Best Cheap Auto Insurance in Southington, CT (2021)

The average Southington, CT auto insurance rates are $370 per month. The minimum auto insurance in Southington is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Southington, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Southington is USAA
  • Average auto insurance rates in Southington, CT for senior drivers are $2,229 per year
  • The minimum auto insurance required in Southington, Connecticut is 25/50/20

Southington, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Southington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Southington, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Southington to other Connecticut cities, including New Britain auto insurance rates, Bridgeport auto insurance rates, and Danbury auto insurance rates to see how Southington, Connecticut auto insurance rates stack up.

Before you buy Southington, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Southington, Connecticut auto insurance quotes.

Minimum Auto Insurance in Southington, Connecticut

Southington, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Southington, Connecticut.

Minimum Required Auto Insurance Coverage in Southington, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Southington, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Southington, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Southington, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,753 $3,707 $3,463 $3,708 $11,582 $13,698 $3,918 $4,111
GEICO $2,294 $2,300 $2,128 $2,145 $5,351 $6,316 $2,212 $2,143
Liberty Mutual $3,399 $3,698 $2,620 $3,232 $16,927 $19,090 $3,439 $3,747
Nationwide $2,124 $2,148 $1,912 $2,004 $5,833 $7,393 $2,459 $2,642
Progressive $2,740 $2,548 $2,335 $2,431 $11,507 $12,770 $3,125 $3,508
State Farm $1,750 $1,750 $1,614 $1,614 $5,337 $6,717 $1,969 $2,255
Travelers $1,603 $1,626 $1,600 $1,595 $12,280 $19,830 $1,743 $1,955
USAA $1,757 $1,736 $1,646 $1,622 $5,529 $5,784 $2,347 $2,423

Cheap Southington, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Southington, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Southington, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Southington, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,582 $13,698
GEICO $5,351 $6,316
Liberty Mutual $16,927 $19,090
Nationwide $5,833 $7,393
Progressive $11,507 $12,770
State Farm $5,337 $6,717
Travelers $12,280 $19,830
USAA $5,529 $5,784

Cheap Southington, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Southington, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Southington, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,463 $3,708
GEICO $2,128 $2,145
Liberty Mutual $2,620 $3,232
Nationwide $1,912 $2,004
Progressive $2,335 $2,431
State Farm $1,614 $1,614
Travelers $1,600 $1,595
USAA $1,646 $1,622

Cheap Southington, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Southington, Connecticut compared to the annual auto insurance rates with a clean record in Southington, Connecticut.

Annual Southington, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,089 $6,301 $7,491 $5,089
GEICO $1,965 $2,578 $5,490 $2,412
Liberty Mutual $6,149 $7,691 $7,623 $6,613
Nationwide $2,704 $3,518 $4,025 $3,009
Progressive $4,367 $6,345 $4,597 $5,173
State Farm $2,676 $2,943 $2,943 $2,943
Travelers $4,253 $4,605 $6,696 $5,562
USAA $2,209 $2,774 $4,229 $2,209

Cheap Southington, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Southington, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Southington, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Southington, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,491
GEICO $5,490
Liberty Mutual $7,623
Nationwide $4,025
Progressive $4,597
State Farm $2,943
Travelers $6,696
USAA $4,229

Cheap Southington, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Southington, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Southington, Connecticut

Insurance Company Poor Fair Good
Allstate $7,616 $5,778 $4,584
GEICO $4,526 $2,729 $2,078
Liberty Mutual $9,955 $6,214 $4,888
Nationwide $4,380 $2,949 $2,614
Progressive $5,568 $5,002 $4,792
State Farm $4,001 $2,563 $2,064
Travelers $5,990 $4,995 $4,853
USAA $3,765 $2,553 $2,248

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Cheap Southington, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Southington, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Southington, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Southington, Connecticut

ZIP Code Average Annual Rates
6489 $4,491

Cheap Southington, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Southington, Connecticut auto insurance. Find the cheapest annual Southington, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Southington, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,993 $5,993
GEICO $3,063 $3,159
Liberty Mutual $7,019 $7,019
Nationwide $3,314 $3,314
Progressive $5,121 $5,121
State Farm $2,804 $2,948
Travelers $5,279 $5,279
USAA $2,821 $2,889

Cheap Southington, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Southington, Connecticut? Check out the comparison of annual Southington, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Southington, Connecticut

Insurance Company Low Medium High
Allstate $5,665 $5,986 $6,327
GEICO $2,869 $3,071 $3,394
Liberty Mutual $6,730 $6,963 $7,363
Nationwide $3,370 $3,339 $3,233
Progressive $4,739 $5,071 $5,552
State Farm $2,688 $2,881 $3,059
Travelers $4,880 $5,242 $5,715
USAA $2,657 $2,858 $3,051

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Best By Category: Cheapest Auto Insurance in Southington, Connecticut

Compare the cheapest auto insurance companies in Southington, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Southington, Connecticut

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Southington, Connecticut Auto Insurance Companies

What auto insurance companies in Southington, Connecticut are the cheapest? Compare the top Southington, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Southington, Connecticut

Insurance Company Average Annual Rates
Allstate $5,993
GEICO $3,111
Liberty Mutual $7,019
Nationwide $3,314
Progressive $5,121
State Farm $2,876
Travelers $5,279
USAA $2,855

Compare Southington, Connecticut Auto Insurance Quotes

Before you buy Southington, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Southington, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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