360 $3,353
USAA $1,462 $1,509 $1,567

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Best By Category: Cheapest Auto Insurance in Spiceland, Indiana

Compare the cheapest auto insurance companies in Spiceland, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Spiceland, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Spiceland, Indiana Auto Insurance Companies

What auto insurance companies in Spiceland, Indiana are the cheapest? Compare the top Spiceland, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Spiceland, Indiana

Insurance Company Average Annual Rates
Allstate $3,813
American Family $3,583
Farmers $3,301
GEICO $2,272
Liberty Mutual $5,604
Nationwide $2,538
Progressive $3,381
State Farm $2,073
Travelers $3,329
USAA $1,513

What affects auto insurance rates in Spiceland, Indiana?

There are a lot of reasons why auto insurance rates in Spiceland, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Spiceland, Indiana. Many local factors may affect your Spiceland auto insurance rates.

Spiceland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Spiceland, Indiana commute length is 21.1 minutes according to City-Data.

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Compare Spiceland, Indiana Auto Insurance Quotes

Before you buy Spiceland, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Spiceland, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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