Best Cheap Auto Insurance in Southampton, MA (2021)

The average Southampton, MA auto insurance rates are $230 per month. The minimum auto insurance in Southampton is at least 20/40/5 in coverage to comply with Massachusetts auto insurance laws. To find the best cheap auto insurance in Southampton, Massachusetts, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Southampton is State Farm
  • The most expensive auto insurance company in Southampton for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Southampton, Massachusetts is 20/40/5

Southampton, Massachusetts auto insurance requirements are 20/40/5 according to Massachusetts auto insurance laws. Finding cheap auto insurance in Southampton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Southampton, Massachusetts, including driving record, credit, commute time, and more.

Compare auto insurance in Southampton to other Massachusetts cities, including Boston auto insurance rates, Quincy auto insurance rates, and Fall River auto insurance rates to see how Southampton, Massachusetts auto insurance rates stack up.

Before you buy Southampton, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Southampton, Massachusetts auto insurance quotes.

Minimum Auto Insurance in Southampton, Massachusetts

Southampton, Massachusetts auto insurance laws require that you have at least the Massachusetts minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Southampton, Massachusetts.

Minimum Required Auto Insurance Coverage in Southampton, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Southampton, Massachusetts Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Southampton, Massachusetts are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Southampton, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,027 $2,027 $2,027 $2,027 $7,255 $7,255 $2,275 $2,275
GEICO $1,671 $1,671 $1,535 $1,535 $4,896 $4,896 $1,731 $1,731
Liberty Mutual $2,439 $2,439 $2,127 $2,127 $8,005 $8,005 $2,552 $2,552
Progressive $2,038 $2,038 $1,957 $1,957 $7,657 $7,657 $2,205 $2,205
State Farm $794 $794 $794 $794 $2,165 $2,165 $794 $794
Travelers $2,788 $2,788 $2,466 $2,466 $5,626 $5,626 $3,066 $3,066
USAA $1,197 $1,197 $1,180 $1,180 $2,763 $2,763 $1,323 $1,323

Cheap Southampton, Massachusetts Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Southampton, Massachusetts is a challenge. Take a look at the annual teen auto insurance rates in Southampton, Massachusetts.

Annual Auto Insurance Rates for Teen Drivers in Southampton, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,255 $7,255
GEICO $4,896 $4,896
Liberty Mutual $8,005 $8,005
Progressive $7,657 $7,657
State Farm $2,165 $2,165
Travelers $5,626 $5,626
USAA $2,763 $2,763

Cheap Southampton, Massachusetts Auto Insurance for Seniors

What are senior auto insurance rates in Southampton, Massachusetts? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Southampton, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,027 $2,027
GEICO $1,535 $1,535
Liberty Mutual $2,127 $2,127
Progressive $1,957 $1,957
State Farm $794 $794
Travelers $2,466 $2,466
USAA $1,180 $1,180

Cheap Southampton, Massachusetts Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Southampton, Massachusetts compared to the annual auto insurance rates with a clean record in Southampton, Massachusetts.

Annual Southampton, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,634 $3,905 $4,409 $2,634
GEICO $1,972 $2,698 $3,086 $2,078
Liberty Mutual $2,983 $4,061 $4,898 $3,181
Progressive $2,914 $4,098 $3,254 $3,591
State Farm $898 $1,224 $1,461 $962
Travelers $2,712 $3,744 $4,051 $3,439
USAA $1,155 $1,494 $2,524 $1,290

Cheap Southampton, Massachusetts Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Southampton, Massachusetts is not easy. Compare the annual rates for DUI auto insurance in Southampton, Massachusetts to find the best deal.

Annual Auto Insurance Rates After a DUI in Southampton, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,409
GEICO $3,086
Liberty Mutual $4,898
Progressive $3,254
State Farm $1,461
Travelers $4,051
USAA $2,524

Cheap Southampton, Massachusetts Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Southampton, Massachusetts can vary. Compare the annual cost of auto insurance by ZIP code in Southampton, Massachusetts to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Southampton, Massachusetts

ZIP Code Average Annual Rates
1073 $2,762

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Cheap Southampton, Massachusetts Auto Insurance Rates By Commute

Commute length and annual mileage affect Southampton, Massachusetts auto insurance. Find the cheapest annual Southampton, Massachusetts auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Southampton, Massachusetts

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,289 $3,502
GEICO $2,410 $2,507
Liberty Mutual $3,634 $3,927
Progressive $3,464 $3,464
State Farm $1,110 $1,163
Travelers $3,318 $3,655
USAA $1,572 $1,660

Cheap Southampton, Massachusetts Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Southampton, Massachusetts? Check out the comparison of annual Southampton, Massachusetts auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Southampton, Massachusetts

Insurance Company Low Medium High
Allstate $3,162 $3,446 $3,579
GEICO $2,279 $2,500 $2,596
Liberty Mutual $3,549 $3,828 $3,964
Progressive $3,183 $3,531 $3,678
State Farm $1,037 $1,157 $1,215
Travelers $3,124 $3,551 $3,784
USAA $1,500 $1,642 $1,706

Best By Category: Cheapest Auto Insurance in Southampton, Massachusetts

Compare the cheapest auto insurance companies in Southampton, Massachusetts in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Southampton, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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The Cheapest Southampton, Massachusetts Auto Insurance Companies

What auto insurance companies in Southampton, Massachusetts are the cheapest? Compare the top Southampton, Massachusetts auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Southampton, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,396
GEICO $2,458
Liberty Mutual $3,781
Progressive $3,464
State Farm $1,137
Travelers $3,486
USAA $1,616

What affects auto insurance rates in Southampton, Massachusetts?

There are a lot of reasons why auto insurance rates in Southampton, Massachusetts are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Southampton, Massachusetts. Many local factors may affect your Southampton auto insurance rates.

Southampton Traffic

How does Southampton, Massachusetts rank for traffic? According to Inrix Southampton, Massachusetts is the 127th most congested worldwide.

Compare Southampton, Massachusetts Auto Insurance Quotes

Before you buy Southampton, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Southampton, Massachusetts auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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