Best Cheap Auto Insurance in Sparks, GA (2021)

The average Sparks, GA auto insurance rates are $383 per month. The minimum auto insurance in Sparks is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Sparks, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Sparks for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Sparks is GEICO
  • The minimum auto insurance required in Sparks, Georgia is 25/50/25

Sparks, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Sparks can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Sparks, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Sparks to other Georgia cities, including South Fulton auto insurance rates, Sandy Springs auto insurance rates, and Atlanta auto insurance rates to see how Sparks, Georgia auto insurance rates stack up.

Before you buy Sparks, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Sparks, Georgia auto insurance quotes.

Minimum Auto Insurance in Sparks, Georgia

Sparks, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Sparks, Georgia.

Minimum Required Auto Insurance Coverage in Sparks, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Sparks, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Sparks, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sparks, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,647 $2,647 $6,385 $8,193 $3,080 $3,360
GEICO $1,602 $1,577 $1,548 $1,548 $4,690 $5,614 $2,046 $2,277
Liberty Mutual $5,019 $5,468 $4,115 $4,669 $20,684 $23,096 $5,325 $5,681
Nationwide $4,160 $4,303 $4,100 $4,516 $13,009 $16,786 $5,079 $5,520
Progressive $2,328 $2,161 $1,997 $2,093 $7,201 $7,989 $2,706 $2,854
State Farm $1,770 $1,770 $1,591 $1,591 $4,717 $6,189 $1,942 $2,099
USAA $1,568 $1,567 $1,453 $1,463 $5,525 $6,542 $1,948 $2,154

Cheap Sparks, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Sparks, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Sparks, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Sparks, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,385 $8,193
GEICO $4,690 $5,614
Liberty Mutual $20,684 $23,096
Nationwide $13,009 $16,786
Progressive $7,201 $7,989
State Farm $4,717 $6,189
USAA $5,525 $6,542

Cheap Sparks, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Sparks, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Sparks, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,647 $2,647
GEICO $1,548 $1,548
Liberty Mutual $4,115 $4,669
Nationwide $4,100 $4,516
Progressive $1,997 $2,093
State Farm $1,591 $1,591
USAA $1,453 $1,463

Cheap Sparks, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Sparks, Georgia compared to the annual auto insurance rates with a clean record in Sparks, Georgia.

Annual Sparks, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,272 $5,093 $4,103 $3,445
GEICO $1,755 $2,204 $4,524 $1,967
Liberty Mutual $7,035 $9,591 $11,032 $9,370
Nationwide $5,518 $6,483 $10,034 $6,701
Progressive $2,891 $5,040 $3,371 $3,362
State Farm $2,468 $2,949 $2,709 $2,709
USAA $2,133 $2,691 $3,911 $2,375

Cheap Sparks, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Sparks, Georgia is not easy. Compare the annual rates for DUI auto insurance in Sparks, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Sparks, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,103
GEICO $4,524
Liberty Mutual $11,032
Nationwide $10,034
Progressive $3,371
State Farm $2,709
USAA $3,911

Cheap Sparks, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Sparks, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Sparks, Georgia

Insurance Company Poor Fair Good
Allstate $5,164 $3,581 $3,190
GEICO $3,286 $2,309 $2,243
Liberty Mutual $13,286 $8,119 $6,367
Nationwide $8,567 $6,929 $6,056
Progressive $4,145 $3,562 $3,292
State Farm $3,835 $2,393 $1,899
USAA $3,618 $2,543 $2,171

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Cheap Sparks, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Sparks, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Sparks, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Sparks, Georgia

ZIP Code Average Annual Rates
31647 $4,444

Cheap Sparks, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Sparks, Georgia auto insurance. Find the cheapest annual Sparks, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Sparks, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,887 $4,070
GEICO $2,567 $2,658
Liberty Mutual $9,257 $9,257
Nationwide $7,184 $7,184
Progressive $3,666 $3,666
State Farm $2,709 $2,709
USAA $2,651 $2,904

Cheap Sparks, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Sparks, Georgia? Check out the comparison of annual Sparks, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sparks, Georgia

Insurance Company Low Medium High
Allstate $3,611 $4,029 $4,295
GEICO $2,436 $2,624 $2,778
Liberty Mutual $8,883 $9,207 $9,682
Nationwide $7,051 $7,313 $7,188
Progressive $3,403 $3,616 $3,980
State Farm $2,531 $2,710 $2,885
USAA $2,649 $2,762 $2,921

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Best By Category: Cheapest Auto Insurance in Sparks, Georgia

Compare the cheapest auto insurance companies in Sparks, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Sparks, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Sparks, Georgia Auto Insurance Companies

What auto insurance companies in Sparks, Georgia are the cheapest? Compare the top Sparks, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Sparks, Georgia

Insurance Company Average Annual Rates
Allstate $3,978
GEICO $2,613
Liberty Mutual $9,257
Nationwide $7,184
Progressive $3,666
State Farm $2,709
USAA $2,777

What affects auto insurance rates in Sparks, Georgia?

There are a lot of reasons why auto insurance rates in Sparks, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Sparks, Georgia. Many local factors may affect your Sparks auto insurance rates.

Sparks Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Sparks, Georgia commute length is 20.0 minutes according to City-Data.

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Compare Sparks, Georgia Auto Insurance Quotes

Before you buy Sparks, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Sparks, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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