Best Cheap Auto Insurance in Sperry, IA (2021)

The average Sperry, IA auto insurance rates are $252 per month. The minimum auto insurance in Sperry is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Sperry, Iowa, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Sperry for teen drivers is Travelers
  • Average auto insurance rates in Sperry, IA for senior drivers are $1,664 per year
  • The cheapest auto insurance company in Sperry is USAA

Sperry, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Sperry can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sperry, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Sperry to other Iowa cities, including Sioux City auto insurance rates, Cedar Rapids auto insurance rates, and Iowa City auto insurance rates to see how Sperry, Iowa auto insurance rates stack up.

Before you buy Sperry, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sperry, Iowa auto insurance quotes.

Minimum Auto Insurance in Sperry, Iowa

Sperry, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sperry, Iowa.

Minimum Required Auto Insurance Coverage in Sperry, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Sperry, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sperry, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sperry, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,901 $1,837 $1,679 $1,711 $5,260 $5,887 $2,087 $2,154
American Family $1,899 $1,899 $1,698 $1,698 $5,047 $7,088 $1,899 $2,287
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,194 $2,376 $1,940 $2,359 $11,193 $12,590 $2,487 $2,739
Nationwide $1,884 $1,937 $1,676 $1,793 $4,314 $5,598 $2,130 $2,321
Progressive $1,541 $1,477 $1,272 $1,322 $3,851 $4,340 $1,850 $1,996
State Farm $1,428 $1,428 $1,250 $1,250 $3,798 $4,823 $1,604 $1,824
Travelers $2,653 $2,706 $2,588 $2,596 $12,098 $19,429 $2,761 $3,240
USAA $1,263 $1,274 $1,161 $1,179 $3,476 $3,681 $1,515 $1,671

Cheap Sperry, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sperry, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Sperry, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Sperry, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,260 $5,887
American Family $5,047 $7,088
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $11,193 $12,590
Nationwide $4,314 $5,598
Progressive $3,851 $4,340
State Farm $3,798 $4,823
Travelers $12,098 $19,429
USAA $3,476 $3,681

Cheap Sperry, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Sperry, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sperry, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,679 $1,711
American Family $1,698 $1,698
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,940 $2,359
Nationwide $1,676 $1,793
Progressive $1,272 $1,322
State Farm $1,250 $1,250
Travelers $2,588 $2,596
USAA $1,161 $1,179

Cheap Sperry, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sperry, Iowa compared to the annual auto insurance rates with a clean record in Sperry, Iowa.

Annual Sperry, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,414 $2,900 $3,264 $2,680
American Family $2,121 $3,111 $4,031 $2,494
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $4,083 $5,072 $5,152 $4,633
Nationwide $1,951 $2,815 $3,849 $2,211
Progressive $1,772 $2,912 $1,924 $2,217
State Farm $2,018 $2,332 $2,175 $2,175
Travelers $4,371 $5,840 $7,836 $5,989
USAA $1,451 $1,952 $2,540 $1,667

Cheap Sperry, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sperry, Iowa is not easy. Compare the annual rates for DUI auto insurance in Sperry, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Sperry, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,264
American Family $4,031
Farmers $2,637
GEICO $3,170
Liberty Mutual $5,152
Nationwide $3,849
Progressive $1,924
State Farm $2,175
Travelers $7,836
USAA $2,540

Cheap Sperry, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sperry, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sperry, Iowa

Insurance Company Poor Fair Good
Allstate $3,364 $2,677 $2,403
American Family $3,747 $2,755 $2,315
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,740 $4,181 $3,283
Nationwide $3,293 $2,572 $2,254
Progressive $2,600 $2,107 $1,911
State Farm $3,098 $1,917 $1,512
Travelers $6,750 $5,772 $5,504
USAA $2,498 $1,719 $1,490

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Cheap Sperry, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sperry, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Sperry, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sperry, Iowa

ZIP Code Average Annual Rates
52650 $2,557

Cheap Sperry, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Sperry, Iowa auto insurance. Find the cheapest annual Sperry, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sperry, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,748 $2,881
American Family $2,905 $2,973
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,735 $4,735
Nationwide $2,706 $2,706
Progressive $2,206 $2,206
State Farm $2,123 $2,228
Travelers $6,009 $6,009
USAA $1,833 $1,972

Cheap Sperry, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sperry, Iowa? Check out the comparison of annual Sperry, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sperry, Iowa

Insurance Company Low Medium High
Allstate $2,718 $2,817 $2,908
American Family $2,954 $3,102 $2,761
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,539 $4,726 $4,939
Nationwide $2,829 $2,691 $2,599
Progressive $2,073 $2,215 $2,331
State Farm $2,075 $2,187 $2,264
Travelers $5,601 $6,104 $6,322
USAA $1,808 $1,909 $1,991

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Best By Category: Cheapest Auto Insurance in Sperry, Iowa

Compare the cheapest auto insurance companies in Sperry, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sperry, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Sperry, Iowa Auto Insurance Companies

What auto insurance companies in Sperry, Iowa are the cheapest? Compare the top Sperry, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sperry, Iowa

Insurance Company Average Annual Rates
Allstate $2,815
American Family $2,939
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,735
Nationwide $2,706
Progressive $2,206
State Farm $2,175
Travelers $6,009
USAA $1,902

Compare Sperry, Iowa Auto Insurance Quotes

Before you buy Sperry, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sperry, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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