Best Cheap Auto Insurance in Southlake, TX (2021)

The average Southlake, TX auto insurance rates are $316 per month. The minimum auto insurance in Southlake is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Southlake, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Southlake, Texas is 30/60/25
  • The cheapest auto insurance company in Southlake is USAA
  • The average commute length in Southlake is 28.8 minutes

Southlake, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Southlake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Southlake, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Southlake to other Texas cities, including Arlington auto insurance rates, Laredo auto insurance rates, and Plano auto insurance rates to see how Southlake, Texas auto insurance rates stack up.

Before you buy Southlake, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Southlake, Texas auto insurance quotes.

Minimum Auto Insurance in Southlake, Texas

Southlake, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Southlake, Texas.

Minimum Required Auto Insurance Coverage in Southlake, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Southlake, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Southlake, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Southlake, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,197 $3,219 $3,157 $3,157 $8,504 $10,241 $3,945 $4,097
American Family $2,948 $3,296 $2,794 $3,214 $8,190 $10,747 $4,309 $4,930
GEICO $2,518 $2,724 $2,435 $2,773 $5,640 $5,827 $2,731 $2,719
Nationwide $2,326 $2,362 $2,057 $2,174 $6,644 $8,512 $2,738 $2,958
Progressive $2,248 $2,145 $2,003 $2,041 $9,397 $10,484 $2,671 $2,722
State Farm $2,013 $2,013 $1,805 $1,805 $4,948 $6,328 $2,198 $2,262
USAA $1,452 $1,450 $1,395 $1,372 $4,155 $4,490 $1,925 $2,038

Cheap Southlake, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Southlake, Texas is a challenge. Take a look at the annual teen auto insurance rates in Southlake, Texas.

Annual Auto Insurance Rates for Teen Drivers in Southlake, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,504 $10,241
American Family $8,190 $10,747
GEICO $5,640 $5,827
Nationwide $6,644 $8,512
Progressive $9,397 $10,484
State Farm $4,948 $6,328
USAA $4,155 $4,490

Cheap Southlake, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Southlake, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Southlake, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,157 $3,157
American Family $2,794 $3,214
GEICO $2,435 $2,773
Nationwide $2,057 $2,174
Progressive $2,003 $2,041
State Farm $1,805 $1,805
USAA $1,395 $1,372

Cheap Southlake, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Southlake, Texas compared to the annual auto insurance rates with a clean record in Southlake, Texas.

Annual Southlake, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,817 $5,933 $6,191 $3,817
American Family $4,582 $5,901 $5,149 $4,582
GEICO $2,900 $3,861 $3,193 $3,729
Nationwide $3,232 $3,232 $4,776 $3,646
Progressive $3,678 $4,746 $4,290 $4,141
State Farm $2,582 $2,980 $3,542 $2,582
USAA $1,697 $2,517 $2,977 $1,947

Cheap Southlake, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Southlake, Texas is not easy. Compare the annual rates for DUI auto insurance in Southlake, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Southlake, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,191
American Family $5,149
GEICO $3,193
Nationwide $4,776
Progressive $4,290
State Farm $3,542
USAA $2,977

Cheap Southlake, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Southlake, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Southlake, Texas

Insurance Company Poor Fair Good
Allstate $6,282 $4,599 $3,938
American Family $6,913 $4,404 $3,844
GEICO $5,285 $2,988 $1,990
Nationwide $4,461 $3,588 $3,116
Progressive $4,740 $4,100 $3,801
State Farm $4,123 $2,579 $2,062
USAA $3,335 $1,946 $1,572

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Cheap Southlake, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Southlake, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Southlake, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Southlake, Texas

ZIP Code Average Annual Rates
76092 $5,612

Cheap Southlake, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Southlake, Texas auto insurance. Find the cheapest annual Southlake, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Southlake, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,821 $5,058
American Family $5,053 $5,053
GEICO $3,361 $3,481
Nationwide $3,721 $3,721
Progressive $4,214 $4,214
State Farm $2,922 $2,922
USAA $2,256 $2,313

Cheap Southlake, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Southlake, Texas? Check out the comparison of annual Southlake, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Southlake, Texas

Insurance Company Low Medium High
Allstate $4,809 $4,891 $5,119
American Family $4,721 $4,875 $5,564
GEICO $3,245 $3,388 $3,630
Nationwide $4,013 $3,565 $3,586
Progressive $4,041 $4,197 $4,404
State Farm $2,763 $2,916 $3,086
USAA $2,200 $2,275 $2,378

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Best By Category: Cheapest Auto Insurance in Southlake, Texas

Compare the cheapest auto insurance companies in Southlake, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Southlake, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Southlake, Texas Auto Insurance Companies

What auto insurance companies in Southlake, Texas are the cheapest? Compare the top Southlake, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Southlake, Texas

Insurance Company Average Annual Rates
Allstate $4,940
American Family $5,053
GEICO $3,421
Nationwide $3,721
Progressive $4,214
State Farm $2,922
USAA $2,284

What affects auto insurance rates in Southlake, Texas?

There are a lot of reasons why auto insurance rates in Southlake, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Southlake, Texas. Many local factors may affect your Southlake auto insurance rates.

Southlake Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Southlake, Texas auto theft statistics, there have been 15 auto thefts in the city.

Southlake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Southlake, Texas commute length is 28.8 minutes according to City-Data.

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Compare Southlake, Texas Auto Insurance Quotes

Before you buy Southlake, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Southlake, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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