Best Cheap Auto Insurance in Sparr, FL (2021)

The average Sparr, FL auto insurance rates are $313 per month. The minimum auto insurance in Sparr is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Sparr, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • Average auto insurance rates in Sparr, FL for senior drivers are $2,287 per year
  • The most expensive auto insurance company in Sparr for teen drivers is Allstate
  • The minimum auto insurance required in Sparr, Florida is 10/20/10

Sparr, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Sparr can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sparr, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Sparr to other Florida cities, including St. Petersburg auto insurance rates, Orlando auto insurance rates, and Tampa auto insurance rates to see how Sparr, Florida auto insurance rates stack up.

Before you buy Sparr, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sparr, Florida auto insurance quotes.

Minimum Auto Insurance in Sparr, Florida

Sparr, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sparr, Florida.

Minimum Required Auto Insurance Coverage in Sparr, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Sparr, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sparr, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sparr, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,537 $3,386 $3,073 $3,123 $11,921 $12,870 $3,568 $3,631
GEICO $2,440 $2,453 $2,284 $2,284 $4,368 $5,520 $2,691 $2,743
Liberty Mutual $2,786 $2,786 $2,566 $2,566 $5,711 $8,711 $2,786 $3,721
Nationwide $2,488 $2,462 $2,227 $2,304 $5,970 $7,367 $2,739 $2,857
Progressive $3,304 $3,113 $2,838 $3,044 $9,193 $10,052 $3,960 $3,811
State Farm $1,682 $1,682 $1,530 $1,530 $4,824 $6,149 $1,861 $1,997
USAA $1,428 $1,406 $1,329 $1,322 $4,832 $5,622 $1,785 $1,930

Cheap Sparr, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sparr, Florida is a challenge. Take a look at the annual teen auto insurance rates in Sparr, Florida.

Annual Auto Insurance Rates for Teen Drivers in Sparr, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,921 $12,870
GEICO $4,368 $5,520
Liberty Mutual $5,711 $8,711
Nationwide $5,970 $7,367
Progressive $9,193 $10,052
State Farm $4,824 $6,149
USAA $4,832 $5,622

Cheap Sparr, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Sparr, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sparr, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,073 $3,123
GEICO $2,284 $2,284
Liberty Mutual $2,566 $2,566
Nationwide $2,227 $2,304
Progressive $2,838 $3,044
State Farm $1,530 $1,530
USAA $1,329 $1,322

Cheap Sparr, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sparr, Florida compared to the annual auto insurance rates with a clean record in Sparr, Florida.

Annual Sparr, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,881 $5,816 $6,453 $5,405
GEICO $2,170 $2,762 $4,093 $3,367
Liberty Mutual $2,898 $3,713 $5,310 $3,896
Nationwide $3,044 $3,329 $4,460 $3,374
Progressive $3,891 $5,732 $4,827 $5,207
State Farm $2,434 $2,880 $2,657 $2,657
USAA $1,932 $2,376 $3,495 $2,024

Cheap Sparr, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sparr, Florida is not easy. Compare the annual rates for DUI auto insurance in Sparr, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Sparr, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,453
GEICO $4,093
Liberty Mutual $5,310
Nationwide $4,460
Progressive $4,827
State Farm $2,657
USAA $3,495

Cheap Sparr, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sparr, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sparr, Florida

Insurance Company Poor Fair Good
Allstate $7,863 $4,990 $4,064
GEICO $4,499 $2,734 $2,061
Liberty Mutual $5,050 $3,746 $3,067
Nationwide $4,433 $3,265 $2,957
Progressive $6,412 $4,546 $3,785
State Farm $3,612 $2,389 $1,970
USAA $4,009 $1,949 $1,412

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Cheap Sparr, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sparr, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Sparr, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sparr, Florida

ZIP Code Average Annual Rates
32192 $2,898

Cheap Sparr, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Sparr, Florida auto insurance. Find the cheapest annual Sparr, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sparr, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,478 $5,800
GEICO $3,082 $3,113
Liberty Mutual $3,832 $4,077
Nationwide $3,552 $3,552
Progressive $4,914 $4,914
State Farm $2,569 $2,745
USAA $2,429 $2,485

Cheap Sparr, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sparr, Florida? Check out the comparison of annual Sparr, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sparr, Florida

Insurance Company Low Medium High
Allstate $4,526 $5,890 $6,500
GEICO $2,601 $3,198 $3,495
Liberty Mutual $3,636 $4,007 $4,220
Nationwide $2,842 $3,686 $4,127
Progressive $4,189 $5,019 $5,535
State Farm $2,267 $2,718 $2,985
USAA $2,130 $2,542 $2,699

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Best By Category: Cheapest Auto Insurance in Sparr, Florida

Compare the cheapest auto insurance companies in Sparr, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sparr, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Sparr, Florida Auto Insurance Companies

What auto insurance companies in Sparr, Florida are the cheapest? Compare the top Sparr, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sparr, Florida

Insurance Company Average Annual Rates
Allstate $5,639
GEICO $3,098
Liberty Mutual $3,954
Nationwide $3,552
Progressive $4,914
State Farm $2,657
USAA $2,457

Compare Sparr, Florida Auto Insurance Quotes

Before you buy Sparr, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sparr, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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