Best Cheap Auto Insurance in Southwest, PA (2021)

The average Southwest, PA auto insurance rates are $329 per month. The minimum auto insurance in Southwest is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Southwest, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Southwest is 19.3 minutes
  • The most expensive auto insurance company in Southwest for teen drivers is Travelers
  • The cheapest auto insurance company in Southwest is USAA

Southwest, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Southwest can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Southwest, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Southwest to other Pennsylvania cities, including Pittsburgh auto insurance rates, Harrisburg auto insurance rates, and Lancaster auto insurance rates to see how Southwest, Pennsylvania auto insurance rates stack up.

Before you buy Southwest, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Southwest, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Southwest, Pennsylvania

Southwest, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Southwest, Pennsylvania.

Minimum Required Auto Insurance Coverage in Southwest, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Southwest, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Southwest, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Southwest, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,482 $2,482 $2,293 $2,293 $8,506 $8,506 $2,730 $2,730
GEICO $2,007 $1,736 $1,885 $1,632 $4,916 $4,260 $2,021 $1,749
Liberty Mutual $3,995 $3,995 $3,660 $3,660 $11,660 $11,660 $5,071 $5,071
Nationwide $1,843 $1,843 $1,742 $1,742 $5,138 $5,138 $2,063 $2,063
Progressive $2,546 $2,546 $2,276 $2,276 $8,300 $8,300 $3,252 $3,252
State Farm $1,588 $1,588 $1,405 $1,405 $5,441 $5,441 $1,755 $1,755
Travelers $1,758 $1,758 $1,898 $1,898 $25,647 $25,647 $2,114 $2,114
USAA $1,124 $1,124 $1,014 $1,014 $3,379 $3,379 $1,494 $1,494

Cheap Southwest, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Southwest, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Southwest, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Southwest, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,506 $8,506
GEICO $4,916 $4,260
Liberty Mutual $11,660 $11,660
Nationwide $5,138 $5,138
Progressive $8,300 $8,300
State Farm $5,441 $5,441
Travelers $25,647 $25,647
USAA $3,379 $3,379

Cheap Southwest, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Southwest, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Southwest, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,293 $2,293
GEICO $1,885 $1,632
Liberty Mutual $3,660 $3,660
Nationwide $1,742 $1,742
Progressive $2,276 $2,276
State Farm $1,405 $1,405
Travelers $1,898 $1,898
USAA $1,014 $1,014

Cheap Southwest, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Southwest, Pennsylvania compared to the annual auto insurance rates with a clean record in Southwest, Pennsylvania.

Annual Southwest, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,828 $4,526 $3,828 $3,828
GEICO $1,870 $3,136 $2,507 $2,591
Liberty Mutual $5,551 $6,383 $6,226 $6,226
Nationwide $1,939 $2,597 $3,638 $2,613
Progressive $3,709 $5,140 $3,813 $3,712
State Farm $2,326 $2,769 $2,547 $2,547
Travelers $5,561 $7,926 $10,004 $7,926
USAA $1,412 $1,947 $2,077 $1,577

Cheap Southwest, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Southwest, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Southwest, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Southwest, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,828
GEICO $2,507
Liberty Mutual $6,226
Nationwide $3,638
Progressive $3,813
State Farm $2,547
Travelers $10,004
USAA $2,077

Cheap Southwest, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Southwest, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Southwest, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,109 $3,820 $3,079
GEICO $3,791 $2,136 $1,651
Liberty Mutual $7,785 $5,579 $4,926
Nationwide $3,170 $2,599 $2,321
Progressive $5,416 $3,807 $3,057
State Farm $3,624 $2,245 $1,772
Travelers $8,552 $7,719 $7,292
USAA $2,190 $1,628 $1,442

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Cheap Southwest, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Southwest, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Southwest, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Southwest, Pennsylvania

ZIP Code Average Annual Rates
15685 $4,908

Cheap Southwest, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Southwest, Pennsylvania auto insurance. Find the cheapest annual Southwest, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Southwest, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,921 $4,084
GEICO $2,485 $2,567
Liberty Mutual $5,940 $6,253
Nationwide $2,697 $2,697
Progressive $4,093 $4,093
State Farm $2,466 $2,629
Travelers $7,854 $7,854
USAA $1,703 $1,803

Cheap Southwest, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Southwest, Pennsylvania? Check out the comparison of annual Southwest, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Southwest, Pennsylvania

Insurance Company Low Medium High
Allstate $3,810 $4,031 $4,167
GEICO $2,310 $2,547 $2,721
Liberty Mutual $5,798 $6,141 $6,351
Nationwide $2,740 $2,726 $2,624
Progressive $3,751 $4,131 $4,398
State Farm $2,378 $2,582 $2,682
Travelers $7,919 $7,854 $7,789
USAA $1,637 $1,769 $1,853

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Best By Category: Cheapest Auto Insurance in Southwest, Pennsylvania

Compare the cheapest auto insurance companies in Southwest, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Southwest, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Southwest, Pennsylvania Auto Insurance Companies

What auto insurance companies in Southwest, Pennsylvania are the cheapest? Compare the top Southwest, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Southwest, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,003
GEICO $2,526
Liberty Mutual $6,097
Nationwide $2,697
Progressive $4,093
State Farm $2,547
Travelers $7,854
USAA $1,753

What affects auto insurance rates in Southwest, Pennsylvania?

There are a lot of reasons why auto insurance rates in Southwest, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Southwest, Pennsylvania. Many local factors may affect your Southwest auto insurance rates.

Southwest Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Southwest, Pennsylvania commute length is 19.3 minutes according to City-Data.

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Compare Southwest, Pennsylvania Auto Insurance Quotes

Before you buy Southwest, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Southwest, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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