Best Cheap Auto Insurance in South Williamson, KY (2021)

The average South Williamson, KY auto insurance rates are $578 per month. The minimum auto insurance in South Williamson is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in South Williamson, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in South Williamson is USAA
  • The most expensive auto insurance company in South Williamson for teen drivers is Travelers
  • Average auto insurance rates in South Williamson, KY for senior drivers are $3,754 per year

South Williamson, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in South Williamson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in South Williamson, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in South Williamson to other Kentucky cities, including George auto insurance rates, Independence auto insurance rates, and Owensboro auto insurance rates to see how South Williamson, Kentucky auto insurance rates stack up.

Before you buy South Williamson, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free South Williamson, Kentucky auto insurance quotes.

Minimum Auto Insurance in South Williamson, Kentucky

South Williamson, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in South Williamson, Kentucky.

Minimum Required Auto Insurance Coverage in South Williamson, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap South Williamson, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in South Williamson, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in South Williamson, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,261 $19,837 $21,973 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,879 $5,316 $4,087 $4,606 $20,960 $23,305 $5,121 $5,375
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,070 $2,889 $2,805 $2,796 $15,959 $18,100 $3,808 $3,814
State Farm $2,439 $2,439 $2,163 $2,163 $6,562 $8,333 $2,702 $2,978
Travelers $4,016 $4,090 $3,958 $3,963 $20,555 $33,336 $4,202 $4,866
USAA $2,359 $2,351 $2,136 $2,157 $6,595 $6,905 $2,984 $3,258

Cheap South Williamson, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in South Williamson, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in South Williamson, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in South Williamson, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,973
GEICO $8,902 $10,417
Liberty Mutual $20,960 $23,305
Nationwide $12,492 $15,331
Progressive $15,959 $18,100
State Farm $6,562 $8,333
Travelers $20,555 $33,336
USAA $6,595 $6,905

Cheap South Williamson, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in South Williamson, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in South Williamson, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,261
GEICO $4,595 $4,158
Liberty Mutual $4,087 $4,606
Nationwide $5,035 $5,213
Progressive $2,805 $2,796
State Farm $2,163 $2,163
Travelers $3,958 $3,963
USAA $2,136 $2,157

Cheap South Williamson, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in South Williamson, Kentucky compared to the annual auto insurance rates with a clean record in South Williamson, Kentucky.

Annual South Williamson, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,064 $10,783 $8,727
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,646 $11,857 $9,181 $8,141
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,481 $8,249 $6,235 $6,656
State Farm $3,443 $4,001 $3,722 $3,722
Travelers $8,576 $8,828 $12,875 $9,215
USAA $2,691 $3,820 $4,613 $3,249

Cheap South Williamson, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in South Williamson, Kentucky is not easy. Compare the annual rates for DUI auto insurance in South Williamson, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in South Williamson, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $9,181
Nationwide $10,149
Progressive $6,235
State Farm $3,722
Travelers $12,875
USAA $4,613

Cheap South Williamson, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how South Williamson, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in South Williamson, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $13,265 $8,048 $6,306
Nationwide $9,520 $7,384 $6,351
Progressive $7,400 $6,496 $6,069
State Farm $5,334 $3,263 $2,569
Travelers $11,031 $9,310 $9,279
USAA $5,323 $3,004 $2,452

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Cheap South Williamson, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in South Williamson, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in South Williamson, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in South Williamson, Kentucky

ZIP Code Average Annual Rates
41503 $6,312

Cheap South Williamson, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect South Williamson, Kentucky auto insurance. Find the cheapest annual South Williamson, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in South Williamson, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $9,206 $9,206
Nationwide $7,752 $7,752
Progressive $6,655 $6,655
State Farm $3,632 $3,812
Travelers $9,873 $9,873
USAA $3,460 $3,727

Cheap South Williamson, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in South Williamson, Kentucky? Check out the comparison of annual South Williamson, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in South Williamson, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,691 $9,142 $9,786
Nationwide $7,743 $7,625 $7,887
Progressive $5,837 $6,472 $7,656
State Farm $3,477 $3,709 $3,980
Travelers $9,335 $9,905 $10,380
USAA $3,410 $3,584 $3,786

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Best By Category: Cheapest Auto Insurance in South Williamson, Kentucky

Compare the cheapest auto insurance companies in South Williamson, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in South Williamson, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest South Williamson, Kentucky Auto Insurance Companies

What auto insurance companies in South Williamson, Kentucky are the cheapest? Compare the top South Williamson, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in South Williamson, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $9,206
Nationwide $7,752
Progressive $6,655
State Farm $3,722
Travelers $9,873
USAA $3,593

What affects auto insurance rates in South Williamson, Kentucky?

There are a lot of reasons why auto insurance rates in South Williamson, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in South Williamson, Kentucky. Many local factors may affect your South Williamson auto insurance rates.

South Williamson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average South Williamson, Kentucky commute length is 48.0 minutes according to City-Data.

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Compare South Williamson, Kentucky Auto Insurance Quotes

Before you buy South Williamson, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free South Williamson, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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