Best Cheap Auto Insurance in Spade, TX (2021)

The average Spade, TX auto insurance rates are $302 per month. The minimum auto insurance in Spade is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Spade, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Spade, TX for senior drivers are $2,238 per year
  • The minimum auto insurance required in Spade, Texas is 30/60/25
  • The cheapest auto insurance company in Spade is USAA

Spade, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Spade can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Spade, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Spade to other Texas cities, including Plano auto insurance rates, El Paso auto insurance rates, and Dallas auto insurance rates to see how Spade, Texas auto insurance rates stack up.

Before you buy Spade, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Spade, Texas auto insurance quotes.

Minimum Auto Insurance in Spade, Texas

Spade, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Spade, Texas.

Minimum Required Auto Insurance Coverage in Spade, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Spade, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Spade, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spade, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,799 $3,856 $3,759 $3,759 $9,583 $11,643 $4,706 $4,936
American Family $2,593 $2,865 $2,353 $2,677 $6,347 $8,324 $3,624 $4,117
GEICO $2,142 $2,286 $2,030 $2,255 $4,531 $4,757 $2,313 $2,337
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,013 $1,939 $1,780 $1,820 $7,886 $8,814 $2,391 $2,452
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Cheap Spade, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Spade, Texas is a challenge. Take a look at the annual teen auto insurance rates in Spade, Texas.

Annual Auto Insurance Rates for Teen Drivers in Spade, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,583 $11,643
American Family $6,347 $8,324
GEICO $4,531 $4,757
Nationwide $7,378 $9,563
Progressive $7,886 $8,814
State Farm $4,064 $5,155
USAA $3,909 $4,372

Cheap Spade, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Spade, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Spade, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,759 $3,759
American Family $2,353 $2,677
GEICO $2,030 $2,255
Nationwide $2,331 $2,486
Progressive $1,780 $1,820
State Farm $1,556 $1,556
USAA $1,464 $1,501

Cheap Spade, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Spade, Texas compared to the annual auto insurance rates with a clean record in Spade, Texas.

Annual Spade, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,560 $6,837 $7,064 $4,560
American Family $3,763 $4,750 $4,175 $3,763
GEICO $2,408 $3,142 $2,676 $3,099
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $3,184 $4,059 $3,719 $3,587
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,787 $2,568 $3,006 $2,051

Cheap Spade, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Spade, Texas is not easy. Compare the annual rates for DUI auto insurance in Spade, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Spade, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,064
American Family $4,175
GEICO $2,676
Nationwide $5,439
Progressive $3,719
State Farm $2,937
USAA $3,006

Cheap Spade, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Spade, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Spade, Texas

Insurance Company Poor Fair Good
Allstate $7,361 $5,346 $4,559
American Family $5,715 $3,539 $3,084
GEICO $4,354 $2,478 $1,663
Nationwide $5,059 $4,032 $3,507
Progressive $4,124 $3,529 $3,258
State Farm $3,491 $2,172 $1,730
USAA $3,528 $1,968 $1,564

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Cheap Spade, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Spade, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Spade, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Spade, Texas

ZIP Code Average Annual Rates
79369 $5,199

Cheap Spade, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Spade, Texas auto insurance. Find the cheapest annual Spade, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Spade, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,623 $5,888
American Family $4,113 $4,113
GEICO $2,777 $2,886
Nationwide $4,199 $4,199
Progressive $3,637 $3,637
State Farm $2,464 $2,464
USAA $2,322 $2,384

Cheap Spade, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Spade, Texas? Check out the comparison of annual Spade, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spade, Texas

Insurance Company Low Medium High
Allstate $5,620 $5,704 $5,941
American Family $3,862 $3,981 $4,495
GEICO $2,712 $2,803 $2,979
Nationwide $4,557 $4,013 $4,028
Progressive $3,489 $3,623 $3,799
State Farm $2,350 $2,458 $2,585
USAA $2,300 $2,347 $2,412

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Best By Category: Cheapest Auto Insurance in Spade, Texas

Compare the cheapest auto insurance companies in Spade, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Spade, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Spade, Texas Auto Insurance Companies

What auto insurance companies in Spade, Texas are the cheapest? Compare the top Spade, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Spade, Texas

Insurance Company Average Annual Rates
Allstate $5,755
American Family $4,113
GEICO $2,831
Nationwide $4,199
Progressive $3,637
State Farm $2,464
USAA $2,353

Compare Spade, Texas Auto Insurance Quotes

Before you buy Spade, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Spade, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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